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border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; padding-top: 3pt; padding-bottom: 3pt; text-align: center">FEES AND EXPENSES</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top"> <td style="width: 20%; font-size: 10pt">Charges for Early Withdrawals </td> <td style="width: 3%; font-size: 10pt"> </td> <td style="width: 77%; font-size: 10pt; text-align: justify">Universal VIA Generation Growth — If you surrender your contract, apply your cash value to a non-life contingent annuity payment option, or withdraw money from the contract within 6 years following your last contribution, you will be assessed a withdrawal charge of up to 7% of the contribution(s) withdrawn or surrendered. For example, if you surrender the contract in the first contract year, you could pay a withdrawal charge of up to $7,000 on a $100,000 investment.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify">Universal VIA Generation Growth ADV — No withdrawal charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify; padding-bottom: 3pt">For additional information about charges for surrenders and early withdrawals, see “Charges and Expenses” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 20%">Transaction Charges </td> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: justify; width: 77%"> In addition to withdrawal charges, you may also be charged for other transactions, including for special requests such as wire transfers, express mail, duplicate contracts, preparing checks, third-party transfers or exchanges, or for each transfer between investment options in excess of 12 transfers per contract year. Under the Universal VIA Generation Growth ADV contract, if the fee for the advisory services you are receiving is taken from the account value, then the account value will be reduced for any such charge. </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify; padding-bottom: 3pt">For additional information about transaction charges, see “Fee Table” and “Charges and Expenses” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 20%">Ongoing Fees and Expenses (annual charges) </td> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 77%; text-align: justify">The table below describes the fees and expenses that you may pay each year, depending on the options you choose. For Universal VIA Generation Growth ADV contracts, the fees and expenses in the table below do not reflect any advisory fees paid to financial intermediaries from the contract value or other assets of the owner; if such fees were reflected, the below fees and charges would be higher. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; width: 23%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 54%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif">Annual Fee</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 1%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 11%; padding-bottom: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Minimum</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 11%; padding-bottom: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Maximum</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Base contract (varies by contract series)(1)(4)</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.55%</td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">1.50%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Investment options (Portfolio Company fees and expenses)(2)</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.54%</td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">3.04%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Optional benefits available for an additional charge (for a single optional benefit, if elected)(3)</td> <td style="border-bottom: black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; vertical-align: bottom; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.30%</td> <td style="border-bottom: black 1pt solid; vertical-align: bottom; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.50%</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; width: 23%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; width: 0.25in; font-family: Arial, Helvetica, Sans-Serif"> (1)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of daily net assets of the Separate Account. Included as part of base contract expense is the effect of the $50 annual Contract Maintenance Fee. The annual Contract Maintenance Fee is not deducted for contracts with an account value of $100,000 or greater. </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif">(2)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of daily net assets in the Portfolio. This range is for the year ended December 31, 2025, and could change from year to year.</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif">(3)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of the applicable benefit base.</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">(4)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Puerto Rico Tax Charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 20%"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-left: 0.25in; text-indent: -0.25in; width: 77%"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add withdrawal charges that substantially increase costs.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Lowest Annual Cost $1,415</td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Highest Annual Cost $5,040</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> Least expensive combination of contract series (Generation Growth ADV) and Portfolio Company fees and expenses</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Most expensive combination of contract series (Generation Growth), optional benefits (Return of Premium Death Benefit Rider) and Portfolio Company fees and expenses</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 23%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 30%">No sales charges or advisory fees</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 3%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No sales charges or advisory fees</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> No additional benefits</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; width: 77%; font-family: Arial, Helvetica, Sans-Serif">For additional information about ongoing fees and expenses, see “Fee Table” and “Charges and Expenses” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top"> <td style="width: 20%; font-size: 10pt">Charges for Early Withdrawals </td> <td style="width: 3%; font-size: 10pt"> </td> <td style="width: 77%; font-size: 10pt; text-align: justify">Universal VIA Generation Growth — If you surrender your contract, apply your cash value to a non-life contingent annuity payment option, or withdraw money from the contract within 6 years following your last contribution, you will be assessed a withdrawal charge of up to 7% of the contribution(s) withdrawn or surrendered. For example, if you surrender the contract in the first contract year, you could pay a withdrawal charge of up to $7,000 on a $100,000 investment.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify">Universal VIA Generation Growth ADV — No withdrawal charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify; padding-bottom: 3pt">For additional information about charges for surrenders and early withdrawals, see “Charges and Expenses” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 20%">Transaction Charges </td> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; text-align: justify; width: 77%"> In addition to withdrawal charges, you may also be charged for other transactions, including for special requests such as wire transfers, express mail, duplicate contracts, preparing checks, third-party transfers or exchanges, or for each transfer between investment options in excess of 12 transfers per contract year. Under the Universal VIA Generation Growth ADV contract, if the fee for the advisory services you are receiving is taken from the account value, then the account value will be reduced for any such charge. </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify; padding-bottom: 3pt">For additional information about transaction charges, see “Fee Table” and “Charges and Expenses” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 20%">Ongoing Fees and Expenses (annual charges) </td> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-top: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 77%; text-align: justify">The table below describes the fees and expenses that you may pay each year, depending on the options you choose. For Universal VIA Generation Growth ADV contracts, the fees and expenses in the table below do not reflect any advisory fees paid to financial intermediaries from the contract value or other assets of the owner; if such fees were reflected, the below fees and charges would be higher. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; width: 23%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 54%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif">Annual Fee</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 1%; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 11%; padding-bottom: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Minimum</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; width: 11%; padding-bottom: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Maximum</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Base contract (varies by contract series)(1)(4)</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.55%</td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">1.50%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Investment options (Portfolio Company fees and expenses)(2)</td> <td style="border-bottom: Black 1pt solid; padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.54%</td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">3.04%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Optional benefits available for an additional charge (for a single optional benefit, if elected)(3)</td> <td style="border-bottom: black 1pt solid; padding-bottom: 3pt; padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; vertical-align: bottom; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.30%</td> <td style="border-bottom: black 1pt solid; vertical-align: bottom; padding-bottom: 3pt; padding-top: 3pt; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.50%</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; width: 23%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; width: 0.25in; font-family: Arial, Helvetica, Sans-Serif"> (1)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of daily net assets of the Separate Account. Included as part of base contract expense is the effect of the $50 annual Contract Maintenance Fee. The annual Contract Maintenance Fee is not deducted for contracts with an account value of $100,000 or greater. </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif">(2)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of daily net assets in the Portfolio. This range is for the year ended December 31, 2025, and could change from year to year.</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif">(3)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Expressed as an annual percentage of the applicable benefit base.</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">(4)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Puerto Rico Tax Charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 20%"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-left: 0.25in; text-indent: -0.25in; width: 77%"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add withdrawal charges that substantially increase costs.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Lowest Annual Cost $1,415</td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Highest Annual Cost $5,040</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> Least expensive combination of contract series (Generation Growth ADV) and Portfolio Company fees and expenses</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Most expensive combination of contract series (Generation Growth), optional benefits (Return of Premium Death Benefit Rider) and Portfolio Company fees and expenses</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 23%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 30%">No sales charges or advisory fees</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 3%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No sales charges or advisory fees</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> No additional benefits</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; width: 77%; font-family: Arial, Helvetica, Sans-Serif">For additional information about ongoing fees and expenses, see “Fee Table” and “Charges and Expenses” in this Prospectus.</td></tr> </table> 0.0055 0.0150 0.0054 0.0304 0.0030 0.0050 <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Lowest Annual Cost $1,415</td> <td style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td colspan="2" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 3pt; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif; text-align: center; padding-bottom: 3pt">Highest Annual Cost $5,040</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td> <td style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="padding-top: 3pt; font-family: Arial, Helvetica, Sans-Serif">Assumes:</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Investment of $100,000</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">5% annual appreciation</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> Least expensive combination of contract series (Generation Growth ADV) and Portfolio Company fees and expenses</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">Most expensive combination of contract series (Generation Growth), optional benefits (Return of Premium Death Benefit Rider) and Portfolio Company fees and expenses</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 23%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 30%">No sales charges or advisory fees</td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 3%"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif; width: 0.25in">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No sales charges or advisory fees</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="font-family: Arial, Helvetica, Sans-Serif">No additional contributions, transfers or withdrawals</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif">●</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> No additional benefits</td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font-family: Arial, Helvetica, Sans-Serif"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: justify; width: 77%; font-family: Arial, Helvetica, Sans-Serif">For additional information about ongoing fees and expenses, see “Fee Table” and “Charges and Expenses” in this Prospectus.</td></tr> </table> 1415 5040 <table cellpadding="0" cellspacing="0" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 100%; padding-top: 3pt; padding-bottom: 3pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center">RISKS</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; padding-top: 4pt; font-family: Arial, Helvetica, Sans-Serif">Risk of Loss</td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_987_evip--RiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--RiskOfLossMember_gBFRTB-IMG_zoeaGwVrDVS" style="width: 77%; padding-top: 4pt; font-family: Arial, Helvetica, Sans-Serif; text-align: justify">The contract is subject to the risk of loss. You could lose some or all of your account value by investing in this contract.