Pre-Effective Amendment No.	☐
	Post-Effective Amendment No. 32	☒

	Amendment No. 33	☒

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immediately upon filing pursuant to paragraph (b) of Rule 485

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on May 1, 2026 pursuant to paragraph (b) of Rule 485

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60 days after filing pursuant to paragraph (a)(1) of Rule 485

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on (date) pursuant to paragraph (a)(1) of Rule 485

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this post-effective amendment designates a new effective date for a previously-filed post-effective amendment

Not FDIC Insured

May Lose Value

No Bank Guarantee

Glossary	4
Key Information	6
Overview of the Contract	9
Purpose	9
Phases of the Contract	9
Contract Features	10
Fee Table	11
Example	11
Principal Risks of Investing in the Contract	12
Farmers New World Life Insurance Company	13
The Fixed Account	13
Farmers Annuity Separate Account A	14
Changes to the Variable Account	14
The Portfolios	14
Subaccounts Closed to New Investors	15
Selection of the Portfolios	16
Availability of the Portfolios	17
Your Right to Vote Portfolio Shares	17
Benefits Available Under the Contract	18
Your Contract: The Pay-In Period	19
Tax-Free ‘Section  1035’ Exchanges	19
Ownership Rights	20
Modifying the Contract	21
Premiums	21
Premium Flexibility	21
Allocating Premiums	21
Your Contract Values	22
Contract Value	22
Subaccount Value	22
Accumulation Unit Value	22
Fixed Account Value	23
Fees and Charges	23
Mortality and Expense Risk Charge	23
Asset-Based Administration Charge	23
Transfer Fee	23
Surrender Charge	23
Records Maintenance Charge	25
Portfolio Management Fees and Expenses	25
Premium Taxes	26
Other Taxes	26
Transfers	26
Asset Allocation Models	27
Automatic Asset Rebalancing Program	27
Third Party Transfers	27
Dollar Cost Averaging Program	27
Telephone Transfers	28
Policy and Procedures Regarding Disruptive Trading and Market Timing	28
Surrender and Partial Withdrawals	31
Surrender	31
Partial Withdrawals	32
Systematic Withdrawal Plan	32
The Payout Period	33
The Annuity Start Date	33
Annuity Options	33
Determining the Amount of Your Annuity Payment	33
Fixed Annuity Payments	33
Guaranteed Annuity Tables	34
Description of Annuity Options	34
Guaranteed Retirement Income Benefit	34
Death Benefits	36
Death Benefit Before the Annuity Start Date	36
Standard Death Benefit	36
Optional Guaranteed Minimum Death Benefit	36
Distribution of Death Benefit Proceeds	37
Death Benefit on or After the Annuity Start Date	38
Investment Performance of the Subaccounts	38
Federal Tax Considerations	39
Taxation of Non-Qualified Contracts	40
Taxation of Qualified Contracts	41
Other Tax Issues	42
Our Taxes	43
Federal Estate Taxes	43
Generation-Skipping Transfer Tax	43
Permanent Estate and Gift Tax Exemption	43
Annuity Purchases by Residents of Puerto Rico	44
Annuity Purchases by Nonresident Aliens and Foreign Corporations	44
Foreign Tax Credits	44
Possible Tax Law Changes	44
Additional Information	44
When We Will Make Payments	44
Legal Proceedings	44
Reports to Owners	45
Inquiries	45
Financial Statements	45
Appendix: Portfolios Available Under the Contract	A-1

FEES AND EXPENSES
Charges for Early Withdrawals	If you withdraw money from the Contract within 7 years following a Premium Payment, you may be assessed a surrender charge. The maximum surrender charge is 7% of the Premium Payment, and a surrender charge may be assessed up to 7 years after a Premium Payment. If you make an early withdrawal, you could pay a surrender charge of up to $7,000 on a $100,000 withdrawal.   See “Surrender and Partial Withdrawals.”
Transaction Changes	In addition to surrender charges, you may also be charged for other transactions. Charges may be applied to transfers (if more than 12 during a Contract Year) or if state or local premium taxes are assessed.   See “Fees and Charges.”
Ongoing Fees and Expenses (annual charges)	The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected.
				Annual Fee		Minimum		Maximum
				Base Contract*		1.17%		1.17%***
				Investment options (Portfolios fees and expenses)**		0.19%		1.37%
				Optional benefits available for an additional charge (for a single option benefit, if elected)*		0.25%		0.25%
				* As a percentage of assets in the Variable Account. **As a percentage of Portfolio’s net assets. *** Includes $30 annual Records Maintenance Charge. The amount may be less than what is shown, because the Records Maintenance Charge is waived in certain circumstances. See “Fees and Charges – Records Maintenance Charge.”
				Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following tables shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender charges that substantially increase costs.
				Lowest Annual Cost $1,375		Highest Annual Cost $3,120
				Assumes:   • Investment of $100,000   • 5% annual appreciation   • Least expensive combination of Portfolio Company fees and expenses   • No optional benefits   • No sales charges   • No additional purchase payments, transfers or withdrawals		Assumes:   • Investment of $100,000   • 5% annual appreciation   • Most expensive combination of optional benefits, and Portfolio Company fees and expenses   • No sales charges   • No additional purchase payments, transfers or withdrawals

	RISKS
	Risk of Loss	You can lose money by investing in this Contract, including some or all of your investment.
	Not a Short-Term Investment	The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Contract is designed to provide benefits on a long-term basis. Consequently, you should not use the Contract as a short-term investment or savings vehicle. Because of the long-term nature of the Contract, you should consider whether investing purchase payments in the Contract is consistent with the purpose for which the investment is being considered.   See “Principal Risks of Investing in the Contract.”
	Risks Associated with Investment Options	An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Subaccounts of the Variable Account in which you invest. Each Subaccount invests in one underlying portfolio. We do not guarantee how any of the portfolios will perform.
	Insurance Company Risks	An investment in the Contract is subject to the risks related to Farmers New World Life Insurance Company. Any obligations (including under the Fixed Account), guarantees, or benefits are subject to the claims-paying ability of the Company. More information about us is available upon request. Such requests can be made toll-free at 1-877-376-8008.
	RESTRICTIONS
	Investments	The Contract was available for qualified and non-qualified retirement plans. The Contract is currently not available for sale. This Contract required you to pay an initial premium of at least $500. The initial premium is the only premium we require you to pay.   A transfer fee of $25 will be imposed for the thirteenth and each subsequent transfer during a Contract Year.   Before the Annuity Start Date, you may make transfers from the Subaccounts or from the Fixed Account subject to the conditions stated in “Transfer” section of this Prospectus. Also, we may modify or suspend the transfer privilege at any time.   We reserve the right in our sole discretion, and subject to applicable law, to add, close, remove, or combine one or more Subaccounts, combine the Variable Account with one or more other separate accounts, or operate the Variable Account as a different kind of investment company.   We reserve the right to remove or substitute portfolios as investment options, and we may limit a portfolio’s availability to new premiums and/or transfers of Contract Value.   We reserve the right, subject to applicable law, to add new portfolios or classes of portfolio shares, remove or close existing portfolios or classes of portfolio shares, or substitute portfolio shares held by any subaccount for shares of a different portfolio.   You may place money in the Fixed Account where we guarantee that it will earn interest for one-year periods at a guaranteed rate of at least 3%. We may declare higher rates of interest, but are not obligated to do so.   Eleven subaccounts, specified in “The Portfolios –Subaccounts Closed to New Investors” are closed to new investors.   The following restrictions apply to partial withdrawals. A partial withdrawal may have adverse tax consequences.   ◾ You may make only 1 withdrawal each calendar quarter.   ◾ You must request at least $100.   ◾ You may not make a partial withdrawal if the withdrawal plus the surrender charge would cause the Contract Value to fall below $500.   ◾ Surrender charges may apply.   See “Transfers,” “Farmers Annuity Separate Account A,” The Portfolios,” and “Fees and Charges.”
Optional Benefits			Optional benefits may be only available at the time you purchased your contract. We may discontinue or restrict the availability of an optional benefit.   As of June 18, 2003, we no longer offer the Guaranteed Retirement Income Benefit Rider.   See “Benefits Available Under the Contract,” “Death Benefit – Optional Guaranteed Minimum Death Benefit,” “Guaranteed Retirement Income Benefit.”
TAXES
Tax Implications			You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Contract. If you purchase the contract through a tax-qualified plan or individual retirement account, you do not get any additional tax deferral. Withdrawals will be subject to ordinary income tax and may be subject to tax penalties.   See “Federal Tax Considerations.”
CONFLICTS OF INTEREST
Investment Professional Compensation			The Contract is currently not being issued. However, some investment professionals may receive compensation in connection with additional purchase payments in an outstanding Contract, and may have a financial incentive to recommend such additional payments over another investment. This compensation is paid in the form of commissions, based on your investment in the Contract.   See “Distribution of Contracts” of the Statement of Additional Information (“SAI”).
Exchanges			If you already own an insurance contract, some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only exchange a contract you already own if you determine, after comparing the features, fees, and risks of both contracts, that it is preferable to purchase the new contract rather than continue to own your existing contract. This Contract is no longer sold.   See “Your Contract: The Pay-In Period – Tax-Free‘Section 1035’ Exchanges.”

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Variable Account. You may allocate premium(s) and Contract Value to one or more of the 45 Subaccounts each of which invests exclusively in one of the portfolios. For a list of portfolios in which you can invest, see “Appendix: Portfolios Available Under the Contract.”

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We reserve the right to offer other subaccounts in the future. Your investment returns on amounts you allocate to the subaccounts will fluctuate each day with the investment performance of these subaccounts and will be reduced by Contract and portfolio company charges. You bear the entire investment risk for amounts you allocate to the Subaccounts.

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We reserve the right to offer other subaccounts in the future. Your investment returns on amounts you allocate to the subaccounts will fluctuate each day with the investment performance of these subaccounts and will be reduced by Contract and portfolio company charges. You bear the entire investment risk for amounts you allocate to the Subaccounts.

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Fixed Account. You may place money in the Fixed Account where we guarantee that it will earn interest for one-year periods at a guaranteed rate of at least 3%. We may declare higher rates of interest, but are not obligated to do so. Money you place in the Fixed Account will be reduced by some of the fees and charges we assess. The Fixed Account is part of our General Account.

Sales Load Imposed on Purchases (as a percentage of purchase payments)	None
Surrender Charge (as a percentage of amount surrendered or partially withdrawn)1	Maximum 7%
Transfer Fee2	$25 after 12 transfers per  year
Premium Tax Charge3	Maximum 3.5%

1

We do not assess a surrender charge on death benefit payments. We do assess a surrender charge if you surrender your Contract, partially withdraw its Cash Value, or annuitize under the Contract while surrender charges are applicable.

2

We do not assess transfer fees on transfers under the Dollar Cost Averaging or Automatic Asset Rebalancing programs. Transfers under these programs do not count toward the twelve free transfers permitted each Contract Year.

3

Premium Tax charge, ranging from 0.00%—3.50%, may apply upon full surrender, partial withdrawal, or annuitization.

Administrative Expenses	$ 30 annually
Base Contract Expenses (as percentage of assets in the Variable Account)	1.15%
Optional Benefit Expenses (as percentage of assets in the Variable Account)
Guaranteed Retirement Income Benefit	0.25%
Guaranteed Minimum Death Benefit	0.25%

	Minimum	Maximum
(Expenses that are deducted from Portfolio Company assets, including management fees, distribution and/or service (12b-1) fees, and other expenses)	0.19%	1.37%

	1 year	3 years	5 years	10 years
If you surrender or annuitize your Contract at the end of the applicable time period:	914	1,414	2,011	3,422

		1 year		3 years		5 years		10 years
If you do not surrender or annuitize your Contract at the end of the applicable period		314		960		1,631		3,422

Portfolio	Fund	Effective Date
Calvert VP SRI Mid Cap Portfolio	Calvert Variable Series, Inc.	September 1, 2008
DWS Core Equity VIP	Deutsche DWS Variable Series I	September 1, 2008
DWS Small Mid Cap Growth VIP	Deutsche DWS Variable Series II	September 1, 2008
Templeton Developing Markets VIP Fund	Franklin Templeton Variable Insurance Products Trust	September 1, 2008
Goldman Sachs Strategic Growth Fund	Goldman Sachs Variable Insurance Trust	September 1, 2008
Goldman Sachs Mid Cap Value Fund	Goldman Sachs Variable Insurance Trust	May 1, 2006
Janus Henderson Enterprise Portfolio	Janus Aspen Series	September 1, 2008
Equity Income Account	Principal Variable Contracts Funds, Inc.	September 1, 2008
Principal Capital Appreciation Account	Principal Variable Contracts Funds, Inc.	September 1, 2008
SmallCap Account	Principal Variable Contracts Funds, Inc.	September 1, 2008
Franklin Small Cap Value VIP Fund	Franklin Templeton Variable Insurance Products Trust	June 20, 2021

(1)

remain invested in the affected subaccount;

(2)

continue to allocate new premium to the affected subaccount; and

(3)

transfer into and out of the affected subaccount.

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Rule 12b-1 Fees. We and/or FFS receive some or all of the 12b-1 fees from the portfolios that charge a 12b-1 fee. See the prospectuses, for the Portfolios for more information. The 12b-1 fees we and/or FFS receive are calculated as a percentage of the average daily net assets of the portfolios owned by the subaccounts available under this Contract and certain other variable insurance products that we issue.

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Administrative, Marketing and Support Service Fees (“Support Fees”). We and/or FFS may receive compensation from some of the portfolios’ service providers for administrative and other services we perform relating to Variable Account operations that might otherwise have been provided by the portfolios. The amount of this compensation is based on a percentage of the average assets of the particular portfolios attributable to the Contract and to certain other variable insurance products that we issue. These percentages currently range from 0.00% to 0.25% and may be significant. Some service providers may pay us more than others.

Incoming Payments to Farmers and/or FFS
From the following Funds and their Service Providers:	Maximum % of assets*	From the following Funds and their Service Providers:	Maximum % of assets*
DWS	0.25%	Goldman Sachs	0.00%
BNY Mellon	0.25%	Janus	0.25%
Fidelity®	0.25%	PIMCO	0.15%
Franklin Templeton	0.25%	Principal	0.25%

*

Payments are based on an annual percentage of the average daily net assets of each underlying portfolio owned by the subaccounts available under this Contract and under certain other variable insurance products offered by us.

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Other Payments. We and/or FFS also may directly or indirectly receive additional amounts or different percentages of assets under management from some of the portfolio’s service providers with regard to the variable insurance products we issue. These payments may be derived, in whole or in part, from the advisory fees deducted from assets of the portfolios. Contract Owners, through their indirect investment in the portfolios, bear the costs of these advisory fees. Certain investment advisers or their affiliates may provide us and/or FFS with wholesaling services to assist us in the distribution of the variable insurance products we issue, may pay us and/or FFS amounts to participate in sales meetings or may reimburse our sales costs, and may provide us and/or FFS with occasional gifts, meals, tickets, or other compensation or reimbursement. The amounts in the aggregate may be significant and may provide the investment adviser (or other affiliates) with increased access to us and FFS.

