EX 27(r) Historical Current Limits on Index Gains - (2025):

 

All rates applicable September 15, 2025 through December 31, 2025.

 

One-Year S&P 500® Index Point-to-Point 10% Buffer Cap 20.50%
One-Year S&P 500® Index Point-to-Point 20% Buffer Cap 14.50%
One-Year S&P 500® Index Point-to-Point with 10% Dual Direction Trigger and 10% Buffer Rate 10.25%
One-Year S&P 500® Index Point-to-Point 10% Floor Cap 13.00%
One-Year S&P 500® Index Point-to-Point 0% Floor Cap 8.00%
Three-Year S&P 500® Index Point-to-Point 10% Buffer Cap 120.00%
Three-Year S&P 500® Index Point-to-Point 20% Buffer Cap 40.00%
Three-Year S&P 500® Index Point-to-Point 10% Buffer Participation 105.00%
Three-Year S&P 500® Index Point-to-Point 20% Buffer Participation 90.00%
Six-Year S&P 500® Index Point-to-Point 10% Buffer Cap 500.00%
Six-Year S&P 500® Index Point-to-Point 20% Buffer Cap 300.00%
Six-Year S&P 500® Index Point-to-Point 10% Buffer Participation 110.00%
Six-Year S&P 500® Index Point-to-Point 20% Buffer Participation 100.00%
Six-Year S&P 500® Index Point-to-Point 10% Buffer Guaranteed Annual Cap Rate 14.00%
One-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Cap 21.50%
One-Year Nasdaq-100 Index® Point-to-Point 20% Buffer Cap 13.50%
One-Year Nasdaq-100 Index® Point-to-Point with 10% Dual Direction Trigger and 10% Buffer Rate 9.00%
One-Year Nasdaq-100 Index® Point-to-Point 10% Floor Cap 14.25%
One-Year Nasdaq-100 Index® Point-to-Point 0% Floor Cap 7.50%
Three-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Cap 65.00%
Three-Year Nasdaq-100 Index® Point-to-Point 20% Buffer Cap 45.00%
Three-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Participation 90.00%
Three-Year Nasdaq-100 Index® Point-to-Point 20% Buffer Participation 80.00%
Six-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Cap 105.00%
Six-Year Nasdaq-100 Index® Point-to-Point 20% Buffer Cap 80.00%
Six-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Participation 95.00%
Six-Year Nasdaq-100 Index® Point-to-Point 20% Buffer Participation 85.00%
Six-Year Nasdaq-100 Index® Point-to-Point 10% Buffer Guaranteed Annual Cap Rate 13.00%
One-Year Russell 2000® Index Point-to-Point 10% Buffer Cap 25.00%
One-Year Russell 2000® Index Point-to-Point 20% Buffer Cap 15.50%
One-Year Russell 2000® Index Point-to-Point with 10% Dual Direction Trigger and 10% Buffer Rate 10.00%
Three-Year Russell 2000® Index Point-to-Point 10% Buffer Cap 90.00%
Three-Year Russell 2000® Index Point-to-Point 20% Buffer Cap 60.00%
Three-Year Russell 2000® Index Point-to-Point 10% Buffer Participation 100.00%
Three-Year Russell 2000® Index Point-to-Point 20% Buffer Participation 85.00%
Six-Year Russell 2000® Index Point-to-Point 10% Buffer Cap 150.00%
Six-Year Russell 2000® Index Point-to-Point 20% Buffer Cap 100.00%
Six-Year Russell 2000® Index Point-to-Point 10% Buffer Participation 100.00%
Six-Year Russell 2000® Index Point-to-Point 20% Buffer Participation 90.00%
One-Year MSCI Emerging Markets (EM) Index Point-to-Point 10% Buffer Cap 23.00%
One-Year MSCI Emerging Markets (EM) Index Point-to-Point 20% Buffer Cap 14.00%
One-Year MSCI Emerging Markets (EM) Index Point-to-Point with 10% Dual Direction Trigger and 10% Buffer Rate 8.00%