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 3pt"> </td> <td style="width: 77%; font-family: Arial, Helvetica, Sans-Serif; text-align: justify; padding-bottom: 3pt">For additional information about the risk of loss see “Principal Risks of Investing in the Contract” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 20%; font-family: Arial, Helvetica, Sans-Serif">Not a Short-Term Investment </td> <td style="border-top: Black 1pt solid; padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_982_evip--RiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--NotShortTermInvestmentRiskMember_gBFRTB-QQ_zPnB7scCQ0Hg" style="border-top: Black 1pt solid; padding-top: 3pt; width: 77%; font-family: Arial, Helvetica, Sans-Serif; text-align: justify">The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash because the contract is designed to provide for the accumulation of retirement savings and income on a long-term basis. As such, you should not use the contract as a short-term investment or savings vehicle. A withdrawal charge may apply in certain circumstances, and any withdrawals may also be subject to income taxes and tax penalties.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 3pt; width: 77%; text-align: justify">For additional information about the investment profile of the contract, see “Fee Table” and “Principal Risks of Investing in the Contract” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 20%"> Risks Associated with Investment Options</td> <td style="padding-top: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_983_evip--RiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--InvestmentOptionsRiskMember_zu8YP5MVebTa" style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 3pt; width: 77%; text-align: justify">An investment in the contract is subject to the risk of poor investment performance and can vary depending on the performance of the variable investment options (e.g., the Portfolios). Each investment option has its own unique risks. You should review the investment options available under the contract before making an investment decision.</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; padding-bottom: 0pt"> </td> <td style="padding-top: 0pt; font-family: Arial, Helvetica, Sans-Serif; padding-bottom: 0pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; text-align: justify; padding-bottom: 0pt"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; width: 20%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="border-bottom: Black 1pt solid; padding-bottom: 3pt; width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 3pt; width: 77%; text-align: justify">For additional information about the risks associated with the underlying Portfolios, see the Appendix to this Prospectus entitled “Portfolio Companies Available under the Contract,” and “Portfolios of the Trust” in “Purchasing the Contract” in this Prospectus.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 20%">Insurance Company Risks</td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_98D_evip--RiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--InsuranceCompanyRiskMember_gBFRTB-CICD_z0tw7GGesWQ1" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify">An investment in the contract is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to our claims paying ability. More information about the Company, including our financial strength ratings may be obtained at www.universallifepr.com.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 20%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 3%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 77%; text-align: justify">For additional information about insurance company risks see “Principal Risks of Investing in the Contract” and “About the General Account” in “More Information” in this Prospectus. </td></tr> </table> The contract is subject to the risk of loss. You could lose some or all of your account value by investing in this contract.For additional information about the risk of loss see “Principal Risks of Investing in the Contract” in this Prospectus. The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash because the contract is designed to provide for the accumulation of retirement savings and income on a long-term basis. As such, you should not use the contract as a short-term investment or savings vehicle. A withdrawal charge may apply in certain circumstances, and any withdrawals may also be subject to income taxes and tax penalties.For additional information about the investment profile of the contract, see “Fee Table” and “Principal Risks of Investing in the Contract” in this Prospectus. An investment in the contract is subject to the risk of poor investment performance and can vary depending on the performance of the variable investment options (e.g., the Portfolios). Each investment option has its own unique risks. You should review the investment options available under the contract before making an investment decision. An investment in the contract is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to our claims paying ability. More information about the Company, including our financial strength ratings may be obtained at www.universallifepr.com.For additional information about insurance company risks see “Principal Risks of Investing in the Contract” and “About the General Account” in “More Information” in this Prospectus. We may, at any time, exercise our rights to limit or terminate your contributions, allocations and transfers to any of the investment options and to limit the number of investment options which you may select. Such rights include, among others, combining any two or more investment options. We also reserve the right to remove or substitute underlying Portfolios as investment options. For more information, see “About Universal Life Separate Account Fortune VII” in “More Information” in this Prospectus. Currently, we do not charge for transfers among investment options under the contract. However, we reserve the right to charge for any transfers in excess of 12 per contract year. We will provide you with advance notice if we decide to assess the transfer charge, which will never exceed $35 per transfer.For additional information about the investment options, see “Portfolios of the Trust” in “Purchasing the Contract” section in this Prospectus and the “Appendix” to this Prospectus entitled “Portfolio Companies Available under the Contract”. If you have an optional benefit, like the Return of Premium Death Benefit Rider and we exercise our right to discontinue the acceptance of, and/or place additional limitations on, contributions to the contract, you may no longer be able to fund your optional benefit.If you elect the Return of Premium Death Benefit Rider, you generally cannot make additional contributions to your contract once you reach age 76 (or after the first contract year, if later).Withdrawals, including withdrawals to pay advisory fees, may affect the availability of the optional benefit by reducing the benefit by an amount greater than the value withdrawn, and/or could terminate the benefit.If you purchase the Universal VIA Generation Growth ADV contract and you elect to pay the advisory fee from your account value, then this deduction will be treated as a withdrawal and will reduce the standard death benefit and the Return of Premium Death Benefit Rider, perhaps significantly. See “Fee based programs” in “Purchasing the Contract” in this Prospectus.For additional information about the Return of Premium Death Benefit Rider, see “Return of Premium Death Benefit Rider” in “Benefits Available Under the Contract” in this Prospectus. You should consult with a tax professional to determine the tax implications of an investment in, and payments received under, the contract. There is no additional tax benefit to you if the contract is purchased through a tax-qualified plan or individual retirement account (IRA). Withdrawals will be subject to ordinary income tax and may be subject to tax penalties. Generally, you are not taxed until you make a withdrawal from the contract.For additional information about tax implications see “Tax Information” in this Prospectus. Some financial professionals may receive compensation for selling the contract to you, in the form of commissions or in the form of contribution-based compensation. Financial professionals may also receive additional compensation for enhanced marketing opportunities and other services (commonly referred to as “marketing allowances”). This conflict of interest may influence the financial professional to recommend this contract over another investment.For additional information about compensation to financial professionals, see “Distribution of the contracts” in “More Information” in this Prospectus. Some financial professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange your contract if you determine, after comparing the features, fees, and risks of both contracts, that it is preferable to purchase the new contract rather than continue to own your existing contract. Fee Table The following tables describe the fees and expenses that you will pay when buying, owning, surrendering or making withdrawals from the contract. The fees and expenses for the ADV series do not reflect any advisory fees paid to investment advisors from the account value or other assets of the owner and the cumulative effect of these charges would increase the overall cost of a Universal VIA Generation Growth ADV contract. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. The first table describes fees and expenses that you will pay at the time that you buy the contract, surrender or make withdrawals from the contract, or transfer account value between the investment options. <table cellpadding="0" cellspacing="0" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 100%; padding-top: 3pt; padding-bottom: 3pt; padding-left: 5.4pt">TRANSACTION EXPENSES</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td rowspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 74%; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="width: 1%"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 12%; padding-top: 1pt; padding-bottom: 1pt"></td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 1%; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 12%; padding-top: 1pt; padding-bottom: 1pt; padding-left: 0.05pt"></td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center"> </td> <td style="border-bottom: Black 1pt solid; text-align: center; font-family: Arial, Helvetica, Sans-Serif"> Generation Growth</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Generation Growth ADV</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Sales Load Imposed on Purchases</td> <td> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Withdrawal Charge (as a percentage of contributions withdrawn)</td> <td> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">7.00%(1)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Transfer Fee(2)</td> <td> </td> <td id="xdx_985_evip--TransferFeeCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDIp_z98Q1xbw4hh9" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Transfer Fee">$35</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_982_evip--TransferFeeCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDIp_zLKuCeQ8IMAg" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$35</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Third Party Transfer or Exchange Fee(3)</td> <td> </td> <td id="xdx_983_evip--OtherTransactionFeeMinimumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDMp_zZxUQP0erkf6" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Third Party Transfer or Exchange Fee">$125</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_987_evip--OtherTransactionFeeMinimumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDMp_zyKxpoH8QJ95" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$125</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Special Service Charges(4)</td> <td> </td> <td id="xdx_982_evip--OtherTransactionFeeMaximumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDQp_zrstw76QFZHj" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Special Service Charges">$280</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_984_evip--OtherTransactionFeeMaximumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDQp_ztd2sGyaGqDi" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$280</td></tr> </table> <div style="width: 100%; font-family: Arial, Helvetica, Sans-Serif"><div style="border-top: Black 1pt solid; font: 1pt Arial, Helvetica, Sans-Serif"> </div></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(1)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> For Generation Growth only, the charge percentage we use is determined by the number of years since receipt of the contribution to which the charge relates if you make a withdrawal, surrender your contract to receive its cash value, apply your cash value to a non-life contingent annuity payment option. For each contribution, we consider the year in which we receive that contribution to be “year 1.”</td></tr> </table> <table cellpadding="3" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: auto; width: 70%; border-collapse: collapse; margin-right: auto"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td colspan="8" style="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Charge as a % of contribution for each year following contribution</td></tr> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 21%; text-align: center"> </td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">1</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">2</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">3</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">4</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">5</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">6</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">7+</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Generation Growth</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">7%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">7%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">6%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">6%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">5%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">3%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">0%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> Generation Growth ADV</td> <td colspan="7" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">No Withdrawal Charge</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(2)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for transfers among investment options under the contract. However, we reserve the right to charge for transfers in excess of 12 transfers per contract year. We will charge no more than $35 for each transfer at the time each transfer is processed. See “Transfer charge” in “Charges and Expenses”.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(3)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for third party transfers or exchanges. However, we reserve the right to discontinue this waiver at any time, with or without notice. The maximum third-party transfer or exchange fee is $125. The current charge (which, as described above is waived) is $65. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(4)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for special services. However, we reserve the right to charge for the following: (1) express mail charge equal to a maximum of $35; (2) wire transfer charge equal to a maximum of $90; (3) duplicate contract charge equal to a maximum of $35; (4) check preparation charge equal to a maximum of $85; and (5) Duplicate Annual and/or Quarterly Statement of Account or Annual Payout Statement Charge, equal to a maximum of $35. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time.</td></tr> </table> The next table describes the fees and expenses that you will pay each year during the time that you own the contract (not including Portfolio fees and expenses). If you choose to purchase the optional benefit, you will pay additional charges, as shown below. <table cellpadding="0" cellspacing="0" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 100%; padding-top: 3pt; padding-bottom: 3pt; padding-left: 5.4pt">Annual Contract Expenses</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 74%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 1%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; width: 12%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> Generation Growth</td> <td style="width: 1%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; width: 12%; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Generation Growth ADV</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Administrative Expenses (Annual Contract Maintenance Fee)(1)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_982_evip--AdministrativeExpenseCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDEp_zMr9FYTbvan2" style="text-align: center; font-family: Arial, Helvetica, Sans-Serif" title="Administrative Expenses (Annual Contract Maintenance Fee)">$50</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_98E_evip--AdministrativeExpenseCurrentDollars_dn_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDEp_zPjY6useHaP2" style="text-align: center; font-family: Arial, Helvetica, Sans-Serif">$50</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif">Base Contract Expenses (as a percentage of daily net assets of the Separate Account)(2)(3)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_986_evip--BaseContractExpenseOfAverageAccountValueCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDIpICgzKQ_____zlOseO8ZCjh6" style="vertical-align: bottom; text-align: center; font-family: Arial, Helvetica, Sans-Serif" title="Base Contract Expenses (as a percentage of daily net assets)">1.45%</td> <td style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_989_evip--BaseContractExpenseOfAverageAccountValueCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDIpICgzKQ_____zNurDaHdeLwl" style="vertical-align: bottom; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.50%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Optional Benefits Expenses (as a percentage of the benefit base)(4)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Return of Premium Death Benefit Rider charge</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"><span id="xdx_907_evip--OptionalBenefitExpenseOfBenefitBaseCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDQpICg1KQ_____zyT9vN6waRG9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.50%(5)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"><span id="xdx_90A_evip--OptionalBenefitExpenseOfBenefitBaseCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDQpICg1KQ_____zVomUmCmwsv1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.50%(5)</td></tr> </table> <div style="width: 100%; font-family: Arial, Helvetica, Sans-Serif"><div style="border-top: Black 1pt solid; font: 1pt Arial, Helvetica, Sans-Serif"> </div></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(1)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Beginning with your first contract date anniversary, we will deduct this charge on any contract date anniversary on which your account value is less than $100,000. If the contract is surrendered or annuitized or a death benefit is paid on any date other than the contract date anniversary, we will deduct a pro rata portion of the charge for that year. Otherwise, we will deduct the full charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(2)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Base Contract Expenses in this Fee Table include the Operations charge, the Administrative charge, the Distribution charge, and the Puerto Rico Tax charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(3)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Puerto Rico tax charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(4)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> The benefit base is equal to your initial contribution to the contract less any withdrawals you made from the contract.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; text-align: left; font-family: Arial, Helvetica, Sans-Serif">(5)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> The current charge is 0.30%, but we reserve the right to increase up to 0.50%.</td> </tr> </table> The next item shows the minimum and maximum total operating expenses charged by the Portfolio Companies that you may pay periodically during the time that you own the contract. A complete list of Portfolio Companies Available Under the Contract, including their annual expenses, may be found at the back of this document. See Appendix “Portfolio Companies Available Under the Contract.” <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; background-color: #DCDDDE; font-family: Arial, Helvetica, Sans-Serif"> <td colspan="4" style="border-top: #231F20 1pt solid; border-bottom: Black 1pt solid; text-align: center; padding-bottom: 3pt; padding-top: 3pt; padding-left: 4.25pt; font-family: Arial, Helvetica, Sans-Serif">Annual Portfolio COMPANY Expenses</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center; width: 75%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center">Minimum</td> <td style="text-align: center; width: 1%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center">Maximum</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: left; vertical-align: top; padding-top: 2.25pt; padding-left: 0.25pt; font-family: Arial, Helvetica, Sans-Serif">Annual Portfolio Company Expenses (expenses deducted from Portfolio assets including management fees, service fees, and other expenses)</td> <td style="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center">0.54%</td> <td style="padding-bottom: 1pt; vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center">3.04%</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-top: 2.25pt; padding-left: 0.25pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 100%; padding-top: 3pt; padding-bottom: 3pt; padding-left: 5.4pt">TRANSACTION EXPENSES</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td rowspan="2" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 74%; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="width: 1%"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 12%; padding-top: 1pt; padding-bottom: 1pt"></td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 1%; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 12%; padding-top: 1pt; padding-bottom: 1pt; padding-left: 0.05pt"></td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center"> </td> <td style="border-bottom: Black 1pt solid; text-align: center; font-family: Arial, Helvetica, Sans-Serif"> Generation Growth</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Generation Growth ADV</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Sales Load Imposed on Purchases</td> <td> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Withdrawal Charge (as a percentage of contributions withdrawn)</td> <td> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">7.00%(1)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">None</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Transfer Fee(2)</td> <td> </td> <td id="xdx_985_evip--TransferFeeCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDIp_z98Q1xbw4hh9" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Transfer Fee">$35</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_982_evip--TransferFeeCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDIp_zLKuCeQ8IMAg" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$35</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Third Party Transfer or Exchange Fee(3)</td> <td> </td> <td id="xdx_983_evip--OtherTransactionFeeMinimumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDMp_zZxUQP0erkf6" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Third Party Transfer or Exchange Fee">$125</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_987_evip--OtherTransactionFeeMinimumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDMp_zyKxpoH8QJ95" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$125</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 1pt; padding-bottom: 1pt">Special Service Charges(4)</td> <td> </td> <td id="xdx_982_evip--OtherTransactionFeeMaximumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDQp_zrstw76QFZHj" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt" title="Special Service Charges">$280</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt"> </td> <td id="xdx_984_evip--OtherTransactionFeeMaximumDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDQp_ztd2sGyaGqDi" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; padding-top: 1pt; padding-bottom: 1pt">$280</td></tr> </table> <div style="width: 100%; font-family: Arial, Helvetica, Sans-Serif"><div style="border-top: Black 1pt solid; font: 1pt Arial, Helvetica, Sans-Serif"> </div></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(1)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> For Generation Growth only, the charge percentage we use is determined by the number of years since receipt of the contribution to which the charge relates if you make a withdrawal, surrender your contract to receive its cash value, apply your cash value to a non-life contingent annuity payment option. For each contribution, we consider the year in which we receive that contribution to be “year 1.”</td></tr> </table> <table cellpadding="3" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: auto; width: 70%; border-collapse: collapse; margin-right: auto"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td colspan="8" style="border-top: black 1pt solid; border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Charge as a % of contribution for each year following contribution</td></tr> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 21%; text-align: center"> </td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">1</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">2</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">3</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">4</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">5</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">6</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 7%; text-align: center">7+</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif">Generation Growth</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">7%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">7%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">6%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">6%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">5%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">3%</td> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">0%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif"> Generation Growth ADV</td> <td colspan="7" style="border-bottom: black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">No Withdrawal Charge</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(2)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for transfers among investment options under the contract. However, we reserve the right to charge for transfers in excess of 12 transfers per contract year. We will charge no more than $35 for each transfer at the time each transfer is processed. See “Transfer charge” in “Charges and Expenses”.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(3)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for third party transfers or exchanges. However, we reserve the right to discontinue this waiver at any time, with or without notice. The maximum third-party transfer or exchange fee is $125. The current charge (which, as described above is waived) is $65. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; width: 0.25in">(4)</td> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"> Currently, we do not charge for special services. However, we reserve the right to charge for the following: (1) express mail charge equal to a maximum of $35; (2) wire transfer charge equal to a maximum of $90; (3) duplicate contract charge equal to a maximum of $35; (4) check preparation charge equal to a maximum of $85; and (5) Duplicate Annual and/or Quarterly Statement of Account or Annual Payout Statement Charge, equal to a maximum of $35. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time.</td></tr> </table> 0 0 0.0700 0 35 35 125 125 280 280 <table cellpadding="0" cellspacing="0" style="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; background-color: gainsboro; font-family: Arial, Helvetica, Sans-Serif"> <td style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; width: 100%; padding-top: 3pt; padding-bottom: 3pt; padding-left: 5.4pt">Annual Contract Expenses</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 74%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="width: 1%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; width: 12%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> Generation Growth</td> <td style="width: 1%; padding-bottom: 1pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: black 1pt solid; width: 12%; text-align: center; font-family: Arial, Helvetica, Sans-Serif">Generation Growth ADV</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Administrative Expenses (Annual Contract Maintenance Fee)(1)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_982_evip--AdministrativeExpenseCurrentDollars_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDEp_zMr9FYTbvan2" style="text-align: center; font-family: Arial, Helvetica, Sans-Serif" title="Administrative Expenses (Annual Contract Maintenance Fee)">$50</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_98E_evip--AdministrativeExpenseCurrentDollars_dn_uUSD_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDEp_zPjY6useHaP2" style="text-align: center; font-family: Arial, Helvetica, Sans-Serif">$50</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif">Base Contract Expenses (as a percentage of daily net assets of the Separate Account)(2)(3)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_986_evip--BaseContractExpenseOfAverageAccountValueCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDIpICgzKQ_____zlOseO8ZCjh6" style="vertical-align: bottom; text-align: center; font-family: Arial, Helvetica, Sans-Serif" title="Base Contract Expenses (as a percentage of daily net assets)">1.45%</td> <td style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td id="xdx_989_evip--BaseContractExpenseOfAverageAccountValueCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDIpICgzKQ_____zNurDaHdeLwl" style="vertical-align: bottom; text-align: center; font-family: Arial, Helvetica, Sans-Serif">0.50%</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Optional Benefits Expenses (as a percentage of the benefit base)(4)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Return of Premium Death Benefit Rider charge</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"><span id="xdx_907_evip--OptionalBenefitExpenseOfBenefitBaseCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233582Member_fKDQpICg1KQ_____zyT9vN6waRG9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.50%(5)</td> <td style="font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"><span id="xdx_90A_evip--OptionalBenefitExpenseOfBenefitBaseCurrentPercent_c20260501__20260501__vip--ContractAxis__custom--C000233583Member_fKDQpICg1KQ_____zVomUmCmwsv1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.50%(5)</td></tr> </table> <div style="width: 100%; font-family: Arial, Helvetica, Sans-Serif"><div style="border-top: Black 1pt solid; font: 1pt Arial, Helvetica, Sans-Serif"> </div></div> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(1)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Beginning with your first contract date anniversary, we will deduct this charge on any contract date anniversary on which your account value is less than $100,000. If the contract is surrendered or annuitized or a death benefit is paid on any date other than the contract date anniversary, we will deduct a pro rata portion of the charge for that year. Otherwise, we will deduct the full charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(2)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Base Contract Expenses in this Fee Table include the Operations charge, the Administrative charge, the Distribution charge, and the Puerto Rico Tax charge.