Name of Benefit	Purpose	Standard or Optional	Maximum Annual Fee	Brief Description of Restrictions/Limitations
Guaranteed Retirement Income Benefit rider	Guarantees a minimum income that is based on conservative actuarial factors.	Optional	0.25% of the average daily net assets you have invested in the subaccounts	As of June 18, 2003, we no longer offer the Guaranteed Retirement Income Benefit rider.   If you elected the Guaranteed Retirement Income Benefit rider and your initial Contract application was signed and dated before June 18, 2003, this rider remains in force and our obligations and duties to you under this rider will not change.   There are conditions for receiving this benefit, and if you do not meet these conditions, you lose the benefit of the Rider.
Death Benefit	Provides protection for your beneficiary(ies) by ensuring that they do not receive less than your Account Value.	Standard	No Charge	Withdrawals will proportionately reduce the benefit, and such reductions could be significant.
Optional Guaranteed Minimum Death Benefit	Provides enhanced death benefit.   On the death of the last surviving Annuitant, the Guaranteed Minimum Death Benefit will equal the greatest of the following:   • the standard death benefit   • premiums you paid accumulated daily with interest compounded at 4% per year until the earlier of: (i) the date of death, or (ii) the Contract Anniversary on or next following the last surviving Annuitant’s 80th birthday; minus proportional reductions for withdrawals; or	Optional	0.25% of the average daily net assets you have invested in the Subaccounts	Withdrawals will proportionately reduce the benefit, and such reductions could be significant.   This rider may not be available in all states, and may vary by state.   It provides an enhanced death benefit only if the last surviving Annuitant dies before the Annuity Start Date and before any Owner dies.   This enhanced death benefit is payable on the death of an Owner only if that Owner is the first Owner to die and is the last surviving Annuitant.   You may select the Guaranteed Minimum Death Benefit only on your Contract application.
	• the Greatest Anniversary Value on any Contract Anniversary through the earlier of the date of death or the Contract Anniversary on or next following the last surviving Annuitant’s 80th birthday, minus proportional reductions for withdrawals.			A different death benefit calculation applies if the last surviving Annuitant dies after the Contract Anniversary on or next following the Annuitant’s 80th birthday.
Systematic Payment Plan	You may elect our systematic withdrawal plan option whereby, after the first Contract Year, you may receive periodic payments of at least $100 on a monthly basis during the Pay-in Period.	Optional	No Charge	Reduces your contract value by the amount of any withdrawals, (surrender charges, income taxes, and tax penalties may be applicable)
Dollar Cost Averaging	Permits you to systematically transfer (on each monthly anniversary of the Issue Date) a set dollar amount from the Fixed Account to up to 8 subaccounts.	Optional	No Charge	The minimum transfer amount is $100.   The Dollar Cost Averaging program is not available if you elect to enroll in the Automatic Asset Rebalancing program discussed above.
Automatic Asset Rebalancing	Allows you to automatically reallocate your Variable Account Value to maintain your desired asset allocation.	Optional	No Charge	We do not include any money allocated to the Fixed Account in the rebalancing.   The AAR program is not available if you elect to enroll in the Dollar Cost Averaging program.

1.

The period of time in which cash cannot be withdrawn from either contract after a partial exchange is 180 days; and

2.

Annuity payments that satisfy the partial annuitization rule of Section 72(a)(2) of the Tax Code will not be treated as a distribution from either the old or new contract.

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You may change the Owner by providing a written request to us at any time while the Annuitant is alive before the Annuity Start Date.

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Any change in Owner requires our written approval.

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The change takes effect on the date that the written request is signed.

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We are not liable for any actions we may have taken before we received the written request.

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Changing the Owner does not automatically change the beneficiary.

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If you designate more than one beneficiary, then each beneficiary shares equally in any death benefit proceeds unless the beneficiary designation states otherwise.

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If the beneficiary dies before the Owner/Annuitant, then any contingent beneficiary becomes the beneficiary.

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If both the beneficiary and contingent beneficiary die before the Owner/Annuitant, then we will pay the death benefit to the Owner or the Owner’s estate once the death benefit becomes payable.

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You can request a delay clause that provides that if the beneficiary dies within a specified number of days (maximum 180 days) following the Owner’s/Annuitant’s death, then the death benefit proceeds will be paid as if the beneficiary had died first.

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You can change the beneficiary generally by providing us with a written request signed by the Owner while the Annuitant is living.

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The request to change the beneficiary must be signed by the Owner.

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The change in beneficiary is effective as of the date you sign the written request, subject to any action taken before we receive the request.

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If you have named a beneficiary irrevocably, both you and the beneficiary must sign any request for change.

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We are not liable for any actions we may have taken before we received the written request.

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You may assign Contract rights before the Annuity Start Date.

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The Owner retains any ownership rights that are not assigned.

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The assignee may not change the Owner or the beneficiary, and may not elect or change an optional method of payment. We will pay any amount payable to the assignee in a lump sum.

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Claims under any assignment are subject to proof of interest and the extent of the assignment.

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The rights of the Owner and the beneficiary are subject to the rights of the assignee.

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We are not bound by any assignment unless duplicate signed forms are filed with us.

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We are not responsible for the validity of any assignment.

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We are not liable for any payment we made before we received Written Notice of the assignment.

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conform the Contract, our operations, or the Variable Account’s operations to the requirements of any law (or regulation issued by a government agency) to which the Contract, our company or the Variable Account is subject;

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assure continued qualification of the Contract under the Federal tax laws; or

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reflect a change in the Variable Account’s operations.

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You must put at least 1% (and no less than $500) of each premium in any subaccount you select or the Fixed Account.

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Allocation percentages must be in whole numbers and the sum of the percentages must equal 100.

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varies from day to day, depending on the investment performance of the Subaccounts you choose, the interest credited to the Fixed Account, the charges deducted and any other Contract transactions (such as additional Premium Payments, transfers, and partial withdrawals);

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serves as the starting point for calculating values under a Contract;

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equals the sum of all values in each subaccount and the Fixed Account;

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is determined on the Issue Date and on each Business Day;

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on the Issue Date, equals the initial premium less any premium tax due; and

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has no guaranteed minimum amount and may be more or less than premiums paid.

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the initial Accumulation Units purchased at the unit value on the Issue Date; plus

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Accumulation Units purchased with additional premiums; plus

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Accumulation Units purchased via transfers from another subaccount or the Fixed Account; minus

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Accumulation Units redeemed to pay a pro-rata share of the Records Maintenance Charge, if assessed on that Business Day; minus

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Accumulation Units redeemed to pay for partial withdrawals, and any applicable surrender charges and premium taxes; minus

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Accumulation Units redeemed as part of a transfer to another subaccount, or the Fixed Account, and any applicable transfer fee.

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the total of premiums allocated to the Fixed Account; minus

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any applicable premium taxes; plus

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amounts transferred from the Subaccounts; increased by

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any credited interest; and decreased by

•

any transfers and withdrawals from the Fixed Account, and by any charges deducted from the Fixed Account.

Number of Completed Years from the Date of  Premium Payment	Surrender Charge Percentage
0	7%
1	6%
2	5%
3	5%
4	4%
5	3%
6	2%
7 and later	0%

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Contract Value minus the excess of total premiums paid over prior withdrawals that were previously assessed a surrender charge; or

•

10% of the Contract Value determined at the time the withdrawal is requested, less any prior withdrawals in that Contract Year.

(a)

$12,700 – $10,000 = $2,700

(b)

(10%)($12,700) = $1,270

(a)

$8,000—$10,000 = $-2,000

(b)

(10%)($8,000) = $800

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after an Annuitant (who is under age 75) has been confined in a hospital or skilled heath care facility continuously for at least 90 days; or

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(after one year from the effective date of the rider) if an Annuitant is diagnosed with a terminal illness after we issue the Contract and is expected to live for 12 months or less, up to an aggregate maximum withdrawal of $250,000.

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from Premium Payments as we receive them,

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from Contract Value upon surrender or partial withdrawal,

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on the Annuity Start Date, or

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upon payment of a death benefit.

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You may make an unlimited number of transfers in a Contract Year from the Subaccounts (subject to the “Policy and Procedures Regarding Disruptive Trading and Market Timing” section below).

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You may only make one transfer each Contract Year from the Fixed Account (unless you choose dollar cost averaging) during the 30 days following a Contract Anniversary. We measure a Contract Year from the anniversary of the Issue Date.

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You may not make a transfer into the Fixed Account during the six months following any transfer you make out of the Fixed Account to any Subaccount(s).

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You may request transfers in writing (in a form we accept), or by telephone. You should send written requests to the Service Center.

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You must transfer at least the lesser of $100, or your total value in the Subaccount, if less. If you request a transfer that would reduce the amount in a Subaccount or Fixed Account below $500, we will transfer the entire amount in the Subaccount.

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We deduct a $25 charge from the amount transferred or from the remaining Contract Value (your choice) for the 13th and each additional transfer in a Contract Year. Any unused free transfers do not carry over to the next Contract Year. Transfers you make pursuant to the asset rebalancing and dollar cost averaging programs do not count toward your 12 free transfers. For more information, see “Fees and Charges.”

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We consider each written or telephone request to be a single transfer, regardless of the number of Subaccounts (or Fixed Account) involved.

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We will price complete transfer requests that are received at our Service Center before the NYSE closes for regular trading (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the close of that regular trading session of the NYSE. If we receive your complete transfer request after the close of regular trading on the NYSE, we will price the transfer request using the Accumulation Unit value determined at the close of the next regular trading session of the NYSE.

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We may suspend, restrict, modify or eliminate the transfer privilege at any time.

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We are not liable for any loss, damage, cost or expense from complying with telephone instructions we reasonably believe to be authentic. You bear the risk of any such loss.

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We will employ reasonable procedures to confirm that telephone instructions are genuine.

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Such procedures may include requiring forms of personal identification prior to acting upon telephone instructions, providing written confirmation of transactions to you, and/or tape recording telephone instructions received from you.

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If we do not employ reasonable confirmation procedures, we may be liable for losses due to unauthorized or fraudulent instructions.

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dilution of the interests of long-term investors in a subaccount if market timers manage to transfer into an underlying portfolio at prices that are below the true value or to transfer out of the underlying portfolio at prices that are above the true value of the underlying portfolio’s investments (some market timers attempt to do this through methods known as “time-zone arbitrage” and “liquidity arbitrage”);

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reduced investment performance due to adverse effects on portfolio management by:

¡

impeding a portfolio manager’s ability to sustain an investment objective;

¡

causing the underlying portfolio to maintain a higher level of cash than would otherwise be the case;

¡

causing an underlying portfolio to liquidate investments prematurely (or otherwise at an inopportune time) in order to pay withdrawals or transfers out of the underlying portfolio; and

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increased costs to you in the form of increased brokerage and administrative expenses. These costs are borne by all Contract Owners invested in those subaccounts, not just those making the transfers.

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transfers in excess of $1,000,000 per Contract, per day

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terminate all telephone, website, email or fax transfer privileges;

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limit the total number of transfers;

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place further limits on the dollar amount that may be transferred;

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require a minimum period of time between transfers; or

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refuse transfer requests from intermediaries acting on behalf of you.

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impose redemption fees on transfers;

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expressly limit the number, size or frequency of transfers in a given period (except for certain subaccounts listed above where transfers that exceed a certain size are prohibited); or

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allow a certain number of transfers in a given period.

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the Contract Value as of such date; minus

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any surrender charge as of such date; minus

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any premium taxes not previously deducted; minus

•

the Records Maintenance Charge unless waived.

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You must make your surrender request in writing.

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Your written surrender request must contain your signature.

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You should send your written request to the Service Center.

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A surrender is effective as of the Business Day when we receive your written request, unless you request otherwise.

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You will incur a surrender charge if you surrender the Contract during the first 7 Contract years after making a Premium Payment. See the “Fees and Charges.”

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Once you surrender your Contract, all coverage and other benefits under it cease and cannot be reinstated.

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We will pay you the Cash Value in a lump sum within seven calendar days unless you request payment under an annuity option.

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You must make your partial withdrawal request in writing.

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Your written partial withdrawal request must contain your signature.

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You should send your written request to the Service Center.

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You may make only one partial withdrawal each calendar quarter.

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You must request at least $100.

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You may not make a partial withdrawal if the withdrawal plus the surrender charge would cause the Contract Value to fall below $500.

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You may incur surrender charges.

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You can specify the subaccount(s) and Fixed Account from which to make the partial withdrawal, otherwise we will deduct the amount from the subaccounts and the Fixed Account on a pro-rata basis (that is, according to the percentage of Contract Value contained in each subaccount and the Fixed Account).

•

We will price complete partial withdrawal requests that we receive from you at our Service Center before the NYSE closes for regular trading (usually 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the close of that regular trading session of the NYSE. If we receive your complete partial withdrawal request after the close of regular trading on the NYSE, we will price your surrender request using the Accumulation Unit value determined at the close of the next regular trading session of the NYSE.

•

We will reduce your Contract Value by the amount of the withdrawal you requested plus any surrender charge.

•

We generally will pay a completed partial withdrawal request within seven calendar days after the Business Day when we receive the request.

•

You must complete an enrollment form and send it to the Service Center.

•

You instruct us to withdraw selected amounts from the Fixed Account or any of the Subaccounts.

•

We will make these withdrawals on a monthly basis.

•

You must withdraw at least $100.

•

You must have a minimum balance at least equal to the amount you want to withdraw.

•

We will deduct a surrender charge, if applicable, from any amount you withdraw in excess of your Free Withdrawal Amount.

•

You may not take a systematic withdrawal if the withdrawal plus the surrender charge would cause the Contract Value to fall below $500.

•

the form and duration of the annuity option you choose;

•

the age of the Annuitant;

•

the sex of the Annuitant and/or joint Annuitant;

•

the amount of your Cash Value on the Annuity Start Date; and

•

the applicable guaranteed annuity tables in the Contract.

Annuity Start Date	Adjusted Age is Age Minus
Before 2001	0 Years
2001 to 2010	1 Year
2011 to 2020	2 Years
2021 to 2030	3 Years
2031 to 2040	4 Years
After 2040	5 Years

•

the guaranteed annuity rates are the rates contained in your Contract under “Guaranteed Annuity Tables.”

•

income base equals the greater of:

(i)

premiums you paid accumulated daily with interest compounded at 5.00% per year through the earlier of the Annuity Start Date and the Contract Anniversary on or next following the oldest joint Annuitant’s 80th birthday, with a proportional reduction for withdrawals; and

(ii)

the Greatest Anniversary Value for the Contract anniversaries through the earlier of the Annuity Start Date and the Contract Anniversary on or next following the oldest joint Annuitant’s 80th birthday, with a proportional reduction for withdrawals.

*

It is possible under this option to receive only one annuity payment if the Annuitant dies (or Annuitants die) before the due date of the second payment or to receive only two annuity payments if the Annuitant dies (or Annuitants die) before the due date of the third payment, and so on.

•

the income base under the item being considered (either (i) or (ii) above) immediately prior to the withdrawal; multiplied by

•

the ratio of the amount withdrawn (including charges) to the Contract Value immediately prior to the withdrawal.

•

You must choose an annuity option that provides payments for the lifetime of one or more Annuitants with payments guaranteed for a period not to exceed 10 years;

•

For Qualified Contracts, the period selected cannot be longer than the Owner’s life expectancy, in order to satisfy minimum required distribution rules.

•

You must select an Annuity Start Date that is on or after the 10th Contract Anniversary;

•

You must select an Annuity Start Date that occurs within 30 days following a Contract Anniversary; and

•

Your Annuity Start Date must be before the Annuitant’s 91st birthday and after the Annuitant’s 60th birthday. If the Annuitant is younger than 44 on the Issue Date, the Annuity Start Date must be after the 15th Contract Anniversary.

•

the dollar amount determined by applying the income base (under the Guaranteed Retirement Income Benefit) to the guaranteed annuity rates in the Contract; and

•

the dollar amount determined by applying the Contract’s Cash Value to the income benefits, annuity options and current annuity tables as described in your Contract.

•

the Owner or any joint Owner dies, or

•

the last surviving Annuitant dies,

•

the Contract Value on the later of the date that we receive due proof of death and the date when we receive the beneficiary’s instructions on payment method at the Service Center; or

•

the minimum death benefit, which equals the sum of all premiums, minus proportional reductions for withdrawals.

•

the minimum death benefit immediately prior to the withdrawal; multiplied by

•

the ratio of the amount you withdraw (including any charges) to the Contract Value immediately before the withdrawal.

1.

the standard death benefit as described above;

2.

premiums you paid accumulated daily with interest compounded at a rate of 4% per year through the earlier of (i) the date of death, or (ii) the Contract Anniversary on or next following the last surviving Annuitant’s 80th birthday, minus proportional reductions for withdrawals; or

3.

the Greatest Anniversary Value on any Contract Anniversary through the earlier of the date of death or the Contract Anniversary on or next following the last surviving Annuitant’s 80th birthday, minus proportional reductions for withdrawals.

•

If the last surviving Annuitant dies after the Contract Anniversary coincident with or next following that Annuitant’s 80th birthday and before the Annuity Start Date, the amounts calculated under 2 and 3 above will be increased by premiums received and proportionately reduced for withdrawals since that anniversary.

•

If the last surviving Annuitant was older than 80 on the Issue Date, then no death benefit will be payable under 2 or 3 above.

