The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 2,028 6,958 SH SOLE 6,958 0 0
BROADCOM INC COM 11135F101 6,624 22,571 SH SOLE 22,571 0 0
ANALOG DEVICES INC COM 032654105 3,240 10,693 SH SOLE 10,693 0 0
ALPHABET INC-CL A CAP STK CL A 02079K305 6,510 23,804 SH SOLE 23,804 0 0
META PLATFORMS INC CL A 30303M102 2,719 5,068 SH SOLE 5,068 0 0
STRYKER CORP COM 863667101 1,890 5,769 SH SOLE 5,769 0 0
BLACKROCK INC COM 09290D101 3,115 3,337 SH SOLE 3,337 0 0
MERCK AND CO INC COM 58933Y105 1,421 12,045 SH SOLE 12,045 0 0
TJX COMPANIES INC COM 872540109 3,068 19,675 SH SOLE 19,675 0 0
CSX CORP COM 126408103 2,119 53,268 SH SOLE 53,268 0 0
AMGEN INC COM 031162100 2,368 6,804 SH SOLE 6,804 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,216 4,631 SH SOLE 4,631 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 4,866 4,875 SH SOLE 4,875 0 0
MASTERCARD INC CL A 57636Q104 4,063 8,231 SH SOLE 8,231 0 0
US BANCORP COM NEW 902973304 2,498 49,144 SH SOLE 49,144 0 0
CME GROUP INC COM 12572Q105 2,335 7,854 SH SOLE 7,854 0 0
AMAZONCOM INC COM 023135106 3,853 19,199 SH SOLE 19,199 0 0
UNION PACIFIC CORPORATION COM 907818108 1,747 7,318 SH SOLE 7,318 0 0
COCA COLA CO COM 191216100 3,083 40,404 SH SOLE 40,404 0 0
NEXTERA ENERGY INC COM 65339F101 3,589 38,963 SH SOLE 38,963 0 0
LILLY ELI AND CO COM 532457108 3,734 4,214 SH SOLE 4,214 0 0
TEXAS INSTRUMENTS COM 882508104 1,869 9,997 SH SOLE 9,997 0 0
CHEVRON CORP COM 166764100 3,169 15,051 SH SOLE 15,051 0 0
BANK OF AMERICA CORP COM 060505104 4,855 102,819 SH SOLE 102,819 0 0
STARBUCKS CORP COM 855244109 1,224 14,133 SH SOLE 14,133 0 0
MCDONALDS CORP COM 580135101 2,710 8,781 SH SOLE 8,781 0 0
JP MORGAN CHASE COM 46625H100 5,376 18,927 SH SOLE 18,927 0 0
VALERO ENERGY CORP COM 91913Y100 3,944 15,724 SH SOLE 15,724 0 0
HOME DEPOT INC COM 437076102 2,094 6,479 SH SOLE 6,479 0 0
APPLE INC COM 037833100 5,231 21,202 SH SOLE 21,202 0 0
MICROSOFT CORP COM 594918104 6,745 18,794 SH SOLE 18,794 0 0
NVIDIA CORP COM 67066G104 3,245 19,674 SH SOLE 19,674 0 0
QUALCOMM INC COM 747525103 1,243 9,777 SH SOLE 9,777 0 0
CISCO SYSTEMS INC COM 17275R102 3,650 47,449 SH SOLE 47,449 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,192 4,383 SH SOLE 4,383 0 0
JOHNSON AND JOHNSON COM 478160104 3,528 14,554 SH SOLE 14,554 0 0
WALMART INC COM 931142103 2,675 21,646 SH SOLE 21,646 0 0
EATON CORP PLC SHS G29183103 4,772 13,878 SH SOLE 13,878 0 0
ACCENTURE PLC - CL A SHS CLASS A G1151C101 2,125 10,752 SH SOLE 10,752 0 0
MEDTRONIC PLC SHS G5960L103 1,786 20,865 SH SOLE 20,865 0 0
WISDOMTREE US QUALITY DV GRWTH US QTLY DIV GRT 97717X669 3,214 37,481 SH SOLE 37,481 0 0
ISHARES DJ SELECT DIVIDEND INDEX SELECT DIVID ETF 464287168 2,791 18,560 SH SOLE 18,560 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 930 4,679 SH SOLE 4,679 0 0
SHELL PLC- ADR SPON ADS 780259305 1,009 10,835 SH SOLE 10,835 0 0
EQUINOR ASA NPV - ADR SPONSORED ADR 29446M102 1,007 23,748 SH SOLE 23,748 0 0
NVENT ELECTRIC PLC SHS G6700G107 1,105 9,781 SH SOLE 9,781 0 0
RELX PLC SPON ADR SPONSORED ADR 759530108 640 19,607 SH SOLE 19,607 0 0
ASML HOLDING NV N Y REGISTRY SHS N07059210 2,991 2,383 SH SOLE 2,383 0 0
NOVO-NORDISK A S-SPONS ADR ADR 670100205 647 18,396 SH SOLE 18,396 0 0
BRITISH AMERICAN TOBACCO PLC ADR SPONSORED ADR 110448107 792 13,576 SH SOLE 13,576 0 0
SANOFI-AVENTIS-ADR SPONSORED ADR 80105N105 959 20,555 SH SOLE 20,555 0 0
UNILEVER PLC-ADR SPON ADR NEW 904767803 476 7,867 SH SOLE 7,867 0 0
SAP AG-SPONS ADR SPON ADR 803054204 1,364 8,103 SH SOLE 8,103 0 0
BANCO SANTANDER-ADR ADR 05964H105 671 62,192 SH SOLE 62,192 0 0
NOVARTIS AG-ADR SPONSORED ADR 66987V109 796 5,281 SH SOLE 5,281 0 0
ISHARES MSCI EUROPE FINANCIALS-ETF MSCI EURO FL ETF 464289180 2,532 75,728 SH SOLE 75,728 0 0
JPM SMA MID CAP EN EQ ET ETF SMALL & MID CAP 46641Q118 34 517 SH SOLE 517 0 0
DIMENSIONAL EMERGING CORE EQ ETF EMGR CRE EQT MNG 25434V302 35 1,058 SH SOLE 1,058 0 0
JPMORGAN INT RES ENH EQTY ETF INTRNL RES EQT 46641Q134 48 659 SH SOLE 659 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 45 1,162 SH SOLE 1,162 0 0
JPMORGAN US QUALITY FACTOR ETF US QUALTY FCTR 46641Q761 108 1,796 SH SOLE 1,796 0 0
CAP GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 49 1,180 SH SOLE 1,180 0 0