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(3)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> Puerto Rico tax charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">(4)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> The benefit base is equal to your initial contribution to the contract less any withdrawals you made from the contract.</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top; text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> <td style="width: 0%; font-family: Arial, Helvetica, Sans-Serif"></td> <td style="width: 0.25in; text-align: left; font-family: Arial, Helvetica, Sans-Serif">(5)</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif"> The current charge is 0.30%, but we reserve the right to increase up to 0.50%.</td> </tr> </table> 50 50 0.0145 0.0050 0.0050 0.0050 0.0030 <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top; background-color: #DCDDDE; font-family: Arial, Helvetica, Sans-Serif"> <td colspan="4" style="border-top: #231F20 1pt solid; border-bottom: Black 1pt solid; text-align: center; padding-bottom: 3pt; padding-top: 3pt; padding-left: 4.25pt; font-family: Arial, Helvetica, Sans-Serif">Annual Portfolio COMPANY Expenses</td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="text-align: center; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td></tr> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: center; width: 75%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center">Minimum</td> <td style="text-align: center; width: 1%; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; width: 12%; padding-top: 1.2pt; font-family: Arial, Helvetica, Sans-Serif; text-align: center">Maximum</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: left; vertical-align: top; padding-top: 2.25pt; padding-left: 0.25pt; font-family: Arial, Helvetica, Sans-Serif">Annual Portfolio Company Expenses (expenses deducted from Portfolio assets including management fees, service fees, and other expenses)</td> <td style="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center">0.54%</td> <td style="padding-bottom: 1pt; vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center">3.04%</td></tr> <tr style="font-family: Arial, Helvetica, Sans-Serif"> <td style="border-bottom: Black 1pt solid; vertical-align: top; padding-top: 2.25pt; padding-left: 0.25pt; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> </td> <td style="border-bottom: Black 1pt solid; vertical-align: bottom; font-family: Arial, Helvetica, Sans-Serif; text-align: center"> </td></tr> </table> (expenses deducted from Portfolio assets including management fees, service fees, and other expenses) 0.0054 0.0304 12040 21122 30206 50475 5040 15122 25206 50475 4109 12445 20940 42893 4109 12445 20940 42893 <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="font-family: Arial, Helvetica, Sans-Serif">Principal Risks of Investing in the Contract</td></tr> </table> The risks identified below are the principal risks of investing in the contract. The contract may be subject to additional risks other than those identified and described in this Prospectus. <div id="xdx_982_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--RisksAssociatedWithVariableInvestmentOptionsMember_zNhXZAQZunQg"> Risks associated with variable investment options You take all the investment risk for amounts allocated to one or more of the subaccounts, which invest in Portfolios. If the Portfolios of the subaccounts you select increase in value, then your account value goes up; if they decrease in value, your account value goes down. How much your account value goes up or down depends on the performance of the Portfolios in which your subaccounts invest. We do not guarantee the investment results of any Portfolio. An investment in the contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected Portfolio(s), each of which has its own unique risks. You should review the prospectuses for the Portfolios before making an investment decision. </div> <div id="xdx_985_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--InsuranceCompanyRiskMember_zJ4SeDzBdixj"> Insurance company risk No company other than Universal Life Insurance Company has any legal responsibility to pay amounts that we owe under the contract. The general obligations and any guarantees or benefits under the contract are supported by our general account and are subject to our claims-paying ability. You should look to our financial strength for our claims-paying ability. Universal Life Insurance Company will reinsure a portion of the risks assumed for the base contract and its riders to Equitable Financial Life Insurance Company of America. </div> <div id="xdx_980_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--PossibleFeesOnAccessToAccountValueMember_zYFUibqTDqbh"> Possible fees on access to account value We may apply charges if you access your Account Value during the accumulation period or surrender your contract. For example, in addition to possible tax consequences, you may incur in charges for accessing your Account Value such as a withdrawal, transfers, or third-party transfers or exchanges. </div> <div id="xdx_98F_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--PossibleAdverseTaxConsequencesMember_zK6TQmtsa4A3"> Possible adverse tax consequences The tax considerations associated with the contract vary and can be complicated. The applicable tax rules can differ, depending on the type of contract, whether NQ or traditional IRA. The tax considerations discussed in this Prospectus are general in nature and describe federal and local income tax law. Moreover, the tax aspects that apply to a particular person’s contract may vary depending on the facts applicable to that person. Tax rules may change without notice. We cannot predict whether, when, or how these rules could change. Any change could affect contracts purchased before the change. The legislative branch in the US and/or Puerto Rico may also consider further proposals to comprehensively reform or overhaul the United States or Puerto Rico tax and retirement systems, which if enacted, could affect the tax benefits of a contract. We cannot predict what, if any, legislation will actually be proposed or enacted. Before making contributions to your contract or taking other action related to your contract, you should consult with a tax professional to determine the tax implications of an investment in, and payments received under the contract. </div> <div id="xdx_98A_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--NotAShortTermInvestmentMember_zkBLB0OFZnA1"> Not a short-term investment The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash because the contract is designed to provide for the accumulation of retirement savings and income on a long-term basis. As such, you should not use the contract as a short-term investment or savings vehicle and you should consider whether investing in the contract is consistent with your long-term financial goals. </div> <div id="xdx_98D_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__vip--RiskOfLossMember_zv4hcteaZ2vj"> Risk of loss All investments have risks to some degree and it is possible that you could lose money by investing in the contract. An investment in the contract is not a deposit with a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. </div> <div id="xdx_98B_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--LimitationsOnAccessToCashValueThroughWithdrawalsMember_zdQbgAj4L8X5"> Limitations on access to cash value through withdrawals Withdrawals may be subject to withdrawal charges, income taxes and tax penalties. The minimum partial withdrawal amount is $100. Withdrawals will reduce your account value and optional benefit base and the amount of the reduction may be greater than the dollar amount of the withdrawal. </div> <div id="xdx_98F_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--AdvisoryFeesMember_zIjhTo8rnkHg"> Advisory fees If you purchase a Universal VIA Generation Growth ADV contract and elect to pay the advisory fee from your account value, then this deduction will be treated as a withdrawal and will reduce the standard death benefit and the Return of Premium Death Benefit Rider, perhaps significantly, and may also be subject to income taxes. </div> <div id="xdx_98B_evip--PrincipalRiskTextBlock_c20260501__20260501__vip--RiskAxis__custom--CybersecurityRisksAndCatastrophicEventsMember_z254WWezBr15"> Cybersecurity risks and catastrophic events We rely on technology, including interconnected computer systems and data storage networks and digital communications to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our service providers and other business partners, our business is vulnerable to disruptions from utility outages, and susceptible to operational and information security risks resulting from information systems failure (e.g., hardware and software malfunctions) and cyber-attacks. Cyber-attacks may be systemic (e.g., affecting the internet, cloud services, or other infrastructure) or targeted (e.g., failures in or breach of our systems or those of third parties on whom we rely, including ransomware and malware attacks). Cybersecurity risks include, but are not limited to, the loss, theft, misuse, corruption, and destruction of data maintained online or digitally, interference with or denial of service, attacks on our websites (or the websites of third parties on whom we rely), disruption of routine business operations, and unauthorized release of confidential customer information. The risk of cyber-attacks may be higher during periods of geopolitical turmoil. Due to the increasing sophistication of cyber-attacks, a cybersecurity breach could occur and persist for an extended period without detection. Systems failures and cybersecurity incidents affecting us, our affiliates, the underlying funds, intermediaries, service providers, and other third parties on whom we rely on may adversely affect your account value and interfere with our ability to process contract transactions and calculate account values. Systems failures and cybersecurity breaches may cause us to be unable to process orders from our website or with the underlying funds, cause us to be unable to calculate unit values and/or the underlying funds to be unable to calculate share values, cause the release or possible destruction of confidential customer and/or business information, impede order processing or cause other operational issues, subject us and our service providers and intermediaries to regulatory fines, litigation, financial losses, and/or cause reputational damage. Cybersecurity risks and catastrophic events may also impact the issuers of securities in which the underlying funds invest, which may cause the Portfolios underlying your contract to lose value. </div> Risks associated with variable investment options You take all the investment risk for amounts allocated to one or more of the subaccounts, which invest in Portfolios. If the Portfolios of the subaccounts you select increase in value, then your account value goes up; if they decrease in value, your account value goes down. How much your account value goes up or down depends on the performance of the Portfolios in which your subaccounts invest. We do not guarantee the investment results of any Portfolio. An investment in the contract is subject to the risk of poor investment performance, and the value of your investment can vary depending on the performance of the selected Portfolio(s), each of which has its own unique risks. You should review the prospectuses for the Portfolios before making an investment decision. Insurance company risk No company other than Universal Life Insurance Company has any legal responsibility to pay amounts that we owe under the contract. The general obligations and any guarantees or benefits under the contract are supported by our general account and are subject to our claims-paying ability. You should look to our financial strength for our claims-paying ability. Universal Life Insurance Company will reinsure a portion of the risks assumed for the base contract and its riders to Equitable Financial Life Insurance Company of America. Possible fees on access to account value We may apply charges if you access your Account Value during the accumulation period or surrender your contract. For example, in addition to possible tax consequences, you may incur in charges for accessing your Account Value such as a withdrawal, transfers, or third-party transfers or exchanges. Possible adverse tax consequences The tax considerations associated with the contract vary and can be complicated. The applicable tax rules can differ, depending on the type of contract, whether NQ or traditional IRA. The tax considerations discussed in this Prospectus are general in nature and describe federal and local income tax law. Moreover, the tax aspects that apply to a particular person’s contract may vary depending on the facts applicable to that person. Tax rules may change without notice. We cannot predict whether, when, or how these rules could change. Any change could affect contracts purchased before the change. The legislative branch in the US and/or Puerto Rico may also consider further proposals to comprehensively reform or overhaul the United States or Puerto Rico tax and retirement systems, which if enacted, could affect the tax benefits of a contract. We cannot predict what, if any, legislation will actually be proposed or enacted. Before making contributions to your contract or taking other action related to your contract, you should consult with a tax professional to determine the tax implications of an investment in, and payments received under the contract. Not a short-term investment The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash because the contract is designed to provide for the accumulation of retirement savings and income on a long-term basis. As such, you should not use the contract as a short-term investment or savings vehicle and you should consider whether investing in the contract is consistent with your long-term financial goals. Risk of loss All investments have risks to some degree and it is possible that you could lose money by investing in the contract. An investment in the contract is not a deposit with a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Limitations