•

The proportional reductions for withdrawals are determined independently for 2 and 3 above. The proportional reduction for each withdrawal is equal to the product of:

◾

the death benefit available under the item being considered (either 2 or 3) immediately prior to the withdrawal, and

◾

the ratio of the amount withdrawn (including any charges) to the Contract Value immediately before the withdrawal.

•

We will deduct an additional charge equal, on an annual basis, to 0.25% of the average net assets you have invested in the Subaccounts.

•

You must select the Guaranteed Minimum Death Benefit on your Contract application.

•

This death benefit is only payable during the Pay-in Period and is not available after the Annuity Start Date.

•

The Guaranteed Minimum Death Benefit will end when the Contract ends or you send a signed request to terminate it to the Service Center. If you terminate the rider, we will no longer deduct the 0.25% additional rider charge from the Subaccounts.

(a)

if an Owner dies on or after the annuity start date but prior to the time the entire interest in the Contract has been distributed, the remaining portion of such interest will be distributed at least as rapidly as under the method of distribution being used as of the date of that Owner’s death; and

(b)

if an Owner dies prior to the annuity start date, the entire interest in the contract will be distributed within five years after the date of the Owner’s death.

•

made on or after the taxpayer reaches age 591/2;

•

made on or after the death of an Owner, unless the policy was sold;

•

attributable to the taxpayer’s becoming disabled; or

•

made as part of a series of substantially equal periodic payments for the life (or life expectancy) of the taxpayer.

•

the NYSE is closed, other than customary weekend and holiday closing, or trading on the NYSE is restricted as determined by the SEC;

•

the SEC permits, by an order, the postponement for the protection of Owners; or

•

the SEC determines that an emergency exists that would make the disposal of securities held in the Variable Account or the determination of their value not reasonably practicable.

Investment Objective	Portfolio and Adviser/Subadviser	CurrentExpenses	Average Annual Total Returns (as of 12/31/25)
			1 year	5 year	10 year
Seeks capital growth.	BNY Mellon Small Cap Portfolio (Service Shares)3   Investment Adviser: BNY Mellon Investment Adviser, Inc.   Subadviser: Newton Investment Management North America, LLC.	0.98%	10.70%	4.00%	7.56%
Seeks long-term capital appreciation.	BNY Mellon Sustainable U.S. Equity Portfolio, Inc. (Service Shares)   Investment Adviser: BNY Mellon Investment Adviser, Inc.   Subadviser: Newton Investment Management Limited	0.91%	15.67%	11.65%	13.27%
Seeks to provide long-term capital appreciation by investing primarily in a portfolio of the equity securities of mid-sized companies that are undervalued but demonstrate a potential for growth.	Calvert VP SRI Mid Cap Portfolio1, 2, 4   Investment Adviser: Calvert Research and Management	0.99%	1.46%	2.95%	6.91%
Seeks long-term growth of capital, current income and growth of income.	DWS Core Equity VIP (Series I) (Class A Shares)1   Investment Adviser: DWS Investment Management Americas, Inc.	0.59%	16.83%	13.27%	13.53%
Seeks long-term growth of capital.	DWS CROCI® International VIP (Series I) (Class A Share Class)2   Investment Adviser: DWS Investment Management Americas, Inc.	0.94%	44.90%	10.86%	8.21%
Seeks to achieve a high rate of total return.	DWS CROCI® U.S. VIP (Series II) (Class A Shares)2   Investment Adviser: DWS Investment Management Americas, Inc.	0.79%	17.19%	12.30%	8.17%
Seeks above-average capital appreciation over the long term.	DWS Global Small Cap VIP (Series I) (Class A Shares)2   Investment Adviser: DWS Investment Management Americas, Inc.	1.08%	20.51%	6.74%	6.70%
Seeks maximum current income to the extent consistent with stability of principal.	DWS Government Money Market VIP (Series II) (Class A Shares)   Investment Adviser: DWS Investment Management Americas, Inc.	0.39%	3.96%	2.97%	1.87%
Seeks to provide a high level of current income.	DWS High Income VIP (Series II) (Class A Shares)2   Investment Adviser: DWS Investment Management Americas, Inc.	0.90%	8.94%	4.25%	6.00%
Seeks long-term capital appreciation.	DWS Small Mid Cap Growth VIP (Series II) (Class A Shares)1, 2   Investment Adviser: DWS Investment Management Americas, Inc.	0.85%	8.11%	2.05%	7.34%
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond.	Fidelity® VIP Freedom 2010 (Service Class 2 Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.63%	10.26%	2.89%	5.46%
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond.	Fidelity® VIP Freedom 2015 (Service Class 2 Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.66%	11.66%	3.73%	6.33%
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond.	Fidelity® VIP Freedom 2020 (Service Class 2 Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.69%	12.99%	4.57%	7.11%
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond.	Fidelity® VIP Freedom 2025 (Service Class 2 Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.71%	14.23%	5.25%	7.75%
Seeks high total return with a secondary objective of principal preservation as the fund approaches its target date and beyond.	Fidelity® VIP Freedom 2030 (Service Class 2 Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.74%	15.16%	5.98%	8.61%
Seeks high total return with a secondary objective of principal preservation.	Fidelity® VIP Freedom Retirement (Service Class 2 Shares)5   Investment Adviser: Fidelity Management & Research Company LLC	0.61%	9.31%	2.08%	4.17%
Seeks high current income and, as a secondary objective, capital appreciation.	Fidelity® VIP FundsManager 20% Portfolio (Service Class 2 Shares)2   Investment Adviser: Fidelity Management & Research Company LLC	0.77%	9.03%	3.00%	4.08%
Seeks high total return.	Fidelity® VIP FundsManager 50% Portfolio (Service Class 2 Shares)2   Investment Adviser: Fidelity Management & Research Company LLC	0.89%	14.03%	5.63%	7.09%
Seeks high total return.	Fidelity® VIP FundsManager 70% Portfolio (Service Class 2 Shares)2   Investment Adviser: Fidelity Management & Research Company LLC	0.95%	16.91%	7.58%	8.95%
Seeks high total return.	Fidelity® VIP FundsManager 85% Portfolio (Service Class 2 Shares)2   Investment Adviser: Fidelity Management & Research Company LLC	0.98%	19.26%	8.93%	10.34%
Seeks to achieve capital appreciation.	Fidelity® VIP Growth Portfolio (Service Class Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.65%	14.80%	13.59%	17.33%
Seeks investment results that correspond to the total return of common stocks publicly traded in the United States, as represented by the S&P 500.	Fidelity® VIP Index 500 Portfolio (Service Class Shares)   Investment Adviser: Fidelity Management & Research Company LLC   Subadviser: Geode Capital Management, LLC	0.19%	17.66%	14.20%	14.59%
Seeks long-term growth of capital.	Fidelity® VIP Mid Cap Portfolio (Service Class Shares)   Investment Adviser: Fidelity Management & Research Company LLC	0.65%	11.66%	10.00%	10.48%
Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies.	Franklin Small Cap Value VIP Fund (Class 2 Shares)1   Investment Adviser: Franklin Mutual Advisors, LLC	0.92%	7.65%	8.86%	9.81%
Seeks long-term capital growth. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small-capitalization and mid-capitalization companies.	Franklin Small-Mid Cap Growth VIP Fund (Class 2 Shares)2   Investment Adviser: Franklin Advisors, Inc.	1.09%	2.52%	1.03%	9.89%
Seeks long-term capital appreciation.	Goldman Sachs Mid Cap Value Fund (Institutional Class Shares)1, 2   Investment Adviser: Goldman Sachs Asset Management, L.P.	0.84%	9.39%	10.05%	10.02%
Seeks long-term growth of capital.	Goldman Sachs Small Cap Equity Insights Fund (Institutional Class Shares)2   Investment Adviser: Goldman Sachs Asset Management, L.P.	0.88%	16.14%	10.47%	10.84%
Seeks long-term growth of capital .	Goldman Sachs Strategic Growth Fund (Institutional Class Shares)1   Investment Adviser: Goldman Sachs Asset Management, L.P.	0.79%	17.92%	12.75%	16.41%
Seeks long-term capital growth, consistent with preservation of capital and balanced by current income.	Janus Henderson Balanced Portfolio (Service Shares)    Investment Adviser: Janus Henderson Investors US LLC	0.87%	14.84%	8.21%	9.86%
Seeks long-term growth of capital.	Janus Henderson Enterprise Portfolio (Service Shares)1   Investment Adviser: Janus Henderson Investors US LLC	0.97%	7.41%	7.35%	12.51%
Seeks long-term growth of capital.	Janus Henderson Forty Portfolio (Institutional Shares)   Investment Adviser: Janus Henderson Investors US LLC	0.62%	18.14%	11.65%	16.24%
Seeks maximum total return, consistent with preservation of capital and prudent investment management.	PIMCO International Bond Portfolio (U.S. Dollar-Hedged) (Administrative Class Shares)   Investment Adviser: Pacific Investment Management Company LLC	1.09%	3.95%	1.03%	2.88%
Seeks maximum total return, consistent with preservation of capital and prudent investment management.	PIMCO Low Duration Portfolio (Administrative Class Shares)   Investment Adviser: Pacific Investment Management Company LLC	0.66%	5.52%	1.57%	1.79%
Seeks to provide a current income and long-term growth of income and capital.	Principal PVC Equity Income Account (Class 2 Shares)1   Investment Adviser: Principal Global Investors, LLC	0.73%	15.25%	9.94%	11.24%
Seeks long-term growth of capital.	Principal PVC MidCap Account (Class 2 Shares)1   Investment Adviser: Principal Global Investors, LLC	0.78%	1.52%	8.06%	12.30%
Seeks to provide long-term growth of capital.	Principal PVC Principal Capital Appreciation Account (Class 2 Shares)1   Investment Adviser: Principal Global Investors, LLC	0.88%	13.22%	13.53%	14.07%
Seeks long-term growth of capital.	Principal PVC SmallCap Account (Class 2 Shares)1   Investment Adviser: Principal Global Investors, LLC	1.10%	14.78%	6.02%	9.29%
Seeks to provide as high a level of total return as is consistent with reasonable risk.	Principal SAM Balanced Portfolio (Class 2 Shares)   Investment Adviser: Principal Global Investors, LLC	0.48%	13.65%	6.99%	8.01%
Seeks to provide a high level of total return consistent with a moderate degree of principal risk.	Principal SAM Conservative Balanced Portfolio (Class 2 Shares)   Investment Adviser: Principal Global Investors, LLC	0.49%	11.28%	4.78%	6.12%
Seeks to provide long-term capital appreciation.	Principal SAM Conservative Growth Portfolio (Class 2 Shares)   Investment Adviser: Principal Global Investors, LLC	0.49%	15.31%	8.74%	9.67%
Seeks to provide a high level of total return.	Principal SAM Flexible Income Portfolio (Class 2 Shares)   Investment Adviser: Principal Global Investors, LLC	0.50%	9.61%	3.31%	4.85%
Seeks to provide long-term capital appreciation.	Principal SAM Strategic Growth Portfolio (Class 2 Shares)   Investment Adviser: Principal Global Investors, LLC	0.49%	16.61%	9.88%	10.69%
Seeks long-term capital appreciation. Under normal market conditions, the fund invests at least 80% of its net assets in emerging markets investments.	Templeton Emerging Markets VIP Fund (Class 2 Shares)1, 6   Investment Adviser: Templeton Asset Management Ltd   Subadviser: Franklin Templeton Investment Management Limited	1.37%	46.27%	5.46%	10.40%

1

The subaccount that invests in this portfolio is closed to new investors.

2

This Portfolio is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Portfolio’s prospectus for additional information.

3

Effective December 31, 2025, the BNY Opportunistic Small Cap Portfolio is renamed BNY Small Cap Portfolio.

4

Effective April 27, 2026, the Calvert VP SRI Mid Cap Portfolio is liquidated. All funds from the Calvert VP SRI Mid Cap Portfolio have been placed in the DWS Government Money Market VIP fund.

5

Effective May 1, 2026, the Fidelity VIP Freedom Income Fund is renamed Fidelity VIP Freedom Retirement Fund.

6

Effective May 1, 2026, the Templeton Developing Markets VIP Fund is renamed the Templeton Emerging Markets VIP Fund.

Home Office	Service Center
12822 SE 32nd Street, Suite 2	P. O. Box 724208
Bellevue, Washington 98005	Atlanta, Georgia 31139
Phone: 1-800-238-9671	Phone: 1-877-376-8008 (toll free) 8:00 a.m. to 6:00 p.m. Eastern Time

General Information and History	1
Farmers New World Life Insurance Company	1
Farmers Annuity Separate Account A	1
Services	1
Third Party Administration Agreement	1
Safekeeping of Variable Account Assets	2
Experts	2
Legal Matters	2
Distribution of Contracts	2
Calculation of Subaccount and Adjusted Historic Portfolio Performance Data	3
Money Market Subaccount Yields	3
Other Subaccount Yields	4
Average Annual Total Returns for the Subaccounts	5
Non-Standard Subaccount Total Returns	5
Adjusted Historic Portfolio Performance Data	5
Effect of the Records Maintenance Charge on Performance Data	6
Accumulation Unit Value	6
Additional Contract Provisions	6
The Contract	6
Incontestability	7
Misstatement of Age or Sex	7
Nonparticipation	7
Waiver of Surrender Charge Riders	7
Tax Status of the Contracts	7
Addition, Deletion or Substitution of Investments	8
Resolving Material Conflicts	8
Voting Rights	8
Other Information	9
Financial Statements	9

Fiscal year	Aggregate Amount of Commissions Paid to FFS*	Aggregate Amount of Commissions Retained by FFS as Principal Underwriter
2023	$ 74,874	0
2024	$ 88,345	0
2025	$101,258	0

*	Includes sales commissions paid to FFS.

1.

the net asset value per portfolio share held in the subaccount at the end of the current valuation day; plus

2.

the per share amount of any dividend or capital gain distribution on portfolio shares held in the subaccount during the current valuation day; less

3.

the per share amount of any capital loss distribution on portfolio shares held in the subaccount during the current valuation day.

1.

Mortality and expense risk charges.

2.

Charge for administrative costs. and

3.

Any applicable charges, fees and expenses for riders, endorsements or supplemental benefits attached to the Contract. We will only deduct these charges if we do not collect them by redeeming Accumulation Units.

•

permit the Contract or the variable account to comply with any applicable law or regulation that a governmental agency issues;

•

assure continued qualification of the Contract under the Tax Code or other federal or state laws relating to retirement annuities or variable annuity contracts; or

•

affect a change in the operation of the variable account or to provide additional investment options.

•

the Annuitant is under age 75 at the time of withdrawal or surrender, the Annuitant is confined to a skilled nursing facility and/or hospital continuously for a minimum of 90 days, and the Annuitant was not confined to a hospital or nursing facility within 6 months of the rider’s issue date.

•

the Annuitant is diagnosed with a terminal illness at least one year after the issue date of the rider and has a life expectancy of 12 months (24 months in MA) or less and the withdrawal is $250,000 or less.

Exhibits
a)	Certified resolution of the Board of Directors of Farmers New World Life Insurance Company (the “Company”) authorizing establishment of Farmers Annuity Separate Account A (the “Separate Account”), is incorporated by reference herein by reference to the initial registration statement on Form N-4 for Farmers Annuity Separate Account A filed wit.00.h the SEC on August 13, 1999 (File Nos. 333-85183 and 811-09547)(2/).
b)	Not applicable.
c)	1)	Distribution Agreement between Farmers New World Life Insurance Company and Investors Brokerage Services, Inc., is incorporated by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	2)	Investors Brokerage Services, Inc. Registered Representative Agreement, is incorporated by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	3)	Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on September 11, 2000 (File Nos. 333-85183 and 811-09547).
	4)	Farmers Financial Solutions, LLC Registered Representative Agreement, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
	5)	Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference in Post-Effective Amendment No. 8 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 20, 2006 (File Nos. 333-85183 and 811-09547).
	6)	Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, is incorporated herein by reference in Post-Effective Amendment No. 10 on Form N-4 for Farmers Variable Annuity Separate Account A filed with the SEC on February 15, 2008 (File Nos. 333-85183 and 811-09547).
	7)	First Amendment to the Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference in Post-Effective Amendment No. 6 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on September 1, 2009 (File Nos. 333-85183 and 811-09547).
	8)	Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 26 on Form N-4 for Farmers Annuity Separate Account A, (File Nos. 333-85183 and 811-09547).
d)	1)	Revised Form of Contract for the Individual Flexible Premium Variable Annuity, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	2)	Revised Guaranteed Minimum Death Benefit Rider, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	3)	Revised Guaranteed Retirement Income Benefit Rider, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	4)	Waiver of Surrender Charge Rider – Terminal Illness, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	5)	Waiver of Surrender Charge Rider – Nursing Care, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 16, 1999 (File Nos. 333-85183 and 811-09547).
	6)	Savings Incentive Match Plan for Employees (SIMPLE) Individual Retirement Annuity Amendment Rider, is incorporated herein by reference in Post-Effective Amendment No. 4 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File Nos. 333-85183 and 811-09547) and in Post-Effective Amendment No. 5 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 28, 2003 (File Nos. 333-85183 and 811-09547).

