Notes Tables

Financing Receivable, Past Due [Table Text Block]

	*March 31, 2026*
*(Dollars in thousands)*	*30-59 Days Past Due*		*60-89 Days Past Due*		*Greater than 90 Days Past Due and Still Accruing*		*Non-accrual*		*Current*		*Total Loans Receivable*
Residential Real Estate:
Single Family	$	4,761	$	4,170	$	—	$	4,300	$	201,140	$	214,371
Multifamily		6,180		—		—		3,700		223,917		233,797
Farmland		—		—		—		—		122		122
Commercial Real Estate:
Owner Occupied		—		—		—		4,736		454,997		459,733
Non-Owner Occupied		—		—		—		15,237		549,725		564,962
Construction & Land Development		935		—		—		25,420		272,688		299,043
Commercial – Non-Real Estate:
Commercial & Industrial		161		1,596		—		358		98,667		100,782
Consumer – Non-Real Estate:
Unsecured		—		—		—		—		134		134
Secured		9		16		—		—		1,073		1,098
Total	$	12,046	$	5,782	$	—	$	53,751	$	1,802,463	$	1,874,042

	*December 31, 2025*
*(Dollars in thousands)*	*30-59 Days Past Due*		*60-89 Days Past Due*		*Greater than 90 Days Past Due and Still Accruing*		*Non-accrual*		*Current*		*Total Loans Receivable*
Residential Real Estate:
Single Family	$	3,096	$	5,392	$	—	$	5,316	$	202,175	$	215,979
Multifamily		—		3,132		—		—		222,288		225,420
Farmland		—		—		—		—		179		179
Commercial Real Estate:
Owner Occupied		4,754		—		—		—		443,785		448,539
Non-Owner Occupied		14,923		—		—		314		551,156		566,393
Construction & Land Development		1,983		—		—		25,467		273,216		300,666
Commercial – Non-Real Estate:
Commercial & Industrial		—		—		—		385		106,606		106,991
Consumer – Non-Real Estate:
Unsecured		—		—		—		—		210		210
Secured		—		—		—		—		938		938
Total	$	24,756	$	8,524	$	—	$	31,482	$	1,800,553	$	1,865,315

Financing Receivable, Nonaccrual [Table Text Block]

	*March 31, 2026*
*(Dollars in thousands)*	*Non-accrual Loans with No Allowance*		*Non-accrual Loans with an Allowance*		*Total Non-accrual Loans*
Residential Real Estate:
Single Family	$	4,300	$	—	$	4,300
Multifamily		3,700		—		3,700
Commercial Real Estate:
Owner Occupied		4,736		—		4,736
Non-Owner Occupied		15,237		—		15,237
Construction & Land Development		25,420		—		25,420
Commercial & Industrial		358		—		358
Total	$	53,751	$	—	$	53,751

	*December 31, 2025*
*(Dollars in thousands)*	*Non-accrual Loans with No Allowance*		*Non-accrual Loans with an Allowance*		*Total Non-accrual Loans*
Residential Real Estate:
Single Family	$	5,316	$	—	$	5,316
Commercial Real Estate:
Non-Owner Occupied		314		—		314
Construction & Land Development		25,467		—		25,467
Commercial & Industrial		385		—		385
Total	$	31,482	$	—	$	31,482

Financing Receivable, Collateral Dependent Loans [Table Text Block]

*(Dollars in thousands)*	*March 31, 2026*		*December 31, 2025*
Residential Real Estate:
Single Family	$	14,841	$	15,183
Multifamily		39,350		39,335
Commercial Real Estate:
Owner Occupied		14,941		235
Non-Owner Occupied		46,455		31,531
Construction & Land Development		33,060		34,085
Commercial & Industrial		4,817		4,795
Total	$	153,464	$	125,164

Financing Receivable Credit Quality Indicators [Table Text Block]