on access to cash value through withdrawals Withdrawals may be subject to withdrawal charges, income taxes and tax penalties. The minimum partial withdrawal amount is $100. Withdrawals will reduce your account value and optional benefit base and the amount of the reduction may be greater than the dollar amount of the withdrawal. Advisory fees If you purchase a Universal VIA Generation Growth ADV contract and elect to pay the advisory fee from your account value, then this deduction will be treated as a withdrawal and will reduce the standard death benefit and the Return of Premium Death Benefit Rider, perhaps significantly, and may also be subject to income taxes. Cybersecurity risks and catastrophic events We rely on technology, including interconnected computer systems and data storage networks and digital communications to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our service providers and other business partners, our business is vulnerable to disruptions from utility outages, and susceptible to operational and information security risks resulting from information systems failure (e.g., hardware and software malfunctions) and cyber-attacks. Cyber-attacks may be systemic (e.g., affecting the internet, cloud services, or other infrastructure) or targeted (e.g., failures in or breach of our systems or those of third parties on whom we rely, including ransomware and malware attacks). Cybersecurity risks include, but are not limited to, the loss, theft, misuse, corruption, and destruction of data maintained online or digitally, interference with or denial of service, attacks on our websites (or the websites of third parties on whom we rely), disruption of routine business operations, and unauthorized release of confidential customer information. The risk of cyber-attacks may be higher during periods of geopolitical turmoil. Due to the increasing sophistication of cyber-attacks, a cybersecurity breach could occur and persist for an extended period without detection. Systems failures and cybersecurity incidents affecting us, our affiliates, the underlying funds, intermediaries, service providers, and other third parties on whom we rely on may adversely affect your account value and interfere with our ability to process contract transactions and calculate account values. Systems failures and cybersecurity breaches may cause us to be unable to process orders from our website or with the underlying funds, cause us to be unable to calculate unit values and/or the underlying funds to be unable to calculate share values, cause the release or possible destruction of confidential customer and/or business information, impede order processing or cause other operational issues, subject us and our service providers and intermediaries to regulatory fines, litigation, financial losses, and/or cause reputational damage. Cybersecurity risks and catastrophic events may also impact the issuers of securities in which the underlying funds invest, which may cause the Portfolios underlying your contract to lose value. <table cellpadding="0" cellspacing="0" style="border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%"> <tr style="vertical-align: top; font-family: Arial, Helvetica, Sans-Serif"> <td style="text-align: justify; width: 0.25in; font-family: Arial, Helvetica, Sans-Serif">2.</td> <td style="text-align: justify; font-family: Arial, Helvetica, Sans-Serif">Benefits Available Under the Contract</td></tr> </table> Summary of Benefits The following tables summarize information about the benefits available under the contract. Death Benefits These death benefits are available during the accumulation phase: <table cellpadding="3" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100.22%; border-collapse: collapse"> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: #DCDDDE"> <td rowspan="2" style="border: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Name of Benefit</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Purpose</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Standard/ Optional</td> <td colspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Annual Fee</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Brief Description of Restrictions/Limitations</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: #DCDDDE"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Max</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Current</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td id="xdx_980_evip--NameOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zfr5WLG2bCI3" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Standard Death Benefit</td> <td id="xdx_98C_evip--PurposeOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zkAv6JR59iJh" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Guarantees beneficiaries will receive a death benefit equal to your account value.</td> <td id="xdx_980_evip--BenefitStandardOrOptionalTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zXqz3Rs6Ey38" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Standard</td> <td colspan="2" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">No Charge</td> <td id="xdx_988_evip--BriefRestrictionsLimitationsTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zhkDi2lTURci" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> ● Available only at contract purchase. ● Withdrawals, including payment of advisory fees from your Account Value with respect to the Generation Growth ADV contract, will reduce the standard death benefit.</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td id="xdx_98C_evip--NameOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zCdFYWNV4dGk" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 15%">Return of Premium Death Benefit Rider</td> <td id="xdx_988_evip--PurposeOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zgMJ58kSr2X8" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 28%">Guarantees beneficiaries will receive a death benefit at least equal to your contributions adjusted for withdrawals.</td> <td id="xdx_986_evip--BenefitStandardOrOptionalTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zgxVixp1Jlce" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">Optional</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">0.50%(1)</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">0.30%(1)</td> <td id="xdx_989_evip--BriefRestrictionsLimitationsTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zRcND1Sqs3Fk" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 30%"> ● Available only at contract purchase. ● Available only to contract holders age 75 or younger on the contract date. ● Withdrawals, including payment of advisory fees with respect to the Generation Growth ADV contract, may reduce the benefit by an amount greater than the value withdrawn, and could significantly reduce or terminate the benefit. ● Generally, no additional contributions once reach age 76, or after the first contract year, if later.</td></tr> </table> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: justify; width: 0.25in">(1)</td> <td style="text-align: justify"> Expressed as an annual percentage of the benefit base.</td></tr> </table> Other Benefits These other benefits are available during the accumulation phase: <table cellpadding="3" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: bottom; background-color: #DCDDDE"> <td style="border: black 1pt solid; width: 15%">Name of Benefit</td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center; width: 28%">Purpose</td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center; width: 9%">Standard/ Optional</td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: Black 1pt solid; width: 18%; text-align: center">Annual Fee</td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 30%; text-align: center">Brief Description of Restrictions/Limitations</td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid">Rebalancing</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid">Periodically rebalance account value to your desired asset mix.</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">Optional</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">No Charge</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: left"> ● Must rebalance 100% of account value. ● Not available with the dollar cost averaging program.</td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: Black 1pt solid; border-left: black 1pt solid">Dollar Cost Averaging</td> <td style="border-right: black 1pt solid; border-bottom: Black 1pt solid">Transfer account value from the EQ/Money Market Portfolio to selected investment options on a regular basis to potentially reduce the impact of market volatility.</td> <td style="border-right: black 1pt solid; border-bottom: Black 1pt solid; text-align: center">Optional</td> <td style="border-right: black 1pt solid; border-bottom: Black 1pt solid; text-align: center">No Charge</td> <td style="border-right: black 1pt solid; border-bottom: Black 1pt solid; text-align: left"> ● $5,000 minimum to begin program. ● Account value may currently only be transferred on a monthly basis. ● Not available with the rebalancing program.</td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid">Systematic Withdrawals</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid">Take periodic withdrawals of a fixed dollar amount or percentage from your account value.</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">Optional</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center">No Charge</td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: left"> ● $100 minimum transfer amount ● Program withdrawals will reduce the account value and death benefit, perhaps significantly. ● Program may begin 28 days after contract issue.</td></tr> </table> <table cellpadding="3" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100.22%; border-collapse: collapse"> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: #DCDDDE"> <td rowspan="2" style="border: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Name of Benefit</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Purpose</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Standard/ Optional</td> <td colspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Annual Fee</td> <td rowspan="2" style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"> Brief Description of Restrictions/Limitations</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: #DCDDDE"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Max</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Current</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td id="xdx_980_evip--NameOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zfr5WLG2bCI3" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Standard Death Benefit</td> <td id="xdx_98C_evip--PurposeOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zkAv6JR59iJh" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Guarantees beneficiaries will receive a death benefit equal to your account value.</td> <td id="xdx_980_evip--BenefitStandardOrOptionalTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zXqz3Rs6Ey38" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">Standard</td> <td colspan="2" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: center">No Charge</td> <td id="xdx_988_evip--BriefRestrictionsLimitationsTextBlock_c20260501__20260501__vip--BenefitAxis__vip--StandardDeathBenefitMember_zhkDi2lTURci" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"> ● Available only at contract purchase. ● Withdrawals, including payment of advisory fees from your Account Value with respect to the Generation Growth ADV contract, will reduce the standard death benefit.</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td id="xdx_98C_evip--NameOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zCdFYWNV4dGk" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 15%">Return of Premium Death Benefit Rider</td> <td id="xdx_988_evip--PurposeOfBenefitTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zgMJ58kSr2X8" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 28%">Guarantees beneficiaries will receive a death benefit at least equal to your contributions adjusted for withdrawals.</td> <td id="xdx_986_evip--BenefitStandardOrOptionalTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zgxVixp1Jlce" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">Optional</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">0.50%(1)</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; width: 9%; text-align: center">0.30%(1)</td> <td id="xdx_989_evip--BriefRestrictionsLimitationsTextBlock_c20260501__20260501__vip--BenefitAxis__custom--ReturnOfPremiumDeathBenefitMember_zRcND1Sqs3Fk" style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; width: 30%"> ● Available only at contract purchase. ● Available only to contract holders age 75 or younger on the contract date. ● Withdrawals, including payment of advisory fees with respect to the Generation Growth ADV contract, may reduce the benefit by an amount greater than the value withdrawn, and could significantly reduce or terminate the benefit. ● Generally, no additional contributions once reach age 76, or after the first contract year, if later.</td></tr> </table> <table border="0" cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"> <tr style="vertical-align: top"> <td style="text-align: justify; width: 0.25in">(1)</td> <td style="text-align: justify"> Expressed as an annual percentage of the benefit base.