					7)					Individual Retirement Annuity Amendment Rider, is incorporated herein by reference in Post-Effective Amendment No.  4 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File Nos. 333-85183 and 811-09547) and in Post-Effective Amendment No. 5 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 28, 2003 (File Nos. 333-85183 and 811-09547).
					8)					Roth Individual Retirement Annuity Endorsement, is incorporated herein by reference in Post-Effective Amendment No.  4 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File Nos. 333-85183 and 811-09547) and in Post-Effective Amendment No. 5 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 28, 2003 (File Nos. 333-85183 and 811-09547).
					9)					Final Contract for the Individual Flexible Premium Variable Annuity, is incorporated herein by reference in Post-Effective Amendment No.  6 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2004 (File Nos. 333-85183 and 811-09547).
					10)					Revised Variable Contract Facing Page (2004), is incorporated herein by reference in Post-Effective Amendment No.  7 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 28, 2005 (File Nos. 333-85183 and 811-09547).
e)				1)					Form of Application for the Individual Flexible Premium Variable Annuity, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November  16, 1999 (File Nos. 333-85183 and 811-09547).
					2)						Form of Variable Policy Application Supplement, is incorporated herein by reference in No.  1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
					3)					Revised Variable Policy Application Supplement, is incorporated herein by reference in Post-Effective Amendment No.  4 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File Nos. 333-85183 and 811-09547).
					4)					Revised Variable Policy Application Supplement (2004), is incorporated herein by reference in Post-Effective Amendment No.  6 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2004 (File Nos. 333-85183 and 811-09547).
					5)					Revised Variable Policy Application Supplement (2007), is incorporated herein by reference in Post-Effective Amendment No. 9 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File Nos. 333-85183 and 811-09547).
					6)					Variable Policy Application Supplement (May 2008), is incorporated herein by reference to the Pre-Effective Amendment No. 1 to registration statement on Form N-6 for Farmers.
f)				1)					Articles of Incorporation of Farmers New World Life Insurance Company, is incorporated herein by reference to the initial registration statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File Nos. 333-85183 and 811-09547).
					2)					By-Laws of Farmers New World Life Insurance Company, is incorporated herein by reference to the initial registration statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File Nos. 333-85183 and 811-09547).
					3)					Amended Articles of Incorporation of Farmers New World Life.Insurance Company (May 1, 2007), is incorporated herein by reference to the initial registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on March 4, 2008 (File Nos. 333-149540 and 811-09507).
					4)					Revised and Restated By-Laws of Farmers New World Life Insurance Company (July 23, 2009), is incorporated herein by reference to Post-Effective Amendment No. 2 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2010 (File Nos. 333-149540 and 811-09507)
					5)					Revised and Restated By-Laws of Farmers New World Life Insurance Company (July 15, 2010), is incorporated herein by reference to Post-Effective Amendment No. 3 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2011 (File Nos. 333-149540 and 811-09507).
					6)					Revised and Restated By-Laws of Farmers New World Life Insurance Company (February 27, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
					7)					Revised and Restated By-Laws of Farmers New World Life Insurance Company (May 27, 2015), is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on May 21, 2018 (File Nos. 333-149540 and 811-09507).
					8)					Amended Articles of Incorporation of Farmers New World Life Insurance Company (February 27, 2018), is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on May 21, 2018 (File Nos. 333-149540 and 811-09507).
g)									Not applicable.
h)			1)					Participation Agreement among Kemper Variable Series, Scudder Kemper Investments, Inc., Kemper Distributors, Inc. and Farmers New World Life Insurance, is incorporated herein by reference in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
			2)					Participation Agreement between Scudder Variable Life Investment Fund and Farmers New World Life Insurance Company, is incorporated herein by reference in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
			3)					Indemnification Agreement between Scudder Kemper Investments, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
			4)					Participation Agreement (Institutional Shares) among Janus Aspen Series, Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
			5)					Participation Agreement among Farmers New World Life Insurance Company, PIMCO Variable Insurance Trust and PIMCO Funds Distributors LLC, is incorporated herein by reference in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
			6)					Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 15, 1999 (File Nos. 333-85183 and 811-09547).
			7)					Consulting Services Agreement between McCamish Systems, LLC and Farmers New World Life Insurance Company, is incorporated herein by reference in Pre-Effective Amendment No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 15, 1999 (File Nos. 333-85183 and 811-09547).
			8)					Master Administration Agreement between McCamish Systems, LLC and Farmers New World Life Insurance Company filed with the SEC on April 29, 2022.
			9)					Amendment No.  1 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is herein by reference in Post-Effective Amendment No.  2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			10)					Amendment No.  2 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No.  2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			11)					Amendment No.  1 to Participation Agreement among Farmers New World Life Insurance Company, PIMCO Variable Insurance Trust and PIMCO Funds Distributors LLC, is incorporated herein by reference in Post-Effective Amendment No.  2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			12)					Amendment No.  1 to Participation Agreement between Scudder Variable Life Investment Fund and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			13)					Participation Agreement among Calvert Variable Series, Inc., Calvert Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			14)					Participation Agreement between Dreyfus Variable Investment Fund and the Dreyfus Socially Responsible Growth Fund, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			15)					Participation Agreement among Goldman Sachs Variable Insurance Trust, Goldman, Sachs  & Co. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No.  2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
			16)					Participation Agreement (Service Shares) among Janus Aspen Series, Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
		17)					Participation Agreement among Variable Insurance Products Funds, Fidelity Distributors Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
		18)					Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547).
		19)					Amendment No.  1 to Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 3 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 26, 2002 (File Nos. 333-85183 and 811-09547).
		20)					Amendment No.  2 to Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 4 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File Nos. 333-85183 and 811-09547).
		21)					Amendment No.  4 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company filed with the SEC on April 29, 2022.
		22)					Rule 22c-2 Shareholder Information Agreement filed with the SEC on April  29, 2022.
		23)					Supplement to Participation Agreement among DWS Variable Series II, Deutsche Investment Management Americas, Inc., DWS Scudder Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 9 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File Nos. 333-85183 and 811-09547).
		24)					Letter of Understanding and Extension of WM Participation Agreement, among Principal Funds Distributor, Inc., and Farmers New World Life Insurance Company, dated as of January 5, 2007, is incorporated herein by reference in Post-Effective Amendment No. 9 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File Nos. 333-85183 and 811-09547).
		25)					Amendment to the Participation Agreement among Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V, Fidelity Distributors Corporation, and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 1 to registration statement on Form N-6 for Farmers.
		26)					Amendment No. 3 to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company.
		27)					Amendment to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, is incorporated herein by reference to the Pre-Effective Amendment No. 1 to registration statement on Form N-6 for Farmers Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company and in the Pre-Effective Amendment No. 1 to registration statement on Form N-6 for Farmers.
		28)					Participation Agreement among Principal Funds Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
		29)					Amendment No.  3 to the Participation Agreement among Deutsche Investment Management Americas, Inc., DWS Variable Series I (formerly Kemper Variable Series), DWS Scudder Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to the re-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
		30)					Amendment No.  2 to the Participation Agreement among Deutsche Investment Management Americas, Inc., DWS Variable Series II, DWS Scudder Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August  27, 2008 (File Nos. 333-149540 and 811-09507).
		31)					Amendment No.  2 to the Participation Agreement among Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V, Fidelity Distributors Corporation, and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
		32)					Amendment No.  6 to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August  27, 2008 (File Nos. 333-149540 and 811-09507).
	33)					Amendment No.  1 to the Participation Agreement among Janus Aspen Series (Institutional Shares), Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
	34)					Amendment No.  1 to the Participation Agreement among Janus Aspen Series (Service Shares), Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
	35)					Amendment No.  2 to the Participation Agreement among PIMCO Variable Insurance Trust, PIMCO Funds Distributors LLC, and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-Effective Amendment No. 2 to registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).
	36)					First Amendment to Participation Agreement among Principal Funds Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference in Post-Effective Amendment No. 13 on form N-4 for Farmers Variable Annuity Separate Account A filed with the SEC on October 22, 2009 (File Nos. 333-85183 and 811-09547).
	37)					Novation an Amendment to Participation Agreement among Allianz Global Investors Distributors LLC (AGID), PIMCO Investments LLC (PI), PIMCO Variable Insurance Trust and Farmers New World Life Insurance Company (March 10, 2011, is incorporated herein by reference to Post-Effective Amendment No. 3 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2011 (File Nos. 333-149540 and 811-09507).
	38)					Supplement to Participation Agreement Dated March  10, 2000 among DWS Variable Series II (DWSVS II), Deutsche Investment Management Americas Inc., DWS Investments Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 3 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2011 (File Nos. 333-149540 and 811-09507).
	39)					Assignment and Amendment by and among PIMCO Variable Insurance Trust and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 4 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2012 (File Nos. 333-149540 and 811-09507).
	40)					Amendment to Participation Agreement by and among PIMCO Variable Insurance Trust, PIMCO Investments LLC and Farmers New World Life Insurance Company (January 28, 2013.), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
	41)					Amendment to Participation Agreement Dated April  14, 2000 between DWS Variable Series I, Deutsche Investment Management Americas, Inc, DWS Investments Distributors, Inc. and Farmers New World Life Insurance Company (February 4, 2013.), is incorporated herein by reference to Post-Effective Amendment No.  5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
	42)					Amendment to Participation Agreement Dated April  23, 2003 between DWS Investment VIT funds, Deutsche Investment Management Americas, Inc., DWS Distributors, Inc. and Farmers New World Life Insurance Company (February 4, 2013.), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
	43)					Amendment to Participation Agreement Dated March  10, 2000 between DWS Variable Series II, Deutsche Investment Management Americas, Inc., DWS Distributors, Inc., and Farmers New World Life Insurance Company (February 4, 2013.), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
	44)					Amendment to Participation Agreement Dated May  15, 2000 between Franklin/Templeton Distributors. Inc. and Farmers New World Life Insurance Company (January 15, 2013.), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April  30, 2013 (File Nos. 333-149540 and 811-09507).
	45)					Participation Agreement Addendum to Participation Agreement Dated May  15, 2000 by and among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc. and Farmers New World Life Insurance Company (2012.), is incorporated herein by reference to Post-Effective Amendment No.  5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
	46)					Amendment to Participation Agreement Dated May  15, 2000 by and between Goldman Sachs Variable Insurance Trust, Goldman Sachs and Co., and Farmers New World Life Insurance Company (January 28, 2013.), is incorporated herein by reference to Post-Effective Amendment No.  5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).

		47)	Amendment to the Fund Participation Agreement dated April  20, 2001 between Dreyfus and Farmers New World Life Insurance Company (April 5,2013.), is incorporated herein by reference to Post-Effective Amendment No.  5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).
		48)	Amendment to the Letter Agreement between Deutsche Investment Management Americas Inc. and Farmers New World Life Insurance Company (January 1, 2015), is incorporated herein by reference to Post-Effective Amendment No. 8 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2016 (File Nos. 333-149540 and 811-09507).
		49)	Amendment to the Indemnification Agreement between Deutsche Investment Management Americas Inc. and Farmers New World Life Insurance Company (January 1, 2015), is incorporated herein by reference to Post-Effective Amendment No. 8 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2016 (File Nos. 333-149540 and 811-09507).
		50)	Second Amendment dated as of April 7, 2016 to the Participation Agreement dated August  25, 2008 by and among Principal Variable Contracts Funds, Inc., (formerly Principal Variable Contracts Fund, Inc.), Principal Funds Distributor, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 8 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2016 (File Nos. 333-149540 and 811-09507).
		51)	Termination of Participation Agreement, dated March  28, 2001, among Calvert Variable Series, Inc., Calvert Distributors, Inc., and Farmers New World Life Insurance Company dated September 19, 2017, and effective December  30, 2016, is incorporated herein by reference to Post-Effective Amendment No.  10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on May 21, 2018 (File Nos. 333-149540 and 811-09507).
		52)	Fund Participation Agreement among Eaton Vance Distributors, Inc., Calvert Variable Series, Inc., and Farmers New World Life Insurance Company dated October 23, 2017, and effective December 30, 2016 is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on May 21, 2018 (File Nos. 333-149540 and 811-09507).
		53)	Amendment to Participation Agreement by and among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., Legg Mason Investor Services, LLC, and Farmers New World Life Insurance Company, effective June 25, 2021 filed with the SEC on April 29, 2022.
		54)	Reinsurance Agreement between Farmers New World Life Insurance Company and RGA Reinsurance Company, Filed with the SEC on April 29, 2022.
		55)	Coinsurance and Modified Coinsurance Agreement between Farmers New World Life Insurance Company and Security Life of Denver Insurance Company effective August 1, 2023.
		i)		Master Administration Agreement between McCamish Systems, LLC and Farmers New World Life Insurance Company dated as of April 1, 2001, is incorporated herein by reference in Post-Effective Amendment No. 3 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 26, 2002 (File Nos. 333-85183 and 811-09547).
	j)			Not applicable.
	k)		Opinion and consent of Ian Macleod, Filed herewith.
	l)		1) Consent of Independent Registered Public Accounting Firm, Filed herewith.
	m)		Not applicable.
	n)		Schedule of Performance Computations, is incorporated herein by reference in Post-Effective Amendment No.  2 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File Nos. 333-85183 and 811-09547) and in No. 1 to this registration statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 21, 2000 (File Nos. 333-85183 and 811-09547).
	o)		Not applicable.
	p)		Power of Attorney, Filed herewith

Name and Principal Business Address	Positions and Offices with Depositor
Annette Thompson3	Director
Scott Stoll7	Director
David Travers5	Director
Warren Tucker6 John Griek1	Director Director and Assistant Treasurer
David Hernandez2	Director, Chairman of the Board and Interim President
Clay Callahan2	Chief Financial Officer
Michael Rohwetter4	Chief Investment Officer
Paula Gospel2	Chief Risk Officer
Keith A. Terry2	Appointed Actuary, Interim Illustration Actuary and Chief Actuary
Nick Shappie2	Controller
Michael Hoetzel2	Chief Claims Officer
Robert Gibson2	38a-1 Chief Compliance Officer
Dan Krause2	Interim Chief Underwriting Officer
Tina de Jong2	Managing Corporate Counsel and Corporate Secretary
Jim Taylor1	Chief Compliance Officer
Michael Langford1	Assistant Treasurer
Asya Alexandrovich1	Assistant Secretary
Nicole J. Pryor1	Assistant Secretary
Matthew Bowman2 John Odendahl1 Jessica Brostek-Maciel1	Assistant Secretary Assistant Secretary Assistant Secretary

1

The principal business address is 6301 Owensmouth Ave., Woodland Hills, CA 91367.

2

The principal business address is 12822 SE 32nd Street, Suite 2, Bellevue, WA 98005.

3

The principal business address is 735 Avenida Alcola, Arroyo Grande, CA 93420.

4

The principal business address is 4 World Trade Center, 150 Greenwich St., New York, NY 10007.

5

The principal business address is 15700 Long Vista Dr., Austin, TX 78728.

6

The principal business address is 9618 SW Quartermaster Dr., Vashon, WA 98070.

7

The principal business address is 6900 Chileno Valley Road, Petaluma, CA 94952

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Celta Assistance SL

ESP

Universal Assistance S.A.

100.00000

Centre Group Holdings (U.S.) Limited

DE

Zurich Structured Finance, Inc.