	*Term Loans Amortized Cost Basis by Origination Year*
March 31, 2026
*(Dollars in thousands)*	*2026*		*2025*		*2024*		*2023*		*2022*		*Prior*		*Revolving Loans*		*Revolving Loans converted to term*		*Total*
Residential Real Estate - Single Family
Pass	$	4,900	$	28,824	$	12,268	$	34,233	$	17,263	$	77,779	$	24,191	$	—	$	199,458
Criticized		—		1,451		500		—		—		—		—		—		1,951
Classified		—		—		—		3,095		1,359		8,508		—		—		12,962
Total Residential Real Estate - Single Family	$	4,900	$	30,275	$	12,768	$	37,328	$	18,622	$	86,287	$	24,191	$	—	$	214,371
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	282	$	—	$	—	$	282

Residential Real Estate - Multifamily
Pass	$	4,379	$	16,703	$	25,719	$	13,585	$	19,339	$	75,057	$	25,920	$	—	$	180,702
Criticized		—		—		—		—		8,218		7,878		177		—		16,273
Classified		—		3,700		—		—		29,998		3,124		—		—		36,822
Total Residential Real Estate - Multifamily	$	4,379	$	20,403	$	25,719	$	13,585	$	57,555	$	86,059	$	26,097	$	—	$	233,797
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	—	$	—	$	59	$	—	$	—	$	63	$	—	$	—	$	122
Total Residential Real Estate - Farmland	$	—	$	—	$	59	$	—	$	—	$	63	$	—	$	—	$	122
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	14,101	$	86,179	$	34,063	$	68,231	$	96,235	$	138,865	$	7,076	$	—	$	444,750
Criticized		—		—		—		—		—		—		235		—		235
Classified		—		—		—		14,748		—		—		—		—		14,748
Total Commercial Real Estate - Owner Occupied	$	14,101	$	86,179	$	34,063	$	82,979	$	96,235	$	138,865	$	7,311	$	—	$	459,733
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	615	$	17,659	$	41,904	$	4,961	$	161,497	$	214,569	$	21,827	$	—	$	463,032
Criticized		—		—		1,113		—		28,841		56,738		—		—		86,692
Classified		—		—		—		—		14,923		315		—		—		15,238
Total Commercial Real Estate - Non-Owner Occupied	$	615	$	17,659	$	43,017	$	4,961	$	205,261	$	271,622	$	21,827	$	—	$	564,962
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction & Land Development
Pass	$	189	$	3,670	$	642	$	1,212	$	18,435	$	516	$	237,627	$	—	$	262,291
Criticized		—		—		—		—		—		—		5,839		—		5,839
Classified		—		4,550		—		—		—		—		26,363		—		30,913
Total Construction & Land Development	$	189	$	8,220	$	642	$	1,212	$	18,435	$	516	$	269,829	$	—	$	299,043
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial & Industrial
Pass	$	824	$	18,108	$	20,977	$	4,584	$	5,568	$	10,220	$	39,899	$	—	$	100,180
Classified		—		—		—		—		—		602		—		—		602
Total Commercial & Industrial	$	824	$	18,108	$	20,977	$	4,584	$	5,568	$	10,822	$	39,899	$	—	$	100,782
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	134	$	—	$	134
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	134	$	—	$	134
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	21	$	116	$	137	$	25	$	99	$	109	$	591	$	—	$	1,098
Total Consumer - Secured	$	21	$	116	$	137	$	25	$	99	$	109	$	591	$	—	$	1,098
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total
Pass	$	25,029	$	171,259	$	135,769	$	126,831	$	318,436	$	517,178	$	357,265	$	—	$	1,651,767
Criticized		—		1,451		1,613		—		37,059		64,616		6,251		—		110,990
Classified		—		8,250		—		17,843		46,280		12,549		26,363		—		111,285
Total	$	25,029	$	180,960	$	137,382	$	144,674	$	401,775	$	594,343	$	389,879	$	—	$	1,874,042
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	282	$	—	$	—	$	282