</td></tr> </table> Standard Death Benefit Guarantees beneficiaries will receive a death benefit equal to your account value. Standard 0 ● Available only at contract purchase. ● Withdrawals, including payment of advisory fees from your Account Value with respect to the Generation Growth ADV contract, will reduce the standard death benefit. Return of Premium Death Benefit Rider Guarantees beneficiaries will receive a death benefit at least equal to your contributions adjusted for withdrawals. Optional 0.0050 0.0030 ● Available only at contract purchase. ● Available only to contract holders age 75 or younger on the contract date. ● Withdrawals, including payment of advisory fees with respect to the Generation Growth ADV contract, may reduce the benefit by an amount greater than the value withdrawn, and could significantly reduce or terminate the benefit. ● Generally, no additional contributions once reach age 76, or after the first contract year, if later. Appendix: Portfolio Companies Available Under the Contract <div id="xdx_982_evip--ProspectusesAvailableTextBlock_c20260501__20260501_z4EJzuHVMi5i"> The following is a list of Portfolio Companies available under the contract. More information about the Portfolio Companies is available in the prospectuses for the Portfolio Companies, which may be amended from time to time and can be found online at https://equitable-funds.com. You can request this information at no cost by calling 787-706-7095 or by sending an email request to annuities@universalpr.com The current expenses and performance information below reflect fee and expenses of the Portfolios, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio’s past performance is not necessarily an indication of future performance. </div> <table cellpadding="3" cellspacing="0" style="font: 11pt Calibri, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="background-color: #D9D9D9"> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td colspan="3" style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">Average Annual Total Returns</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Portfolio Company - Investment Adviser;</td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Current</td> <td colspan="3" style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">(as of 12/31/2025)</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 19%">Type</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 41%">Sub Adviser(s), as applicable</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 10%">Expenses</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">1 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">5 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">10 year</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_znNq9qJAMwb6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zlbsNPi7l7Q2" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Goldman Sachs Moderate Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zDiVXCSUG5bd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.24%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_znray4qKXn63" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.02%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zX9JpLknUqu9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.02%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zan1GOL1kAMd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.76%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zxThDdpUbWVk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zEoUpGurBZg6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/All Asset Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_909_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zGWiUpX5p7rf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zWleLTsXxm8d" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.18%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90A_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_z787GLrnVcm7" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.12%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.28%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zcvZ6E9buw0i" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90F_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zNAJFspcGOkf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/AB Dynamic Moderate Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zo0KerDdS6Th" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.13%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zoWX2b0z8sY4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.12%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90F_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zgXVQ6gzAVQ6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zryOdDc1GOte" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Goldman Sachs Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_909_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zCk0kmhJsi1a" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zshDevLdCBD5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.09%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zVxEf9K0gMfk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zsZEaPNaJOXe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zT3HQEaDHDE2" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Conservative Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_ziryfdmy9lKb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.05%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zLqlmbjM9Oc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.48%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.11%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zx9c6pxSs1va" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_908_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zYZ1PLPir9Dk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Moderate Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_z8CPRbmis4Wb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.08%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_z0pn0GYQWTR8" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.20%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zH9yL5Mm1mKe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.12%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.77%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90B_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_z0XqLeY5DYFc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_901_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zh2z36fCq0Vd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Moderate-Plus Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zuU1Z9CA2fn9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zP0xjbT5y145" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11.50%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_z6oMs82GCwp3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.88%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_ziN8YV42SZei" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.67%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Aggressive Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.97%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.47%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zCGJfWPMUSal" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zPIkzRVR6Vug" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT SmartBeta Equity ESG Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zrKguivGpCQk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zx5T8sOCoG9f" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zl0zIs4msTh3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zibROLCyXxq" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.74%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zm6vkhEz4JG1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90C_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zsDa0f1tZmHe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Small Cap Value Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_z9lx68c7DTW7" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zlAaWZ2pxVUe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.44%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">11.19%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zS4AKdwCFqtc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90E_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_z9mGb9MOKjTe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Micro Cap Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zuOSnCYpyUq8" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zrTT1yVcYELb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">16.42%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zjXzBr7iYuee" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zePbvP4mcOsg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.26%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zzkWQveRymjc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90E_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_z1sOQJIbZOv5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/American Century Mid Cap Value Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zC9nS8hcD96h" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.28%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zcdsv6ivtj3b" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.72%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_ziIcLGmyC8I6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.64%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/FIDELITY INSTITUTIONAL AM Large Cap Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.89%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">18.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.86%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zgfrMolDDcnj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_900_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zU30IhFE7qR4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Franklin Rising Dividends Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zd4mTyMZLuvh" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.98%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_z0g9vff364fg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11.84%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zLVbyd7x95Cd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.50%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zRF2tBcGQcI3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_903_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_z6ReLz10wITj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/MFS International Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zDLjaBkTMPWf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.22%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_ztUrLV6yEq3e" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zs7EmBqbJ5r1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zSSAQv95yHp3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.61%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_901_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_z9KXXzfV1xN6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_900_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_zz8bp0JFiZa4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Emerging Markets Equity PLUS Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_zkFnH69w9Jxe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.41%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">33.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.64%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.73%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zqeuJCEa7oE6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zJCkwvpvFMj1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/AB Small Cap Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zZgEKefhIwta" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.92%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zweYOSGaEha1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.43%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/International Equity Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">31.53%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.91%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.07%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Equity 500 Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.23%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.15%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Large Cap Value Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.52%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.77%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Invesco Global Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.25%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.40%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.59%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zt0BbniWHDVb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zRoZAUyoeGQe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/JPMorgan Value Opportunities Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_z45dydtvHQp1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zJal43uSMIQ5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15.40%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zDSg9MZFAzul" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.77%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.08%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_906_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_z0wQADEDlGqh" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_908_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zAGAbfYLEXag" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Small Company Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zJu0lsV26Bsf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.63%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zAHlCnt6idZb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.57%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zGfGLbf8WY8c" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.16%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90F_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_z1qs8WTVbVzd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.44%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zx8wsQtERr76" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zFqYEBwxmevb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Large Cap Growth Index</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zQeWO7zNUYPg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.71%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zpIMsNUR28Sc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.51%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.26%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT Socially Responsible Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.23%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.83%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Mid Cap Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.70%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.80%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.42%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.99%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Janus Enterprise Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.05%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.61%</td></tr> </table> <table cellpadding="3" cellspacing="0" style="font: 11pt Calibri, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="background-color: #D9D9D9"> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td colspan="3" style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">Average Annual Total Returns</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Portfolio Company - Investment Adviser;</td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Current</td> <td colspan="3" style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">(as of 12/31/2025)</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 19%">Type</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 41%">Sub Adviser(s), as applicable</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; width: 10%; text-align: center">Expenses</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">1 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">5 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">10 year</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Invesco Global Real Assets Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.16%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.93%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Wellington Energy Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.17%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/MFS Technology Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">16.24%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/MFS Utilities Series Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.65%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.33%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/T. Rowe Price Health Sciences Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.37%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">19.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.62%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z6gonSp6XnBj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z5VKJZmTEFa3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Natural Resources Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z9nRRY4KChsc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.56%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90F_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_zDluiATVvl69" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">28.