100.00000

Centre Insurance Company

DE

Centre Solutions (U.S.) Limited

100.00000

Centre Life Insurance Company

MA

Centre Solutions (U.S.) Limited

100.00000

Centre Reinsurance (U.S.) Limited

BMU

Centre Group Holdings (U.S.) Limited

100.00000

Centre Solutions (Bermuda) Limited

BMU

Zurich Finance Company Ltd

100.00000

Centre Solutions (U.S.) Limited

BMU

Centre Group Holdings (U.S.) Limited

100.00000

Charlotte Industrial 3, LLC

DE

Farmers New World Life Insurance Company

100.00000

Charlotte Office 1, LLC

DE

Zurich American Insurance Company

100.00000

CHI APT 1, LLC

DE

Zurich American Insurance Company

100.00000

CHI IND 6, LLC

DE

Farmers New World Life Insurance Company

100.00000

Chilena Consolidada Seguros de Vida S.A.

CHL

Inversiones Suizo Chilena S.A.

98.97703

Chilena Consolidada Seguros Generales S.A.

CHL

Chilena Consolidada Seguros de Vida S.A.

7.40525

Chilena Consolidada Seguros Generales S.A.

CHL

Inversiones Suizo Chilena S.A.

82.73165

Cofitem-Cofimur

FRA

Zurich Versicherungs-Gesellschaft AG

12.40521

Collective Benefits Ltd

GBR

Travel Guard Assist, Inc.

100.00000

Collective Denmark ApS

DNK

AIG Travel Asia Pacific Pte. Ltd.

100.00000

Collective Europe Holdings B.V.

NLD

Travel Guard Assist, Inc.

100.00000

Collective Netherlands B.V.

NLD

AIG Travel Asia Pacific Pte. Ltd.

100.00000

Collective Society Ltd

GBR

Travel Guard Assist, Inc.

100.00000

Colonial American Casualty and Surety Company

IL

Fidelity and Deposit Company of Maryland

100.00000

Concisa Vorsorgeberatung und Management AG

AUT

Bonus Pensionskassen Aktiengesellschaft

100.00000

Cover-More (NZ) Limited

NZL

Cover-More Australia Pty Ltd

100.00000

Cover-More Asia Pte. Ltd

SGP

Travel Assist Pty Limited

100.00000

Cover-More Australia Pty Ltd

AUS

Cover-More Holdings Pty Ltd

100.00000

Cover-More Finance Pty Limited

AUS

Cover-More Group Limited

100.00000

Cover-More Group Limited

AUS

Zurich Travel Solutions Pty Limited

100.00000

Cover-More Holdings Pty Ltd

AUS

Travel Assist Pty Limited

100.00000

Cover-More Holdings USA Inc.

DE

Travel Assist Pty Limited

100.00000

Cover-More Inc.

DE

Cover-More Holdings USA Inc.

100.00000

Cover-More Insurance Services Limited

GBR

Cover-More Australia Pty Ltd

100.00000

Cover-More Insurance Services Pty Ltd

AUS

Travel Assist Pty Limited

100.00000

Cowbell Cyber India Private Limited

IND

Cowbell Cyber, Inc.

100.00000

Cowbell Cyber Limited

GBR

Cowbell Cyber, Inc.

100.00000

Cowbell Cyber Technologies ULC

CAN

Cowbell Cyber, Inc.

100.00000

Cowbell Insurance Agency Inc.

CAN

Cowbell Cyber, Inc.

100.00000

Cowbell Insurance Agency, LLC

CA

Cowbell Cyber, Inc.

100.00000

Cowbell Managing General Agency Limited

GBR

Cowbell Cyber, Inc.

100.00000

Cowbell Reinsurance Company

VT

Cowbell Cyber, Inc.

100.00000

Cowbell Specialty Insurance Company

NE

Cowbell Cyber, Inc.

100.00000

Cowbell, Inc.

DE

Cowbell Cyber, Inc.

100.00000

CREC (Bloomington) Lender, LLC

DE

Zurich Structured Finance, Inc.

0.00000

CREC (Dallas) Lender, LLC

DE

Zurich Structured Finance, Inc.

100.00000

CREC (Florence), LLC

DE

ZSF/KY Annex LLC

50.00000

CREC (Florence), LLC

DE

ZSF/Office KY, LLC

50.00000

CREC (Las Vegas), LLC

DE

Zurich Structured Finance, Inc.

100.00000

CREC (Sioux Falls) Owner, LLC

DE

Zurich Structured Finance, Inc.

100.00000

CREC (Sioux Falls), LLC

DE

Zurich Structured Finance, Inc.

100.00000

Customer Care Assistance Pty Ltd

AUS

Customer Care Holdings Pty Ltd

100.00000

Customer Care Holdings Pty Ltd

AUS

Travel Assist Pty Limited

100.00000

Customer Care Pty Ltd

AUS

Customer Care Holdings Pty Ltd

100.00000

Cyberboxx Cyber Services India Private Limited

IND

Boxx Insurance Inc.

100.00000

DA Deutsche Allgemeine Versicherung Aktiengesellschaft

DEU

Zürich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Dallas Office MGP Manager, Inc.

DE

Zurich Structured Finance, Inc.

100.00000

Dallas Office MGP, LLC

DE

Dallas Office MGP Manager, Inc.

1.00000

Dallas Office MGP, LLC

DE

Zurich Structured Finance, Inc.

99.00000

Dallas Tower LP

DE

Zurich Structured Finance, Inc.

99.00000

Davidson Trahaire Corpsych (Singapore) Pte. Limited

SGP

DTC Bidco Pty Ltd

100.00000

Davidson Trahaire Corpsych Pty Ltd

AUS

Applyhere Pty Ltd

35.00000

Davidson Trahaire Corpsych Pty Ltd

AUS

Davidson Trahaire Holding Pty Ltd

65.00000

Davidson Trahaire Holding Pty Ltd

AUS

DTC Australia Pty Ltd

100.00000

DB Vita S.A.

LUX

Deutscher Herold Aktiengesellschaft

25.00000

DEN Industrial 2, LLC

DE

Zurich American Insurance Company

100.00000

DEN Office 1, LLC

DE

American Zurich Insurance Company

50.00000

Dentolo Deutschland GmbH

DEU

Zürich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Deutsche Zurich Pensiones, Entidad Gestora de Fondos de Pens

ESP

Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied

50.00000

Deutscher Herold Aktiengesellschaft

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

79.82639

Deutscher Pensionsfonds Aktiengesellschaft

DEU

Deutscher Herold Aktiengesellschaft

74.90000

Deutsches Institut fur Altersvorsorge GmbH

DEU

Deutscher Herold Aktiengesellschaft

22.00000

DIG GmbH

DEU

Digital Insurance Group B.V.

100.00000

DTC Australia Pty Ltd

AUS

DTC Bidco Pty Ltd

100.00000

DTC Bidco Pty Ltd

AUS

DTC Holdco Pty Ltd

100.00000

DTC Holdco Pty Ltd

AUS

ASTIS Holdings Limited

100.00000

DTC NZ Bidco Limited

NZL

DTC Bidco Pty Ltd

100.00000

Dunbar Assets Ireland

IRL

ZCM Asset Holding Company (Bermuda) Limited

0.00000

Dunbar Assets Ireland

IRL

Zurich Finance Company Ltd

0.03664

Dusfal S.A.

URY

Zürich Versicherungs-Gesellschaft AG

100.00000

Eagle Star (Leasing) Limited

GBR

Zurich Assurance Ltd

100.00000

Eagle Star European Life Assurance Company Limited

IRL

Zurich Life Assurance plc

100.00000

Eagle Star Group Services Limited

GBR

Eagle Star Holdings Limited

100.00000

Eagle Star Holding Company of Ireland

IRL

Zurich Assurance Ltd

0.00100

Eagle Star Holding Company of Ireland

IRL

Zurich Assurance Ltd

99.99900

Eagle Star Holdings Limited

GBR

Zurich Financial Services (UKISA) Limited

100.00000

EcoHub AG

CHE

Zürich Versicherungs-Gesellschaft AG

6.16371

Edilspettacolo SRL

ITA

Zurich Insurance Company Ltd - Rappresentanza Generale per l

35.71233

Empire Fire and Marine Insurance Company

IL

Zurich American Insurance Company

100.00000

Empire Indemnity Insurance Company

OK

Zurich American Insurance Company

100.00000

Employee Services Limited

GBR

Allied Dunbar Financial Services Limited

100.00000

Endsleigh Financial Services Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Endsleigh Pension Trustee Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Euclid KY Annex, LP

DE

Zurich Structured Finance, Inc.

99.00000

Euclid Office LP

DE

Zurich Structured Finance, Inc.

99.00000

Euroamérica Administradora General de Fondos S.A

CHL

Chilena Consolidada Seguros de Vida S.A.

100.00000

Extremus Versicherung-Aktiengesellschaft

DEU

Zurich Insurance plc Niederlassung fur Deutschland

5.00000

Farmers Family Fund

CA

Farmers Group, Inc.

100.00000

Farmers General Insurance Agency, Inc.

RI

FIG Leasing Co, Inc.

100.00000

Farmers Group, Inc.

NV

Zurich Insurance Group Ltd.

12.10000

Farmers Group, Inc.

NV

Zurich Versicherungs-Gesellschaft AG

87.90000

Farmers Life Insurance Company of New York

NY

Farmers New World Life Insurance Company

100.00000

Farmers New World Life Insurance Company

WA

Farmers Group, Inc.

100.00000

Farmers Reinsurance Company

CA

Farmers Group, Inc.

100.00000

Farmers Services Corporation

NV

Farmers Group, Inc.

100.00000

Farmers Underwriters Association

CA

Farmers Group, Inc.

100.00000

Fidelity and Deposit Company of Maryland

IL

Zurich American Insurance Company

100.00000

FIG Holding Company

CA

Farmers Group, Inc.

100.00000

FIG Leasing Co., Inc.

CA

Farmers Group, Inc.

100.00000

Fire Underwriters Association

CA

Farmers Group, Inc.

100.00000

Fitsense Insurance  Services Pty Ltd

AUS

Travel Assist Pty Limited

100.00000

For Care S.p.A.

ITA

Zurich Investments Life S.p.A.

100.00000

Futuro de Bolivia S.A. Administradora de Fondos de Pensiones

BOL

Zurich Boliviana Seguros Personales S.A.

8.42193

Futuro de Bolivia S.A. Administradora de Fondos de Pensiones

BOL

Zurich South America Invest AB

71.57801

FX Insurance Agency Hawaii, LLC

HI

FIG Leasing Co., Inc.

100.00000

FX Insurance Agency, LLC

DE

FIG Leasing Co., Inc.

100.00000

General Surety & Guarantee Co Limited

GBR

Zurich Insurance Company (U.K.) Limited

100.00000

Grovewood Property Holdings Limited

GBR

Eagle Star Holdings Limited

100.00000

H4B Humboldthafen Einheitsgesellschaft GmbH&Co.KG

DEU

REX-ZDHL S.C.S. SICAV-SIF

94.90000

Halo Holdco Limited

GBR

Cover-More Australia Pty Ltd

100.00000

Halo Holdco Limited

GBR

Zürich Versicherungs-Gesellschaft AG

0.00000

Halo Insurance Services Limited

GBR

Halo Holdco Limited

100.00000

Halo Insurance Services Pty Ltd

AUS

Halo Insurance Services Limited

100.00000

Hawkcentral Limited

GBR

Zurich Assurance Ltd

100.00000

Healthinsite Proprietary Limited

ZAF

Zürich Versicherungs-Gesellschaft AG

100.00000

Healthlogix Pty Ltd

AUS

Insite Holdings Pty Ltd

100.00000

Healthlogix Technologia Eireli

BRA

Healthlogix Pty Ltd

100.00000

Herengracht Investments B.V

DEU

RE Curve Holding B.V.

100.00000

Hestia Arroyomolinos S.L.U.

ESP

REX-SPAIN-ZDHL S.L.

100.00000

Hestia Móstoles S.L.U.

ESP

REX-SPAIN-ZDHL S.L.

100.00000

HOU IND 1, LLC

DE

Zurich American Insurance Company

100.00000

HOU IND 2, LLC

DE

Zurich American Insurance Company

100.00000

HOU IND 3, LLC

DE

Zurich American Insurance Company

100.00000

Icen Risk B.V.

NLD

Nexit 2018 Limited

100.00000

Icen Risk B.V.

ITA

Icen Risk B.V.

100.00000

Icen Risk B.V. (Italian Branch)

ITA

Nexit 2018 Limited

100.00000

Icen Risk GmbH

AUS

Nexit 2018 Limited

100.00000

Icen Risk Limited

GBR

Nexit 2018 Limited

100.00000

Independence Center Realty L.P.

DE

Philadelphia Investor, LLC

89.00000

INNATE, Inc.

DC

Cover-More Holdings USA Inc.

100.00000

Insite Holdings Pty Ltd

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

INTEGRA Versicherungsdienst GmbH

AUT

Zurich Versicherungs-Aktiengesellschaft

100.00000

Intelligent Technologies OÜ

EST

Zürich Versicherungs-Gesellschaft AG

100.00000

International Travel Assistance S.A.

PAN

Zürich Versicherungs-Gesellschaft AG

55.00000

Inversiones Suizo Chilena S.A.

CHL

Inversiones Suizo-Argentina S.A.

0.00100

Inversiones Suizo Chilena S.A.

CHL

Zurich Versicherungs-Gesellschaft AG

99.99900

Inversiones Suizo-Argentina S.A.

ARG

Zurich Lebensversicherungs-Gesellschaft AG

5.00400

Inversiones Suizo-Argentina S.A.

ARG

Zurich Versicherungs-Gesellschaft AG

94.99600

Inversiones ZS America Dos Limitada

CHL

Inversiones ZS America SpA

100.00000

Inversiones ZS America SpA

CHL

Zurich Santander Insurance America, S.L.

100.00000

Inversiones ZS America Tres SpA

CHL

Zurich Santander Insurance America, S.L.

100.00000

Irish National Insurance Company p.l.c.

IRL

Zurich Insurance plc

99.99999

Karvat Cover-More Assist. Pvt Ltd.

IND

Cover-More Asia Pte. Ltd

100.00000

Kennet Road 1 UK Limited

GBR

Zurich Assurance Ltd

100.00000

Kennet Road 2 UK Limited

GBR

Zurich Assurance Ltd

100.00000

Klare Corredora de Seguros S.A.

CHL

Zurich Insurance Mobile Solutions AG

49.90000

Komparu B.V.

NLD

Digital Insurance Group B.V.

100.00000

Kono Insurance Limited

HKG

Zurich Versicherungs-Gesellschaft AG

100.00000

Kraft Lake Insurance Agency, Inc.

MI

FIG Leasing Co, Inc.

100.00000

LA Apt. 1, LLC

DE

Zurich American Insurance Company

100.00000

LA Industrial 1, LLC

DE

Zurich American Insurance Company

100.00000

LA Industrial 4, LLC

DE

Zurich American Insurance Company

100.00000

LA Retail 1 LLC

DE

Zurich American Insurance Company

100.00000

Livetravel Inc.

WI

Zurich Cover-More Global Travel, Inc.

100.00000

Manon Vision Co., Ltd.

THA

Centre Solutions (Bermuda) Limited

0.00057

Manon Vision Co., Ltd.

THA

Zurich Finance Company Ltd

0.00066

Manon Vision Co., Ltd.

THA

Zurich Versicherungs-Gesellschaft AG

99.99877

Mapfre Yaşam Sigorta A.Ş.

TUR

Zurich Sigorta A.S.

99.77778

Meatpacking B.V.

NLD

Rock Inne Vastgoed B.V.

