EARNINGS PER SHARE

Basic earnings per share is the amount of earnings (adjusted for preferred stock dividends and the impact of

preferred stock repurchases and redemptions) available to each share of common stock outstanding during the

reporting period. Diluted earnings per share is the amount of earnings available to each share of common stock

outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares.

Potentially dilutive common shares include incremental shares issued for stock options, restricted stock units and

awards, performance share units, and shares held in deferred compensation plans. Potentially dilutive common

shares are excluded from the computation of diluted earnings per share in periods in which the effect would be

The following table shows the calculation of basic and diluted earnings per share.


	Three Months Ended		Six Months Ended
(dollar amounts in millions, except per share data, share count in thousands)	June 30, 2026	June 30, 2025	June 30, 2026	June 30, 2025
Basic earnings per common share:
Net income attributable to Huntington	$727	$536	$1,250	$1,063
Dividends on preferred shares	41	27	82	54
Net income available to common shareholders	$686	$509	$1,168	$1,009
Average common shares issued and outstanding	2,021,373	1,457,309	1,945,805	1,455,904
Basic earnings per common share	$0.34	$0.35	$0.60	$0.69
Diluted earnings per common share:
Average dilutive potential common shares:
Stock options, restricted stock units and awards, and performance share units	19,719	16,587	21,956	18,567
Shares held in deferred compensation plans	7,219	7,100	7,191	7,070
Average dilutive potential common shares	26,938	23,687	29,147	25,637
Total diluted average common shares issued and outstanding	2,048,311	1,480,996	1,974,952	1,481,541
Diluted earnings per common share	$0.33	$0.34	$0.59	$0.68
Anti-dilutive awards (1)	874	7,135	1,099	4,750

(1)Reflects the total number of shares related to outstanding options that have been excluded from the computation of diluted earnings per share because

the impact would have been anti-dilutive.