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">16.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.42%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT Real Estate Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.39%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.67%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.69%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.28%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Multimanager Technology Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.38%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">25.87%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">19.41%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Total Return ESG Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.70%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-0.14%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Ultra Short Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.89%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.47%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.93%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.32%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT High Yield Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.92%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.41%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Global Real Return Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.52%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-0.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.48%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Intermediate Government Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.68%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.30%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/AB Short Duration Government Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.82%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.17%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.56%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Cash/Cash Equivalent</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Money Market Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.67%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.66%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.73%</td></tr> </table> The following is a list of Portfolio Companies available under the contract. More information about the Portfolio Companies is available in the prospectuses for the Portfolio Companies, which may be amended from time to time and can be found online at https://equitable-funds.com. You can request this information at no cost by calling 787-706-7095 or by sending an email request to annuities@universalpr.com The current expenses and performance information below reflect fee and expenses of the Portfolios, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio’s past performance is not necessarily an indication of future performance. <table cellpadding="3" cellspacing="0" style="font: 11pt Calibri, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="background-color: #D9D9D9"> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td colspan="3" style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">Average Annual Total Returns</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Portfolio Company - Investment Adviser;</td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Current</td> <td colspan="3" style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">(as of 12/31/2025)</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 19%">Type</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 41%">Sub Adviser(s), as applicable</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 10%">Expenses</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">1 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">5 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">10 year</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_znNq9qJAMwb6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zlbsNPi7l7Q2" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Goldman Sachs Moderate Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zDiVXCSUG5bd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.24%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_znray4qKXn63" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.02%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zX9JpLknUqu9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.02%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsModerateGrowthAllocationPortfolioMember_zan1GOL1kAMd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.76%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zxThDdpUbWVk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zEoUpGurBZg6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/All Asset Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_909_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zGWiUpX5p7rf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_zWleLTsXxm8d" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.18%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90A_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAllAssetGrowthAllocationPortfolioMember_z787GLrnVcm7" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.12%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.28%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zcvZ6E9buw0i" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90F_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zNAJFspcGOkf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/AB Dynamic Moderate Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zo0KerDdS6Th" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.13%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABDynamicModerateGrowthPortfolioMember_zoWX2b0z8sY4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.12%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90F_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zgXVQ6gzAVQ6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zryOdDc1GOte" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Goldman Sachs Growth Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_909_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zCk0kmhJsi1a" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zshDevLdCBD5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.09%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQGoldmanSachsGrowthAllocationPortfolioMember_zVxEf9K0gMfk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.29%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zsZEaPNaJOXe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zT3HQEaDHDE2" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Conservative Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_ziryfdmy9lKb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.05%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQConservativeAllocationPortfolioMember_zLqlmbjM9Oc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.48%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.11%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zx9c6pxSs1va" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_908_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zYZ1PLPir9Dk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Moderate Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_z8CPRbmis4Wb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.08%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_z0pn0GYQWTR8" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.20%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModerateAllocationPortfolioMember_zH9yL5Mm1mKe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.12%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.77%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90B_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_z0XqLeY5DYFc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_901_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zh2z36fCq0Vd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Moderate-Plus Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zuU1Z9CA2fn9" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_zP0xjbT5y145" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11.50%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_z6oMs82GCwp3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5.88%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQModeratePlusAllocationPortfolioMember_ziN8YV42SZei" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.67%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Asset Allocation</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Aggressive Allocation Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.97%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.47%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zCGJfWPMUSal" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zPIkzRVR6Vug" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT SmartBeta Equity ESG Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zrKguivGpCQk" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zx5T8sOCoG9f" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zl0zIs4msTh3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmartBetaEquityESGPortfolioMember_zibROLCyXxq" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.74%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zm6vkhEz4JG1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90C_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zsDa0f1tZmHe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Small Cap Value Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90C_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_z9lx68c7DTW7" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290SmallCapValuePortfolioMember_zlAaWZ2pxVUe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.44%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">11.19%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zS4AKdwCFqtc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90E_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_z9mGb9MOKjTe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Micro Cap Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zuOSnCYpyUq8" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zrTT1yVcYELb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">16.42%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zjXzBr7iYuee" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290MicroCapPortfolioMember_zePbvP4mcOsg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.26%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_907_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zzkWQveRymjc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90E_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_z1sOQJIbZOv5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/American Century Mid Cap Value Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zC9nS8hcD96h" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.28%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_zcdsv6ivtj3b" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.72%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQAmericanCenturyMidCapValuePortfolioMember_ziIcLGmyC8I6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.64%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/FIDELITY INSTITUTIONAL AM Large Cap Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.89%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">18.34%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.86%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zgfrMolDDcnj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_900_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zU30IhFE7qR4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Franklin Rising Dividends Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zd4mTyMZLuvh" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.98%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_z0g9vff364fg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11.84%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQFranklinRisingDividendsPortfolioMember_zLVbyd7x95Cd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.50%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zRF2tBcGQcI3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_903_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_z6ReLz10wITj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/MFS International Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zDLjaBkTMPWf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.22%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_ztUrLV6yEq3e" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zs7EmBqbJ5r1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_906_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQMFSInternationalGrowthPortfolioMember_zSSAQv95yHp3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.61%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_901_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_z9KXXzfV1xN6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_900_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_zz8bp0JFiZa4" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Emerging Markets Equity PLUS Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90E_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQEmergingMarketsEquityPLUSPortfolioMember_zkFnH69w9Jxe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.41%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">33.