v3.26.1
Net Interest Income (Tables)
12 Months Ended
Dec. 31, 2025
Net Interest Income [Abstract]  
Summary of Net Interest Income
    
For the year ended December 31,
 
    
2023
    
2024
    
2025
 
    
RMB’000
    
RMB’000
    
RMB’000
 
Loans originated by consolidated trust plans
        
Interest income
     15,401,224        9,633,976        7,111,697  
Interest expenses
     (6,576,219 )       (2,784,362 )       (1,621,267 ) 
  
 
 
    
 
 
    
 
 
 
Net interest income from loans originated by consolidated trust plans
  
 
8,825,005
 
  
 
6,849,614
 
  
 
5,490,430
 
  
 
 
    
 
 
    
 
 
 
Loans originated by financial institutions (a)
        
Interest income
     5,007,555        6,527,925        8,949,246  
Interest expenses
     (720,432 )       (1,066,211 )       (1,245,296 ) 
  
 
 
    
 
 
    
 
 
 
Net interest income from loans originated by financial institutions (a)
  
 
4,287,123
 
  
 
5,461,714
 
  
 
7,703,950
 
  
 
 
    
 
 
    
 
 
 
Total net interest income
  
 
13,112,128
 
  
 
12,311,328
 
  
 
13,194,380
 
  
 
 
    
 
 
    
 
 
 
 
  (a)
Financial institutions include Ping An Consumer Finance Co., Ltd., microloan lending companies subsidiaries of the Company and the PAObank.