	*Term Loans Amortized Cost Basis by Origination Year*
December 31, 2025
*(Dollars in thousands)*	*2025*		*2024*		*2023*		*2022*		*2021*		*Prior*		*Revolving Loans*		*Revolving Loans converted to term*		*Total*
Residential Real Estate - Single Family
Pass	$	27,882	$	15,103	$	35,088	$	16,171	$	25,605	$	54,528	$	26,332	$	—	$	200,709
Criticized		1,451		500		—		—		—		—		—		—		1,951
Classified		—		—		2,423		1,368		7,552		1,976		—		—		13,319
Total Residential Real Estate - Single Family	$	29,333	$	15,603	$	37,511	$	17,539	$	33,157	$	56,504	$	26,332	$	—	$	215,979
Current period gross charge-offs	$	—	$	200	$	—	$	—	$	—	$	—	$	—	$	—	$	200

Residential Real Estate - Multifamily
Pass	$	16,403	$	23,525	$	12,886	$	19,383	$	24,061	$	51,381	$	25,344	$	—	$	172,983
Criticized		—		—		—		8,177		—		7,431		—		—		15,608
Classified		—		—		—		33,697		3,132		—		—		—		36,829
Total Residential Real Estate - Multifamily	$	16,403	$	23,525	$	12,886	$	61,257	$	27,193	$	58,812	$	25,344	$	—	$	225,420
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	—	$	63	$	—	$	—	$	—	$	116	$	—	$	—	$	179
Total Residential Real Estate - Farmland	$	—	$	63	$	—	$	—	$	—	$	116	$	—	$	—	$	179
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	87,190	$	34,171	$	79,624	$	96,962	$	35,029	$	105,820	$	5,008	$	—	$	443,804
Criticized		—		—		4,500		—		—		—		—		—		4,500
Classified		—		—		—		—		—		—		235		—		235
Total Commercial Real Estate - Owner Occupied	$	87,190	$	34,171	$	84,124	$	96,962	$	35,029	$	105,820	$	5,243	$	—	$	448,539
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	17,696	$	40,157	$	5,048	$	177,016	$	52,156	$	172,392	$	14,815	$	—	$	479,280
Criticized		—		1,113		—		28,841		11,703		45,141		—		—		86,798
Classified		—		—		—		—		—		315		—		—		315
Total Commercial Real Estate - Non-Owner Occupied	$	17,696	$	41,270	$	5,048	$	205,857	$	63,859	$	217,848	$	14,815	$	—	$	566,393
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction & Land Development
Pass	$	3,479	$	644	$	3,212	$	19,238	$	476	$	528	$	241,168	$	—	$	268,745
Criticized		—		—		—		—		—		—		1,660		—		1,660
Classified		4,596		—		—		1,949		—		—		23,716		—		30,261
Total Construction & Land Development	$	8,075	$	644	$	3,212	$	21,187	$	476	$	528	$	266,544	$	—	$	300,666
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	35	$	—	$	—	$	—	$	35

Commercial & Industrial
Pass	$	23,351	$	21,404	$	5,568	$	5,753	$	5,237	$	7,008	$	35,401	$	—	$	103,722
Classified		—		—		—		—		12		619		2,638		—		3,269
Total Commercial & Industrial	$	23,351	$	21,404	$	5,568	$	5,753	$	5,249	$	7,627	$	38,039	$	—	$	106,991
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	319	$	304	$	—	$	—	$	623

Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	210	$	—	$	210
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	210	$	—	$	210
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	126	$	147	$	27	$	114	$	—	$	171	$	353	$	—	$	938
Total Consumer - Secured	$	126	$	147	$	27	$	114	$	—	$	171	$	353	$	—	$	938
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total
Pass	$	176,127	$	135,214	$	141,453	$	334,637	$	142,564	$	391,944	$	348,631	$	—	$	1,670,570
Criticized		1,451		1,613		4,500		37,018		11,703		52,572		1,660		—		110,517
Classified		4,596		—		2,423		37,014		10,696		2,910		26,589		—		84,228
Total	$	182,174	$	136,827	$	148,376	$	408,669	$	164,963	$	447,426	$	376,880	$	—	$	1,865,315
Current period gross charge-offs	$	—	$	200	$	—	$	—	$	354	$	304	$	—	$	—	$	858