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.64%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.73%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zqeuJCEa7oE6" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90D_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zJCkwvpvFMj1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/AB Small Cap Growth Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90B_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zZgEKefhIwta" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.92%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_904_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQABSmallCapGrowthPortfolioMember_zweYOSGaEha1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.43%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/International Equity Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">31.53%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.91%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.07%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Equity 500 Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.23%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.15%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Large Cap Value Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.52%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.77%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Invesco Global Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.25%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.40%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.59%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zt0BbniWHDVb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_902_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zRoZAUyoeGQe" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/JPMorgan Value Opportunities Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_903_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_z45dydtvHQp1" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_901_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zJal43uSMIQ5" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15.40%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQJPMorganValueOpportunitiesPortfolioMember_zDSg9MZFAzul" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.77%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.08%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_906_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_z0wQADEDlGqh" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_908_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zAGAbfYLEXag" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Small Company Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_902_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zJu0lsV26Bsf" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.63%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zAHlCnt6idZb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.57%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_908_evip--AverageAnnualTotalReturns5YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_zGfGLbf8WY8c" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6.16%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90F_evip--AverageAnnualTotalReturns10YearsPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQSmallCompanyIndexPortfolioMember_z1qs8WTVbVzd" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.44%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_905_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zx8wsQtERr76" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zFqYEBwxmevb" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EQ/Large Cap Growth Index</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_900_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zQeWO7zNUYPg" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.71%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_905_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--EQLargeCapGrowthIndexMember_zpIMsNUR28Sc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.74%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.51%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.26%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT Socially Responsible Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.23%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">13.83%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Mid Cap Index Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.70%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">6.80%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.42%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.99%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Equity</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Janus Enterprise Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.05%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">10.61%</td></tr> </table> <table cellpadding="3" cellspacing="0" style="font: 11pt Calibri, Helvetica, Sans-Serif;width: 100%; border-collapse: collapse"> <tr style="background-color: #D9D9D9"> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td colspan="3" style="border-top: Black 1pt solid; border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">Average Annual Total Returns</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center"> </td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Portfolio Company - Investment Adviser;</td> <td style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-bottom: 0pt; vertical-align: middle; text-align: center">Current</td> <td colspan="3" style="border-right: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; text-align: center">(as of 12/31/2025)</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; background-color: #D9D9D9"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 19%">Type</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; text-align: center; width: 41%">Sub Adviser(s), as applicable</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; padding-top: 0pt; vertical-align: middle; width: 10%; text-align: center">Expenses</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">1 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">5 year</td> <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: middle; width: 10%; text-align: center">10 year</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Invesco Global Real Assets Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.16%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">15.93%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Wellington Energy Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.31%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.17%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">17.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/MFS Technology Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">16.24%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/MFS Utilities Series Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">14.65%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.33%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/T. Rowe Price Health Sciences Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.37%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">19.21%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.62%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_904_evip--PortfolioCompanyObjectiveTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z6gonSp6XnBj" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap"><span id="xdx_90A_evip--PortfolioCompanyNameTextBlock_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z5VKJZmTEFa3" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1290 VT Natural Resources Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90D_evip--CurrentExpensesPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_z9nRRY4KChsc" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1.56%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center"><span id="xdx_90F_evip--AverageAnnualTotalReturns1YearPercent_c20260501__20260501__vip--PortfolioCompanyAxis__custom--VT1290NaturalResourcesPortfolioMember_zDluiATVvl69" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">28.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">16.06%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.42%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT Real Estate Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.39%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">9.67%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.69%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.28%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Specialty</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Multimanager Technology Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.38%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">25.87%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">12.46%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">19.41%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Total Return ESG Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.95%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">8.70%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-0.14%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Ultra Short Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.89%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.47%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.93%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.32%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">1290 VT High Yield Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.10%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">7.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.92%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.41%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/PIMCO Global Real Return Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.04%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.52%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">-0.90%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.48%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Intermediate Government Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.68%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">5.54%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.30%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.15%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Fixed Income</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/AB Short Duration Government Bond Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.82%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">4.17%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.11%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.56%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: bottom"> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">Cash/Cash Equivalent</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; white-space: nowrap">EQ/Money Market Portfolio</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">0.67%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">3.66%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">2.79%</td> <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 10pt Arial, Helvetica, Sans-Serif; white-space: nowrap; text-align: center">1.73%</td></tr> </table> Asset Allocation EQ/Goldman Sachs Moderate Growth Allocation Portfolio 0.0124 0.1002 0.0502 0.0576 Asset Allocation EQ/All Asset Growth Allocation Portfolio 0.0129 0.1718 0.0712 0.0828 Asset Allocation EQ/AB Dynamic Moderate Growth Portfolio 0.0113 0.1346 0.0631 0.0612 Asset Allocation EQ/Goldman Sachs Growth Allocation Portfolio 0.0129 0.1209 0.0729 Asset Allocation EQ/Conservative Allocation Portfolio 0.0105 0.0748 0.0174 0.0311 Asset Allocation EQ/Moderate Allocation Portfolio 0.0108 0.1020 0.0412 0.0577 Asset Allocation EQ/Moderate-Plus Allocation Portfolio 0.0111 0.1150 0.0588 0.0767 Asset Allocation EQ/Aggressive Allocation Portfolio 0.0115 0.1297 0.0779 0.0947 Equity 1290 VT SmartBeta Equity ESG Portfolio 0.0110 0.1395 0.1021 0.1074 Equity 1290 VT Small Cap Value Portfolio 0.0134 0.0611 0.1344 0.1119 Equity 1290 VT Micro Cap Portfolio 0.0134 0.1642 0.0431 0.1226 Equity EQ/American Century Mid Cap Value Portfolio 0.0128 0.0872 0.0864 Equity EQ/FIDELITY INSTITUTIONAL AM Large Cap Portfolio 0.0089 0.1834 0.1386 Equity EQ/Franklin Rising Dividends Portfolio 0.0098 0.1184 0.0950 Equity EQ/MFS International Growth Portfolio 0.0122 0.2090 0.0690 0.0961 Equity EQ/Emerging Markets Equity PLUS Portfolio 0.0141 0.3346 0.0464 0.0773 Equity EQ/AB Small Cap Growth Portfolio 0.0092 0.0921 0.0343 0.1010 Equity EQ/International Equity Index Portfolio 0.0079 0.3153 0.0991 0.0807 Equity EQ/Equity 500 Index Portfolio 0.0054 0.1723 0.1379 0.1415 Equity EQ/Large Cap Value Index Portfolio 0.0074 0.1504 0.1052 0.0977 Equity EQ/Invesco Global Portfolio 0.0125 0.1540 0.0695 0.1059 Equity EQ/JPMorgan Value Opportunities Portfolio 0.0095 0.1540 0.1277 0.1208 Equity EQ/Small Company Index Portfolio 0.0063 0.1257 0.0616 0.0944 Equity EQ/Large Cap Growth Index 0.0071 0.1774 0.1451 0.1726 Equity 1290 VT Socially Responsible Portfolio 0.0090 0.1723 0.1304 0.1383 Equity EQ/Mid Cap Index Portfolio 0.0070 0.0680 0.0842 0.0999 Equity EQ/Janus Enterprise Portfolio 0.0104 0.0805 0.0706 0.1061 Specialty EQ/Invesco Global Real Assets Portfolio 0.0116 0.1593 0.0711 Specialty EQ/Wellington Energy Portfolio 0.0131 0.1217 0.1790 Specialty EQ/MFS Technology Portfolio 0.0110 0.1624 0.1206 Specialty EQ/MFS Utilities Series Portfolio 0.0115 0.1465 0.0733 Specialty EQ/T. Rowe Price Health Sciences Portfolio 0.0137 0.1921 0.0362 Specialty 1290 VT Natural Resources Portfolio 0.0156 0.2804 0.1606 0.0942 Specialty 1290 VT Real Estate Portfolio 0.0139 0.0967 0.0269 0.0328 Specialty Multimanager Technology Portfolio 0.0138 0.2587 0.1246 0.1941 Fixed Income EQ/PIMCO Total Return ESG Portfolio 0.0095 0.0870 -0.0014 Fixed Income EQ/PIMCO Ultra Short Bond Portfolio 0.0089 0.0447 0.0293 0.0232 Fixed Income 1290 VT High Yield Bond Portfolio 0.0110 0.0754 0.0392 0.0541 Fixed Income EQ/PIMCO Global Real Return Portfolio 0.0304 0.0552 -0.0090 0.0248 Fixed Income EQ/Intermediate Government Bond Portfolio 0.0068 0.0554 0.0030 0.0115 Fixed Income EQ/AB Short Duration Government Bond Portfolio 0.0082 0.0417 0.0211 0.0156 Cash/Cash Equivalent EQ/Money Market Portfolio 0.0067 0.0366 0.0279 0.0173 Expressed as an annual percentage of daily net assets of the Separate Account. Included as part of base contract expense is the effect of the $50 annual Contract Maintenance Fee. The annual Contract Maintenance Fee is not deducted for contracts with an account value of $100,000 or greater. Puerto Rico Tax Charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year. Expressed as an annual percentage of daily net assets in the Portfolio. This range is for the year ended December 31, 2025, and could change from year to year. Expressed as an annual percentage of the applicable benefit base. For Generation Growth only, the charge percentage we use is determined by the number of years since receipt of the contribution to which the charge relates if you make a withdrawal, surrender your contract to receive its cash value, apply your cash value to a non-life contingent annuity payment option. For each contribution, we consider the year in which we receive that contribution to be “year 1.” Currently, we do not charge for transfers among investment options under the contract. However, we reserve the right to charge for transfers in excess of 12 transfers per contract year. We will charge no more than $35 for each transfer at the time each transfer is processed. See “Transfer charge” in “Charges and Expenses”. Currently, we do not charge for third party transfers or exchanges. However, we reserve the right to discontinue this waiver at any time, with or without notice. The maximum third-party transfer or exchange fee is $125. The current charge (which, as described above is waived) is $65. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time. Currently, we do not charge for special services. However, we reserve the right to charge for the following: (1) express mail charge equal to a maximum of $35; (2) wire transfer charge equal to a maximum of $90; (3) duplicate contract charge equal to a maximum of $35; (4) check preparation charge equal to a maximum of $85; and (5) Duplicate Annual and/or Quarterly Statement of Account or Annual Payout Statement Charge, equal to a maximum of $35. These charges may increase over time to cover our administrative costs. We may discontinue these services at any time. Beginning with your first contract date anniversary, we will deduct this charge on any contract date anniversary on which your account value is less than $100,000. If the contract is surrendered or annuitized or a death benefit is paid on any date other than the contract date anniversary, we will deduct a pro rata portion of the charge for that year. Otherwise, we will deduct the full charge. Base Contract Expenses in this Fee Table include the Operations charge, the Administrative charge, the Distribution charge, and the Puerto Rico Tax charge. Puerto Rico tax charge, included as part of the Base Contract fee, will be deducted on an annual basis from each variable account and equals 0.10% of the net asset value of each variable account as of December 31 of each calendar year. The benefit base is equal to your initial contribution to the contract less any withdrawals you made from the contract. The current charge is 0.30%, but we reserve the right to increase up to 0.50%. Expressed as an annual percentage of the benefit base.