100.00000

Medidata AG

CHE

Zurich Versicherungs-Gesellschaft AG

8.85180

Miami Industrial 1, LLC

DE

Zurich American Insurance Company

100.00000

Miami Office 2, LLC

DE

Zurich American Insurance Company

100.00000

Miami Office 3, LLC

DE

Zurich American Insurance Company

100.00000

Miami Retail 1, LLC

DE

Zurich American Insurance Company

100.00000

Minas Brasil Promotora de Servicos S/A

BRA

Zurich Minas Brasil Seguros S.A,

100.00000

MSP APT 1, LLC

DE

Zurich American Insurance Company

100.00000

Nashville Apt. 1, LLC

DE

Zurich American Insurance Company

0.00000

Nashville Office 1, LLC

DE

Zurich American Insurance Company

100.00000

Navigators and General Insurance Company Limited

GBR

Zurich Insurance plc

100.00000

Nearheath Limited

GBR

Zurich Assurance Ltd

100.00000

Nexit 2018 Limited

GBR

Zürich Versicherungs-Gesellschaft AG

48.97314

NY Industrial 1, LLC

DE

Zurich American Insurance Company

100.00000

Oak Underwriting plc

GBR

Zurich Holdings (UK) Limited

100.00000

OnePath General Insurance Pty Limited

AUS

Zurich Financial Services Australia Limited

100.00000

OnePath Life Australia Holdings Pty  Ltd

AUS

Zurich Financial Services Australia Limited

100.00000

OnePath Life Limited

AUS

OnePath Life Australia Holdings Pty  Ltd

100.00000

Onsi Australia Pty Ltd

AUS

Collective Group Holdings Limited

100.00000

Orange Stone Company

IRL

Zurich Finance Company AG

100.00000

Orion Rechtsschutz-Versicherung AG

CHE

Zurich Versicherungs-Gesellschaft AG

78.00000

Parcelgate Limited

GBR

Zurich Assurance Ltd

100.00000

Perils AG

CHE

Zurich Versicherungs-Gesellschaft AG

11.11111

Perunsel S.A.

URY

Zürich Versicherungs-Gesellschaft AG

60.00000

PFS Pension Fund Services AG

CHE

Zürich Versicherungs-Gesellschaft AG

18.43333

Philly Office 1, LLC

DE

Zurich American Insurance Company

100.00000

Philly Office Land, LLC

DE

Zurich American Insurance Company

100.00000

POR Apt 1, LLC

DE

Zurich American Insurance Company

100.00000

POR Apt 2, LLC

DE

Zurich American Insurance Company

100.00000

Prime Corporate Psychology Pty Ltd

AUS

DTC Bidco Pty Ltd

100.00000

Protektor Lebensversicherungs-AG

DEU

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

5.15838

PT Asuransi Adira Dinamika Tbk

IDN

Zürich Versicherungs-Gesellschaft AG

98.48794

PT Zurich Insurance Indonesia

IDN

Zürich Rückversicherungs-Gesellschaft AG

1.56878

PT Zurich Insurance Indonesia

IDN

Zurich Versicherungs-Gesellschaft AG

97.09134

PT Zurich Topas Life

IDN

Zurich Versicherungs-Gesellschaft AG

80.00000

Qover

BEL

Zürich Versicherungs-Gesellschaft AG

21.26000

Raleigh Office 2, LLC

DE

Farmers New World Life Insurance Company

100.00000

RE Curve Holding B.V.

DEU

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

100.00000

Real Garant Espana S.L.

ESP

Real Garant GmbH Garantiesysteme

100.00000

Real Garant GmbH Garantiesysteme

DEU

Real Garant Versicherung Aktiengesellschaft

100.00000

Real Garant Versicherung Aktiengesellschaft

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

REX Baume S.C.I

FRA

REX Holding France

100.00000

REX Holding France

FRA

REX OPPCI Fonds

100.00000

REX Holding S.a.r.l.

LUX

REX-ZDHL S.C.S. SICAV-SIF

100.00000

REX Mauchamps

FRA

REX Holding France

100.00000

REX Vilette

FRA

REX Holding France

0.00000

REX-Aurea-ZDHL S.C.S.

LUX

REX-ZDHL GP S.à r.l.

100.00000

REX-De Baak B.V.

NLD

REX Holding S.à r.l.

100.00000

REX-Germany-ZDHL S.C.S

LUX

REX-ZDHL S.C.S. SICAV-SIF

95.240

REX-Humboldthafen Verwaltungs GmbH

DEU

REX-ZDHL S.C.S. SICAV-SIF

100.00000

Rex-Spain-ZDHL S.L.

ESP

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

100.00000

REX-The East S.à.r.l

LUX

REX-ZDHL S.C.S. SICAV-SIF

94.80000

REX-ZDHL GP S.a.r.l.

LUX

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

100.00000

REX-ZDHL S.C.S. SICAV-SIF

LUX

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

100.00000

Rock Inne Vastgoed B.V.

NLD

REX Holding S.à.r.l.

100.00000

Rokin 21 B.V.

NLD

Roxana Vastgoed B.V.

100.00000

Rokin 49 B.V.

NLD

Rock Inne Vastgoed B.V.

100.00000

Roxana Vastgoed B.V.

NLD

REX Holding S.à.r.l.

100.00000

Rural Community Insurance Company

MN

Zurich American Insurance Company

100.00000

San Diego Retail 1, LLC

DE

Zurich American Insurance Company

100.00000

Santander Rio Seguros S.A.

ARG

Inversiones ZS America SpA

4.00000

Santander Rio Seguros S.A.

ARG

Zurich Santander Insurance America, S.L.

96.00000

Santander Seguros Sociedad Anónima

URY

Zurich Santander Insurance America, S.L.

100.00000

Saudi National Insurance Company

BHR

Zurich Insurance Company Ltd (Bahrain Branch)

5.00000

Sea Apartment 2, LLC

DE

Zurich American Insurance Company

100.00000

Serviaide, S.A. - Sociedad Unipersonal

ESP

AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper

100.00000

Servizurich S.A. - Sociedad Unipersonal

ESP

Zurich Insurance plc, Sucursal en Espana

100.00000

SF Apt 1, LLC

DE

Zurich American Insurance Company

100.00000

SpearTip, LLC

IL

Zurich Holding Company of America, Inc.

100.00000

Speigelhof Vastgoed B.V.

DEU

RE Curve Holding B.V.

100.00000

Springboard Health and Performance Pty Ltd

AUS

DTC Bidco Pty Ltd

100.00000

Springworks International AB

SWE

autoSense AG

50.00000

Steadfast Insurance Company

IL

Zurich American Insurance Company

100.00000

Stratos Limited

NZL

DTC NZ Bidco Limited

100.00000

Swiss Insurance Management (Hong Kong) Limited

HKG

Zurich Services (Hong Kong) Limited

0.49505

Swiss Insurance Management (Hong Kong) Limited

HKG

Zurich Insurance Holdings (Hong Kong) Limited

99.50495

TDG Tele Dienste GmbH

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Tennyson Insurance Limited

GBR

Zurich Holdings (UK) Limited

100.00000

TGG Real Estate Holdings LLC

DE

Zurich Cover-More Global Travel, Inc.

100.00000

The Liverpool Reversionary Company Limited

GBR

Zurich Legacy Solutions Services (UK) Limited

100.00000

The Zurich Services Corporation

IL

Zurich Holding Company of America, Inc.

100.00000

TopReport Schadenbesichtigungs GmbH

AUT

Zurich Versicherungs-Aktiengesellschaft

14.28571

Travel Ace Chile S.A.

CHL

Travel Ace Internacional de Servicios S.A.

1.00000

Travel Ace Chile S.A.

CHL

Zürich Versicherungs-Gesellschaft AG

99.00000

Travel Ace Internacional de Servicios S.A.

URY

Zürich Versicherungs-Gesellschaft AG

100.00000

Travel Assist Pty Limited

AUS

ASTIS Holdings Limited

100.00000

Travel Guard Americas LLC

WI

Zurich Cover-More Global Travel, Inc.

100.00000

Travel Guard Assist, Inc.

DE

Zurich Cover-More Global Travel, Inc.

100.00000

Travel Guard EMEA Limited

GBR

Zurich Cover-More Global Travel, Inc.

100.00000

Travel Guard Group Canada, Inc.

CAN

Zurich Cover-More Global Travel, Inc.

100.00000

Travel Guard Group, Inc.

WI

Zurich Cover-More Global Travel, Inc.

100.00000

Travel Insurance Partners Pty Ltd

AUS

Travel Assist Pty Limited

100.00000

Travel Insurance Services Canada Inc.

CAN

World Travel Protection Canada Inc.

100.00000

Travelex Insurance Services Limited

DE

Cover-More Holdings USA Inc.

100.00000

Truck Underwriters Association

CA

Farmers Group, Inc.

100.00000

Turegum Immobilien AG

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

UA Assistance S.A. de C.V.

MEX

Travel Ace Internacional de Servicios S.A.

0.00000

UA Assistance S.A. de C.V.

MEX

Zürich Versicherungs-Gesellschaft AG

100.00000

Universal Assistance S.A.U

ARG

Zürich Versicherungs-Gesellschaft AG

100.00000

Universal Assistance Chile S.A.

CHL

Zürich Versicherungs-Gesellschaft AG

99.98503

Universal Assistance Chile S.A.

CHL

Travel Ace Internacional de Servicios S.A.

0.01497

Universal Assistance S.A.

URY

Zürich Versicherungs-Gesellschaft AG

100.00000

Universal Travel Assistance S.A.S.

COL

Zürich Versicherungs-Gesellschaft AG

100.00000

Universal Underwriters Insurance Company

IL

Zurich American Insurance Company

100.00000

Universal Underwriters of Texas Insurance Company

IL

Universal Underwriters Insurance Company

100.00000

Universal Underwriters Service Corporation

MO

Zurich Holding Company of America, Inc.

100.00000

Unviversal Assistance Inc.

FL

Universal Assistance S.A.

0.00000

Vehicle Dealer Solutions, Inc.

FL

Zurich Holding Company of America, Inc.

100.00000

Western Star Insurance Services, Inc.

TX

FIG Leasing Co, Inc.

100.00000

Wohnen H3B Humboldthafen GmbH&Co.KG

DEU

REX-ZDHL S.C.S. SICAV-SIF

94.90000

World Travel Protection Canada Inc.

CAN

Zurich Canadian Holdings Limited

100.00000

Z flex Gesellschaft fur Personaldienstleistungen mbH

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

ZCM (U.S.) Limited

DE

Zurich Finance Company Ltd

100.00000

ZCM Asset Holding Company (Bermuda) Limited

BMU

Zurich Finance Company Ltd

100.00000

ZGEE14 Limited

GBR

Zurich Legacy Solutions Services (UK) Limited

100.00000

ZLS Aseguradora de Colombia S.A

COL

Zürich Lebensversicherungs-Gesellschaft AG

4.43000

ZLS Aseguradora de Colombia S.A

COL

Zürich Versicherungs-Gesellschaft AG

95.00000

ZNA Services, LLC

DE

Zurich Holding Company of America, Inc.

100.00000

ZPC Capital Limited

GBR

Zurich Holdings (UK) Limited

100.00000

ZSF / Office KY, LLC

DE

Euclid Office LP

100.00000

ZSF / Office NV, LLC

DE

Euclid Office LP

100.00000

ZSF KY Annex, LLC

DE

Euclid KY Annex, LP

100.00000

ZSF/Bloomington, LLC

DE

Bloomington Office LP

100.00000

ZSF/C1 MGP Manager, Inc

DE

Zurich Structured Finance, Inc.

100.00000

ZSF/C1 MGP, LLC

DE

ZSF/C1 MGP Manager, Inc

1.00000

ZSF/C1 MGP, LLC

DE

Zurich Structured Finance, Inc.

99.00000

ZSF/C2 MGP Manager, Inc

DE

Zurich Structured Finance, Inc.

100.00000

ZSF/C2 MGP, LLC

DE

ZSF/CF2 MGP Manager, Inc.

1.00000

ZSF/C2 MGP, LLC

DE

Zurich Structured Finance, Inc.

99.00000

ZSF/Dallas Tower, LLC

DE

Dallas Tower LP

100.00000

ZSG Kfz-ZulassungsservicegesmbH

AUT

Zurich Versicherungs-Aktiengesellschaft

33.33333

Zurich - Companhia de Seguros Vida S.A.

PRT

Zurich Finanz-Gesellschaft AG

0.00100

Zurich - Companhia de Seguros Vida S.A.

PRT

Zurich Investments Life S.p.A.

0.00100

Zurich - Companhia de Seguros Vida S.A.

PRT

Zurich Lebensversicherungs-Gesellschaft AG

99.99600

Zurich - Companhia de Seguros Vida S.A.

PRT

Zurich Versicherungs-Gesellschaft AG

0.00100

Zurich - Companhia de Seguros Vida S.A.

PRT

Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied

0.00100

Zurich (Scotland) Limited Partnership

GBR

Zurich General Partner (Scotland) Ltd

100.00000

Zurich Advice Network Limited

GBR

Allied Dunbar Assurance plc

100.00000

Zurich AFIN Mexico, S.A. DE C.V.

MEX

Zurich Compania de Sefuros, S.A.

0.00200

Zurich AFIN Mexico, S.A. DE C.V.

MEX

Zurich Versicherungs-Gesellschaft AG

99.99800

Zurich Agency Services  Inc.

MA

Zurich Holding Company of America, Inc.

100.00000

Zurich Alternative Asset Management, LLC

DE

Zurich Holding Company of America, Inc.

100.00000

Zurich America Latina Serviços Brasil Ltda.

BRA

Zurich Lebensversicherungs-Gesellschaft AG

0.01000

Zurich America Latina Serviços Brasil Ltda.

BRA

Zurich Versicherungs-Gesellschaft AG

99.99000

Zurich American Insurance Company

NY

Zurich Holding Company of America, Inc.

100.00000

Zurich American Insurance Company of Illinois

IL

American Zurich Insurance Company

100.00000

Zurich American Life Insurance Company

IL

Zurich Holding Company of America, Inc.

100.00000

Zurich American Life Insurance Company of New York

NY

Zurich American Life Insurance Company.

100.00000

Zurich Argentina Cia. de Seguros S.A.

ARG

Inversiones Suizo-Argentina S.A.

55.46140

Zurich Argentina Cia. de Seguros S.A.

ARG

Zurich Versicherungs-Gesellschaft AG

44.53611

Zurich Argentina Companía de Seguros de Retiro S.A.

ARG

Zurich Argentina Cia. de Seguros S.A.

46.64193

Zurich Argentina Companía de Seguros de Retiro S.A.

ARG

Zurich Versicherungs-Gesellschaft AG

53.35807

Zurich Aseguradora Argentina S.A.

ARG

Zürich Versicherungs-Gesellschaft AG

99.90000

Zurich Aseguradora Mexicana, S.A. de C.V.

MEX

Zürich Lebensversicherungs-Gesellschaft AG

0.00000

Zurich Aseguradora Mexicana, S.A. de C.V.

MEX

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Assurance Ltd

GBR

Eagle Star Holdings Limited

100.00000

Zurich Assure Australia Pty Limited

AUS

Zurich Financial Services Australia Limited

100.00000

Zurich Australia Limited

AUS

Zurich Financial Services Australia Limited

100.00000

Zurich Australian Insurance Limited

AUS

Zurich Financial Services Australia Limited

100.00000

Zurich Australian Insurance Properties Pty Limited

AUS

Zurich Australia Limited

40.00000

Zurich Australian Insurance Properties Pty Limited

AUS

Zurich Australian Insurance Limited

60.00000

Zurich Australian Property Holdings Pty Ltd

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Bank International Limited

GBR

Dunbar Assets Ireland

100.00000

Zurich Benefit Finance LLC

DE

Zurich Holding Company of America, Inc.

100.00000

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

DEU

Zurich IT Service AG Niederlassung fur Deutschland

82.61672

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

DEU

Zurich Leben Service AG Niederlassung fur Deutschland

17.38328

Zurich Brand and Experience Studio Spain, S.L.

ESP

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Brasil Capitalizacao S.A

BRA

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Brasil Companhia de Seguros

BRA

Zurich Minas Brasil Seguros S.A.

100.00000

Zurich Building Control Services Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Canadian Holdings Limited

CAN

Zurich Insurance Company Ltd, Canadian Branch

68.81942

Zurich Canadian Holdings Limited

CAN

Zurich Versicherungs-Gesellschaft AG

31.18058

Zurich Commercial Services (Europe) GmbH

DEU

Zürich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Zurich Community Trust (UK) Limited

GBR

Zurich Financial Services (UKISA) Limited

50.00000

Zurich Community Trust (UK) Limited

GBR

Zurich Financial Services (UKISA) Nominees Limited

50.00000

Zurich Compania de Reaseguros Argentina S.A.

