v3.26.1
Future Policy Benefits - Summarize Balances and Changes in Liability for Future Policy Benefits (Details) - USD ($)
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year $ (6,724,068) $ (7,950,492)
Expected future policy benefits, beginning of year 50,201,106 48,945,028
Expected net premiums, beginning balance at original discount rate (7,104,342) (8,704,635)
Expected future policy benefits, beginning balance at original discount rate 53,932,616 55,200,468
Expected net premiums, effect of changes in CF considerations 3,216,723 0
Expected future policy benefits, effect of changes in CF considerations 3,906,367 0
Expected net premiums, effect of actual variances from expected (287,395) 419,526
Expected future policy benefits, effect of actual variances from expected (384,633) 464,911
Expected net premiums, adjusted beginning of period balance (4,175,014) (8,285,109)
Expected future policy benefits, adjusted beginning of period balance 57,454,350 55,665,379
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 1,000,266 1,248,926
Expected future policy benefits, interest accrual 3,562,058 992,306
Expected net premiums, premiums (253,033) (175,369)
Expected future policy benefits, benefit Payments (3,330,823) (975,309)
Expected net premiums, ending balance at original discount rate (3,427,781) (7,211,552)
Expected future policy benefits, ending balance at original discount rate 57,685,585 55,682,376
Expected net premiums, effect of changes in discount rate 215,523 497,498
Expected future policy benefits, effect of changes in discount rate (4,860,102) (5,121,367)
Expected net premiums, end of year (3,212,258) (6,714,054)
Expected future policy benefits, balance, end of year 52,825,483 50,561,009
Net liability for future policy benefits 56,037,741 57,275,063
Deferred profit liability 1,169,982 749,626
Traditional Premium Paying [Member]    
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year 3,971,915 4,293,082
Expected future policy benefits, beginning of year 21,601,667 22,118,278
Expected net premiums, beginning balance at original discount rate 4,193,882 4,711,513
Expected future policy benefits, beginning balance at original discount rate 22,968,581 24,563,973
Expected net premiums, effect of changes in CF considerations 804,625 0
Expected future policy benefits, effect of changes in CF considerations 1,146,539 0
Expected net premiums, effect of actual variances from expected (123,404) (262,585)
Expected future policy benefits, effect of actual variances from expected (182,893) (280,702)
Expected net premiums, adjusted beginning of period balance 4,875,103 4,448,928
Expected future policy benefits, adjusted beginning of period balance 23,932,227 24,283,271
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 301,005 958,415
Expected future policy benefits, interest accrual 2,025,061 1,062,781
Expected net premiums, premiums (244,724) (167,360)
Expected future policy benefits, benefit Payments (1,980,822) (583,546)
Expected net premiums, ending balance at original discount rate 4,931,384 5,239,983
Expected future policy benefits, ending balance at original discount rate 23,976,466 24,762,506
Expected net premiums, effect of changes in discount rate (314,063) (369,914)
Expected future policy benefits, effect of changes in discount rate (1,702,940) (1,970,584)
Expected net premiums, end of year 4,617,321 4,870,069
Expected future policy benefits, balance, end of year 22,273,526 22,791,922
Net liability for future policy benefits 17,656,205 17,921,853
Deferred profit liability 0 0
Traditional Limited Pay [Member]    
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year (10,695,983) (12,243,574)
Expected future policy benefits, beginning of year 28,599,439 26,826,750
Expected net premiums, beginning balance at original discount rate (11,298,224) (13,416,148)
Expected future policy benefits, beginning balance at original discount rate 30,964,035 30,636,495
Expected net premiums, effect of changes in CF considerations 2,412,098 0
Expected future policy benefits, effect of changes in CF considerations 2,759,828 0
Expected net premiums, effect of actual variances from expected (163,991) 682,111
Expected future policy benefits, effect of actual variances from expected (201,740) 745,613
Expected net premiums, adjusted beginning of period balance (9,050,117) (12,734,037)
Expected future policy benefits, adjusted beginning of period balance 33,522,123 31,382,108
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 699,261 290,511
Expected future policy benefits, interest accrual 1,536,997 (70,475)
Expected net premiums, premiums (8,309) (8,009)
Expected future policy benefits, benefit Payments (1,350,001) (391,763)
Expected net premiums, ending balance at original discount rate (8,359,165) (12,451,535)
Expected future policy benefits, ending balance at original discount rate 33,709,119 30,919,870
Expected net premiums, effect of changes in discount rate 529,586 867,412
Expected future policy benefits, effect of changes in discount rate (3,157,162) (3,150,783)
Expected net premiums, end of year (7,829,579) (11,584,123)
Expected future policy benefits, balance, end of year 30,551,957 27,769,087
Net liability for future policy benefits 38,381,536 39,353,210
Deferred profit liability $ 1,169,982 $ 749,626