ARG

Inversiones Suizo-Argentina S.A.

95.00000

Zurich Compania de Reaseguros Argentina S.A.

ARG

Zurich Versicherungs-Gesellschaft AG

5.00000

Zurich Companía de Seguros, S.A.

MEX

Zurich Versicherungs-Gesellschaft AG

99.88280

Zurich Corredora de Bolsa S.A.

CHL

Inversiones Suizo Chilena S.A.

99.00030

Zurich Corredora de Bolsa S.A.

CHL

Zurich Investments Chile S.A.

0.99970

Zurich Cover-More Global Travel, Inc.

DE

Zurich Holding Company of America, Inc.

100.00000

Zurich Customer Active Management, d.o.o.

SVN

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich CZI Management Holding Ltd.

DE

Zurich Global Investment Management Inc.

100.00000

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

DEU

Deutscher Herold Aktiengesellschaft

67.54030

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

32.45970

Zurich Digital International Private Limited

IND

Zurich Insurance Mobile Solutions AG

99.99000

Zurich Digital International Private Limited

IND

Servizurich S.A. - Sociedad Unipersonal

0.01000

Zurich E&S Insurance Brokerage, Inc.

CA

Zurich American Insurance Company

100.00000

Zurich Employment Services Limited

GBR

Zurich Financial Services (UKISA) Limited

100.00000

Zurich Employment Services Limited, Swindon, Zweigniederlassung Zürich

CHE

Zurich Employment Services Limited

100.00000

Zurich Engineering Inspection Services Ireland Limited

IRL

Zurich Insurance plc

100.00000

Zurich Eurolife S.A.

LUX

Zurich Lebensversicherungs-Gesellschaft AG

90.00000

Zurich Eurolife S.A.

LUX

Zurich Versicherungs-Gesellschaft AG

10.00000

Zurich F&I Reinsurance T&C Limited

TCA

Universal Underwriters Service Corporation

99.99950

Zurich F&I Reinsurance T&C Limited

TCA

Zurich Agency Services  Inc.

0.00050

Zurich Fianzas Mexico, S.A.DE C.V.

MEX

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Finance (Australia) Limited

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Finance (Ireland) DAC

IRL

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Finance (Ireland) II DAC

IRL

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Finance (UK) plc

GBR

Zurich Financial Services (UKISA) Limited

99.99800

Zurich Finance (UK) plc

GBR

Zurich Financial Services (UKISA) Nominees Limited

0.00200

Zurich Finance Company Ltd

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Financial Services (Isle of Man) Group Services Limit

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Financial Services (Isle of Man) Holdings Limited

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Financial Services (Isle of Man) Insurance Manager Lt

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Financial Services (UKISA) Limited

GBR

Allied Zurich Holdings Limited

90.31559

Zurich Financial Services (UKISA) Limited

GBR

Zurich Insurance plc

9.68441

Zurich Financial Services (UKISA) Nominees Limited

GBR

Zurich Financial Services (UKISA) Limited

100.00000

Zurich Financial Services Australia Limited

AUS

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Financial Services EUB Holdings Limited

IRL

Zurich Ins Group

0.08333

Zurich Financial Services EUB Holdings Limited

IRL

Zurich Insurance Group Ltd.

99.91667

Zurich Financial Services UK Pension Trustee Limited

GBR

Zurich Financial Services (UKISA) Limited

99.00000

Zurich Finanz-Gesellschaft AG

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich General Insurance (Hong Kong) Limited

HKG

Zurich Insurance Company Ltd, Hong Kong Branch

100.00000

Zurich General Insurance Company (China) Limited

CHN

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich General Insurance Malaysia Berhad

MYS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich General Partner (Scotland) Ltd

GBR

Allied Zurich Holdings Limited

100.00000

Zurich General Takaful Malaysia Berhad

MYS

Zurich Holdings Malaysia Berhad

100.00000

Zurich GL Servicios Mexico, S.A. de C.V.

MEX

Zurich Companía de Seguros, S.A.

5.00000

Zurich GL Servicios Mexico, S.A. de C.V.

MEX

Zurich Vida, Compañía de Seguros, S.A.

95.00000

Zurich Global Corporate UK Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Global Investment Management Inc.

DE

Zurich Holding Company of America, Inc.

100.00000

Zurich Global Ventures MGA Solutions (SA)

BEL

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Global, Ltd.

BMU

Zurich Holding Company of America, Inc.

100.00000

Zurich Group Pension Services (UK) Ltd

GBR

Zurich Assurance Ltd

100.00000

Zurich GSG Limited

GBR

Zurich GSH Limited

100.00000

Zurich GSH Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Holding Company of America, Inc.

DE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Holding Ireland Limited

IRL

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Holding SE

DEU

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Holdings (UK) Limited

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Immobilien (Deutschland) AG & Co. KG

DEU

Zurich Immobilientreuhand (Deutschland) GmbH

0.00000

Zurich Immobilien Liegenschaftsverwaltungs-GesmbH

AUT

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Immobilientreuhand (Deutschland) GmbH

DEU

Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf

100.00000

Zurich Insurance Company (U.K.) Limited

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Insurance Company Escritorio de Representacao no Bras

BRA

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Insurance Company Ltd., Representative Office Buenos Aires

ARG

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Insurance Group Ltd.

CHE

Board of Directors

Zurich Insurance Holdings (Hong Kong) Limited

HKG

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Insurance Malaysia Berhad

MYS

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Insurance plc

IRL

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

25.07428

Zurich Insurance plc

IRL

Zurich Holding Ireland Limited

70.40509

Zurich Insurance plc

IRL

Zurich Insurance Company Ltd - Rappresentanza Generale per l

4.52063

Zurich Insurance plc, Representative Office Buenos Aires

ARG

Zurich Insurance plc

100.00000

Zurich Intermediary Group Limited

GBR

Zurich Financial Services (UKISA) Limited

99.99900

Zurich Intermediary Group Limited

GBR

Zurich Financial Services (UKISA) Nominees Limited

0.00100

Zurich International (UK) Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich International Life Limited

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich International Pensions Administration Limited

IMN

Zurich International Life Limited

100.00000

Zurich Invest AG

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Investment Management Limited

AUS

Zurich Australia Limited

100.00000

Zurich Investment Services Limited

BMU

Zurich Finance Company Ltd

100.00000

Zurich Investments Life S.p.A.

ITA

Zurich Insurance Company Ltd - Rappresentanza Generale per l

100.00000

Zurich Ireland Master Trustee Designated Activity Company

IRL

Zurich Life Assurance plc

100.00000

Zurich Italy S.p.A.

ITA

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich JVCompany Servicios Mexico, S.A. DE C.V.

MEX

Zurich Santander Seguros Mexico, S.A.

99.99800

Zurich JVCompany Servicios Mexico, S.A. DE C.V.

MEX

Zurich Vida, Compania de Seguros, S.A.

0.00200

Zurich Kotak General Insurance Company (India) Limited

IND

Zurich Shared Services Malaysia Sdn Bhd

0.00000

Zurich Kotak General Insurance Company (India) Limited

IND

Zürich Versicherungs-Gesellschaft AG

70.00000

Zurich Kotak General Insurance Company (India) Limited

IND

Zurich Finance Company AG

0.00000

Zurich Kotak General Insurance Company (India) Limited

IND

Zurich Services Malaysia Sdn Bhd

0.00000

Zurich Kotak General Insurance Company (India) Limited

IND

Zurich Australian Insurance Properties Pty Limited

0.00000

Zurich Kotak General Insurance Company (India) Limited

IND

Zurich Insurance Mobile Solutions AG

0.00000

Zurich Kunden Center GmbH

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Zurich Latin America Holding S.L. - Sociedad Unipersonal

ESP

Zurich Lebensversicherungs-Gesellschaft AG

100.00000

Zurich Latin American Services S.A.

ARG

Inversiones Suizo-Argentina S.A.

6.32000

Zurich Latin American Services S.A.

ARG

Zurich Versicherungs-Gesellschaft AG

93.68000

Zurich Lebensversicherungs-Gesellschaft AG

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Legacy Solutions Services (UK) Limited

GBR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Life Assurance plc

IRL

Zurich Holding Ireland Limited

100.00000

Zurich Life Insurance (Hong Kong) Limited

HKG

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Life Insurance Company Ltd., Representative office Buenos Aires

ARG

Zurich Lebensversicherungs-Gesellschaft AG

100.00000

Zurich Life Preparatory Japan Co. Ltd.

JPN

Zürich Lebensversicherungs-Gesellschaft AG

100.00000

Zurich LiveWell Services and Solutions AG

CHE

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Management (Bermuda) Ltd

BMU

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Management Services Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Medical Analytics Pty Ltd

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Minas Brasil Seguros S.A,

BRA

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Pension Trustees Ireland Limited

IRL

Zurich Insurance plc

50.00000

Zurich Pension Trustees Ireland Limited

IRL

Zurich Trustee Services Limited

50.00000

Zurich Pension Trustees Limited

GBR

Zurich Assurance Ltd

100.00000

Zurich Pensions Management Limited

GBR

Allied Dunbar Assurance plc

100.00000

Zurich Pensionskassen-Beratung AG

CHE

Zurich Lebensversicherungs-Gesellschaft AG

100.00000

Zurich Professional Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Project Finance (UK) Limited

GBR

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Properties Pty Limited

AUS

Zurich Australia Limited

40.00056

Zurich Properties Pty Limited

AUS

Zurich Australian Insurance Limited

59.99944

Zurich Property Services Malaysia Sdn Bhd

MYS

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Realty, Inc.

MD

Zurich Holding Company of America, Inc.

100.00000

Zurich Rechtsschutz-Schadenservice GmbH

DEU

Zurich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Zurich Resseguradora Brasil S.A.

BRA

Zurich Lebensversicherungs-Gesellschaft AG

0.00100

Zurich Resseguradora Brasil S.A.

BRA

Zurich Versicherungs-Gesellschaft AG

99.99900

Zurich Risk Management Services (India) Private Limited

IND

Zürich Rückversicherungs-Gesellschaft AG

1.00000

Zurich Risk Management Services (India) Private Limited

IND

Zurich Versicherungs-Gesellschaft AG

99.00000

Zurich Ruckversicherungs-Gesellschaft AG

CHE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Sander Vermögensverwaltungs AG (Deutschland)

DEU

Zürich Beteiligungs-Aktiengesellschaft (Deutschland)

32.46000

Zurich Sander Vermögensverwaltungs AG (Deutschland)

DEU

Deutscher Herold Aktiengesellschaft

67.54000

Zurich Santander Brasil Odonto LTDA.

BRA

Zurich Santander Brasil Seguros e Previdência S.A.

99.00000

Zurich Santander Brasil Odonto LTDA.

BRA

Zurich Santander Brasil Seguros S.A.

1.00000

Zurich Santander Brasil Seguros e Previdência S.A.

BRA

Zurich Latin America Holding S.L. - Sociedad Unipersonal

0.22007

Zurich Santander Brasil Seguros e Previdência S.A.

BRA

Zurich Santander Holding (Spain), S.L.

99.56848

Zurich Santander Brasil Seguros S.A.

BRA

Zurich Santander Brasil Seguros e Previdência S.A.

100.00000

Zurich Santander Holding (Spain), S.L.

ESP

Zurich Santander Insurance America, S.L.

100.00000

Zurich Santander Holding Dos (Spain), S.L.

ESP

Zurich Santander Insurance America, S.L.

100.00000

Zurich Santander Insurance America, S.L.

ESP

Zurich Latin America Holding S.L. - Sociedad Unipersonal

51.00000

Zurich Santander Seguros Argentina S.A.

ARG

Inversiones ZS America SpA

4.00000

Zurich Santander Seguros Argentina S.A.

ARG

Zurich Santander Insurance America, S.L.

96.00000

Zurich Santander Seguros de Vida Chile S.A.

CHL

Inversiones ZS America Dos Limitada

99.78173

Zurich Santander Seguros de Vida Chile S.A.

CHL

Inversiones ZS America SpA

0.21827

Zurich Santander Seguros Generales Chile S.A.

CHL

Inversiones ZS America Dos Limitada

99.50540

Zurich Santander Seguros Generales Chile S.A.

CHL

Inversiones ZS America SpA

0.49460

Zurich Santander Seguros Mexico, S.A.

MEX

Inversiones ZS America SpA

0.00053

Zurich Santander Seguros Mexico, S.A.

MEX

Zurich Santander Insurance America, S.L.

99.99947

Zurich Schweiz Services AG

CHE

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Seguros Ecuador, S.A.

ECU

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Seguros Rentas Vitalicias Chile S.A.

CHL

Zurich Servicios e Inversiones S.A

0.01000

Zurich Service GmbH

DEU

Zurich Versicherungs-Aktiengesellschaft

100.00000

Zurich Services (Australia) Pty Limited

AUS

Zurich Financial Services Australia Limited

100.00000

Zurich Services (Hong Kong) Limited

HKG

Zurich Insurance Holdings (Hong Kong) Limited

99.99714

Zurich Services (Hong Kong) Limited

HKG

Zürich Versicherungs-Gesellschaft AG

0.00286

Zurich Services A.I.E.

ESP

AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper

0.00100

Zurich Services A.I.E.

ESP

Bansabadell Pensiones, E.G.F.P, S.A.

0.00100

Zurich Services A.I.E.

ESP

Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros

0.00100

Zurich Services A.I.E.

ESP

Bansabadell Vida S.A. de Seguros y Reaseguros

0.00100

Zurich Services A.I.E.

ESP

Zurich Insurance plc, Sucursal en Espana

97.18000

Zurich Services A.I.E.

ESP

Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied

2.81600

Zurich Services Company (Pty) Ltd

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Services US. LLC

DE

Farmers Group, Inc.

50.00000

Zurich Services US. LLC

DE

Zurich Holding Company of America, Inc.

50.00000

Zurich Servicios de Mexico, S.A. de. C.V.

MEX

Zurich Vida, Compania de Seguros, S.A.

90.00000

Zurich Servicios de Mexico, S.A. de. C.V.

MEX

Zurich, Compania de Seguros, S.A.

10.00000

Zurich Servicios Directo España, S.L.

ESP

Zurich Insurance Mobile Solutions AG

100.00000

Zurich Servicios y Soporte México, S.A. de C.V.

MEX

Zürich Lebensversicherungs-Gesellschaft AG

0.02000

Zurich Servicios y Soporte México, S.A. de C.V.

MEX

Zürich Versicherungs-Gesellschaft AG

99.98000

Zurich Shared Services S.A.

CHL

Inversiones Suizo Chilena S.A.

99.98667

Zurich Shared Services S.A.

CHL

Zurich Investments Chile S.A.

0.01333

Zurich Sigorta A.S.

TUR

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Small Amount and Short Term Insurance Ltd

JPN

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich South America Invest AB

SWE

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Specialties London Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Structured Finance, Inc.

DE

Zurich Finance Company Ltd

100.00000

Zurich Takaful Malaysia Berhad (ZTMB)

MYS

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Technical and Consulting Services (Beijing) Co. Ltd.

CHN

Zurich Insurance Holdings (Hong Kong) Limited

100.00000

Zurich Technical Development (China) Limited

CHN

Zurich Insurance Holdings (Hong Kong) Limited

100.00000

Zurich Technology Malaysia Sdn Bhd

MYS

Zurich Technology Services Malaysia Sdn Bhd

100.00000

Zurich Technology Services Malaysia Sdn Bhd

MYS

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Transitional Services Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Travel Solutions Pty Limited

AUS

Zürich Versicherungs-Gesellschaft AG

100.00000

Zurich Treasury Services Limited

IRL

Zurich Financial Services EUB Holdings Limited

100.00000

Zurich Trustee Services Limited

IRL

Zurich Life Assurance plc

100.00000

Zurich UK General Employee Services Limited

GBR

Zurich UK General Services Limited

100.00000

Zurich UK General Services Limited

GBR

Zurich Holdings (UK) Limited

100.00000

Zurich Versicherungs-Aktiengesellschaft

AUT

Zurich Versicherungs-Gesellschaft AG

99.98125

Zurich Versicherungs-Gesellschaft AG

CHE

Zurich Insurance Group Ltd.

100.00000

Zurich Vida e Previdencia S.A.

BRA

Zurich Minas Brasil Seguros S.A,

100.00000

Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied

ESP

Zurich Lebensversicherungs-Gesellschaft AG

100.00000

Zurich Vida, Companía de Seguros, S.A.

MEX

Zurich Versicherungs-Gesellschaft AG

100.00000

Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland)

DEU

Zürich Beteiligungs-Aktiengesellschaft (Deutschland)

100.00000

Zurich Workplace Solutions (Middle East) Limited

ARE

Zurich International Life Limited

100.00000

Company	Domicile	Ownership	%

11930 Narcoossee Road, LLC	DE	Mid-Century Insurance Company	100.00000
12225 NE 60th Way, LLC	DE	Truck Insurance Exchange	100.00000
17885 Von Karman, LLC	CA	Farmers Insurance Exchange	100.00000
201 Railroad Ave, LLC	DE	Farmers Insurance Exchange	100.00000
21st Century Casualty Company	CA	21st Century Insurance Group	100.00000
21st Century Centennial Insurance Company	PA	Mid-Century Insurance Company	100.00000
21st Century Insurance Company	CA	21st Century Insurance Group	100.00000
21st Century Insurance Group	DE	Mid-Century Insurance Company	100.00000
21st Century North America Insurance Company	NY	Mid-Century Insurance Company	100.00000
21st Century Pinnacle Insurance Company	NJ	21st Century North America Insurance Company	100.00000
21st Century Premier Insurance Company	PA	21st Century Centennial Insurance Company	100.00000
2475 Mill Center Parkway, LLC	DE	Farmers Insurance Exchange	100.00000
280 Riverside Parkway, LLC	DE	Farmers Insurance Exchange	100.00000
3049 East Washburn Road, LLC	DE	Farmers Insurance Exchange	100.00000
3195 East Washburn Road, LLC	DE	Farmers Insurance Exchange	100.00000
3330 Oak Grove Avenue, LLC	DE	Mid-Century Insurance Company	100.00000
384 Santa Trinita Ave LLC	DE	Fire Insurance Exchange	100.00000
4345 Hamilton Mill Road, LLC	DE	Farmers Insurance Exchange	100.00000
475 Riverside Parkway, LLC	DE	Mid-Century Insurance Company	100.00000
47548 Kato Road, LLC	DE	Farmers Insurance Exchange	100.00000
6671-6675 North Macarthur Blvd, LLC	DE	Mid-Century Insurance Company	100.00000
American Federation Insurance Company	TX	21st Century Insurance Group	100.00000
American Pacific Insurance Company, Inc.	HI	Farmers Insurance Hawaii, Inc.	100.00000
Bristol West Casualty Insurance Company	OH	Coast National Insurance Company	100.00000
Bristol West Holdings, Inc.	DE	Farmers Insurance Exchange	42.00000
Bristol West Holdings, Inc.	DE	Fire Insurance Exchange	3.75000
Bristol West Holdings, Inc.	DE	Mid-Century Insurance Company	47.50000
Bristol West Holdings, Inc.	DE	Truck Insurance Exchange	6.75000
Bristol West Insurance Company	OH	Coast National Insurance Company	100.00000
Bristol West Insurance Services of California, Inc.	CA	Bristol West Holdings, Inc.	100.00000
Bristol West Insurance Services, Inc. of Florida	FL	Bristol West Holdings, Inc.	100.00000
Bristol West Preferred Insurance Company	MI	Bristol West Holdings, Inc.	100.00000
BW GP, LLC	DE	Bristol West Holdings, Inc.	100.00000
BWIS of Nevada, Inc.	NV	Bristol West Holdings, Inc.	100.00000
Civic Property and Casualty Company	CA	Fire Insurance Exchange	80.00000
Civic Property and Casualty Company	CA	Truck Insurance Exchange	20.00000
Coast National General Agency, Inc.	TX	Bristol West Holdings, Inc.	100.00000
Coast National Holding Company	CA	Bristol West Holdings, Inc.	100.00000
Coast National Insurance Company	CA	Coast National Holding Company	100.00000
Economy Fire & Casualty Company	IL	Farmers Property and Casualty Insurance Company	100.00000
Economy Preferred Insurance Company	IL	Economy Fire & Casualty Company	100.00000
Economy Premier Assurance Company	IL	Economy Fire & Casualty Company	100.00000
Exact Property and Casualty Company	CA	Fire Insurance Exchange	80.00000
Exact Property and Casualty Company	CA	Truck Insurance Exchange	20.00000
Farmers Asset Management, LLC	NV	FFS Holding, LLC	100.00000
Farmers Casualty Insurance Company	RI	Farmers Property and Casualty Insurance Company	100.00000
Farmers Direct Property and Casualty Insurance Company	RI	Farmers Property and Casualty Insurance Company	100.00000
Farmers Financial Solutions, LLC	NV	FFS Holding, LLC	100.00000
Farmers Group Property and Casualty Insurance Company	RI	Farmers Property and Casualty Insurance Company	100.00000
Farmers Insurance Company of Arizona	AZ	Farmers Insurance Exchange	70.00000
Farmers Insurance Company of Arizona	AZ	Fire Insurance Exchange	10.00000
Farmers Insurance Company of Arizona	AZ	Truck Insurance Exchange	20.00000
Farmers Insurance Company of Idaho	ID	Farmers Insurance Exchange	80.00000
Farmers Insurance Company of Idaho	ID	Fire Insurance Exchange	6.70000
Farmers Insurance Company of Idaho	ID	Truck Insurance Exchange	13.30000
Farmers Insurance Company of Oregon	OR	Farmers Insurance Exchange	80.00000
Farmers Insurance Company of Oregon	OR	Truck Insurance Exchange	20.00000
Farmers Insurance Company of Washington	WA	Fire Insurance Exchange	80.00000
Farmers Insurance Company of Washington	WA	Truck Insurance Exchange	20.00000
Farmers Insurance Company, Inc.	KS	Farmers Insurance Exchange	90.00000
Farmers Insurance Company, Inc.	KS	Fire Insurance Exchange	10.00000
Farmers Insurance Exchange	CA	See Note 1
Farmers Insurance Hawaii, Inc.	HI	Mid-Century Insurance Company	100.00000
Farmers Insurance of Columbus, Inc.	OH	Farmers Insurance Exchange	100.00000
Farmers Lloyds Insurance Company of Texas	TX	See Note 8
Farmers Lloyds, Inc.	TX	Farmers Property and Casualty Insurance Company	100.00000
Farmers New Century Insurance Company	IL	Illinois Farmers Insurance Company	100.00000
Farmers Property and Casualty Insurance Company	RI	Farmers Insurance Exchange	80.00000
Farmers Property and Casualty Insurance Company	RI	Truck Insurance Exchange	10.00000
Farmers Property and Casualty Insurance Company	RI	Fire Insurance Exchange	10.00000
Farmers Specialty Insurance Company	MI	Foremost Insurance Company Grand Rapids, Michigan	100.00000
Farmers Texas County Mutual Insurance Company	TX	See Note 2
FCOA, LLC	DE	Foremost Insurance Company Grand Rapids, Michigan	100.00000
FFS Holding, LLC	NV	Mid-Century Insurance Company	100.00000
Fire Insurance Exchange	CA	See Note 3
Foremost County Mutual Insurance Company	TX	See Note 4
Foremost Insurance Company Grand Rapids, Michigan	MI	Farmers Insurance Exchange	80.00000
Foremost Insurance Company Grand Rapids, Michigan	MI	Fire Insurance Exchange	10.00000
Foremost Insurance Company Grand Rapids, Michigan	MI	Truck Insurance Exchange	10.00000
Foremost Lloyds of Texas	TX	See Note 5
Foremost Property & Casualty Insurance Company	MI	Foremost Insurance Company Grand Rapids, Michigan	100.00000
Foremost Signature Insurance Company	MI	Foremost Insurance Company Grand Rapids, Michigan	100.00000
Hawaii Insurance Consultants, Ltd.	HI	Mid-Century Insurance Company	100.00000
Illinois Farmers Insurance Company	IL	Farmers Insurance Exchange	100.00000
Insurance Data Systems, G.P.	FL	Bristol West Holdings, Inc.	99.90000
Insurance Data Systems, G.P.	FL	BW GP, LLC	0.10000
MC Maple Tree, LLC	DE	Mid-Century Insurance Company	100.00000
Mid-Century Insurance Company	CA	Farmers Insurance Exchange	80.00000
Mid-Century Insurance Company	CA	Fire Insurance Exchange	10.00000
Mid-Century Insurance Company	CA	Truck Insurance Exchange	10.00000
Mid-Century Insurance Company of Texas	TX	Farmers Insurance Exchange	100.00000
Neighborhood Spirit Property and Casualty Company	CA	Fire Insurance Exchange	80.00000
Neighborhood Spirit Property and Casualty Company	CA	Truck Insurance Exchange	20.00000
Northwest Distribution Center Apopka Road, LLC	DE	Farmers Insurance Exchange	100.00000
Security National Insurance Company	FL	Bristol West Holdings, Inc.	100.00000
Texas Farmers Insurance Company	TX	Farmers Insurance Exchange	86.28000
Texas Farmers Insurance Company	TX	Mid Century Insurance Company	13.72000
Toggle Insurance Company	DE	Mid-Century Insurance Company	100.00000
Toggle Services, LLC	DE	Toggle Insurance Company	100.00000
Truck Insurance Exchange	CA	See Note 6
Zurich South America Invest AB	SWE	Zurich Versicherungs-Gesellschaft AG	100.00000
Zurich Specialties London Limited	GBR	Zurich Holdings (UK) Limited	100.00000
Zurich Structured Finance, Inc.	DE	Zurich Finance Company Ltd	100.00000
Zurich Takaful Malaysia Berhad (ZTMB)	MYS	Zurich Versicherungs-Gesellschaft AG	100.00000
Zurich Technical and Consulting Services (Beijing) Co. Ltd.	CHN	Zurich Insurance Holdings (Hong Kong) Limited	100.00000
Zurich Technical Development (China) Limited	CHN	Zurich Insurance Holdings (Hong Kong) Limited	100.00000
Zurich Technology Malaysia Sdn Bhd	MYS	Zurich Technology Services Malaysia Sdn Bhd	100.00000
Zurich Technology Services Malaysia Sdn Bhd	MYS	Zurich Versicherungs-Gesellschaft AG	100.00000
Zurich Transitional Services Limited	GBR	Zurich Holdings (UK) Limited	100.00000
Zurich Travel Solutions Pty Limited	AUS	Zürich Versicherungs-Gesellschaft AG	100.00000
Zurich Treasury Services Limited	IRL	Zurich Financial Services EUB Holdings Limited	100.00000
Zurich Trustee Services Limited	IRL	Zurich Life Assurance plc	100.00000
Zurich UK General Employee Services Limited	GBR	Zurich UK General Services Limited	100.00000
Zurich UK General Services Limited	GBR	Zurich Holdings (UK) Limited	100.00000
Zurich Versicherungs-Aktiengesellschaft	AUT	Zurich Versicherungs-Gesellschaft AG	99.98125
Zurich Versicherungs-Gesellschaft AG	CHE	Zurich Insurance Group Ltd.	100.00000
Zurich Vida e Previdencia S.A.	BRA	Zurich Minas Brasil Seguros S.A,	100.00000
Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied	ESP	Zurich Lebensversicherungs-Gesellschaft AG	100.00000
Zurich Vida, Companía de Seguros, S.A.	MEX	Zurich Versicherungs-Gesellschaft AG	100.00000
Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland)	DEU	Zürich Beteiligungs-Aktiengesellschaft (Deutschland)	100.00000
Zurich Workplace Solutions (Middle East) Limited	ARE	Zurich International Life Limited	100.00000

ANO	Netherlands Antilles	DEU	Germany	PRT	Portugal
ARG	Argentina	ESP	Spain	RUS	Russian Federation
AUT	Austria	FRA	France	SGP	Singapore
AUS	Australia	GBR	United Kingdom	SWE	Sweden
BHR	Bahrain	HKG	Hong Kong	SWZ	Swaziland
BMU	Bermuda	IDN	Indonesia	TCA	Turks & Caicos
BOL	Bolivia	IRL	Ireland	THA	Thailand
BRA	Brazil	IND	India	TUR	Turkey
BHS	Bahamas	ITA	Italy	TWN	Taiwan
CAN	Canada	JPN	Japan	URY	Uruguay
CHE	Switzerland	LBN	Lebanon	VEN	Venezuela
CHL	Chile	LUX	Luxembourg	VGB	Virgin Islands
CHN	China	MLT	Malta	ZAF	South Africa
COL	Colombia	MEX	Mexico
CYM	Cayman Islands	MYS	Malaysia

Name and Principal Address	Positions and Officers with FFS
Janice Scott1	Director
Guy Meade Hanson1	Director
Al Gildemeister1	Director
Zachary Schear1	President
Taretha Ann Robinson1	Chief Compliance Officer
Joshua Alan Borkin1	Treasurer and Chief Financial Officer
Chau Do2	Secretary

1.	The principal business address is 31051 Agoura Road, Westlake Village, CA 91361.

2.

The principal business address is 6301 Owensmouth Ave., Woodland Hills, CA 91367.

(1) Name of Principal Underwriter	(2) Net Underwriting Discounts and Commissions	(3) Compensation on Redemption	(4) Brokerage Commissions	(5) Compensation
Farmers Financial Solutions, LLC	N/A	N/A	$101,258.26	$50,250.00

(a)

The registrant undertakes that it will file a Post-Effective amendment to this registration statement as frequently as is necessary to ensure that the audited financial statements in the registration statement are never more than 16 months old for as long as purchase payments under the contracts offered herein are being accepted.

(b)

The registrant undertakes that it will include either (1) as part of any application to purchase a contract offered by the prospectus, a space that an applicant can check to request a statement of additional information, or (2) a post card or similar written communication affixed to or included in the prospectus that the applicant can remove and send to Farmers New World Life Insurance Company for a statement of additional information.

(c)

The registrant undertakes to deliver any statement of additional information and any financial statements required to be made available under this Form N-4 promptly upon written or oral request to the Company at the address or phone number listed in the prospectus.

(d)

The Company represents that in connection with its offering of the contracts as funding vehicles for retirement plans meeting the requirements of Section 403(b) of the Internal Revenue Code of 1986, it is relying on a no-action letter dated November 28, 1988, to the American Council of Life Insurance (Ref. No. IP-6-88) regarding Sections 22(e), 27(c)(1), and 27(d) of the Investment Company Act of 1940, and that paragraphs numbered (1) through (4) of that letter will be complied with.

(e)

The Company hereby represents that the fees and charges deducted under the Contracts, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by the Company.

			FARMERS ANNUITY SEPARATE ACCOUNT A (Registrant)
Attest:	/s/ Ian Macleod		By:	/s/ David Hernandez
	Ian Macleod			David Hernandez
	Attorney-in-Fact			Interim President
	Security Life of Denver Insurance Company			Farmers New World Life Insurance Company
			FARMERS NEW WORLD LIFE INSURANCE COMPANY (Depositor)
Attest:	/s/ Ian Macleod		By:	/s/ David Hernandez
	Ian Macleod			David Hernandez
	Attorney-in-Fact			Interim President
	Security Life of Denver Insurance Company			Farmers New World Life Insurance Company

Signature		Title
/s/ David Hernandez		Director, Chairman of the Board and Interim President
David Hernandez
/s/ Clay Callahan		Chief Financial Officer
Clay Callahan
/s/ Nick Shappie		Controller
Nick Shappie
*/s/ David Travers		Director
David Travers
*/s/ Annette Thompson		Director
Annette Thompson
*/s/ Warren Tucker		Director
Warren Tucker
*/s/ Scott Stoll		Director
Scott Stoll
*/s/ John Griek		Director
John Griek
*/s/ Ian Macleod		*On April 30, 2026 as Attorney-In-Fact pursuant to Powers of Attorney filed herewith or by previous amendment
* by Ian Macleod

Exhibit (k)	Opinion of Ian Macleod, Attorney-in-Fact
Exhibit (l)(1)	Consent of Independent Registered Public Accounting Firm
Exhibit (p)	Power of Attorney
Exhibit (h)(55)	Coinsurance and Modified Coinsurance Agreement between Farmers New World Life Insurance Company and Security Life of Denver Insurance Company effective August 1, 2023.