v3.26.1
REVENUE FROM CONTRACTS WITH CUSTOMERS
 6 Months Ended
Jun. 30, 2026
Revenue from Contract with Customer [Abstract]  
REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue is segregated based on the nature of the product and services offered as part of contractual
arrangements. Certain sources of revenue are recognized within interest or fee income and are outside of the scope
of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Other sources of revenue fall within the
scope of the ASC 606 and are generally recognized within noninterest income. The following table presents total
noninterest income disaggregated by operating segment and segregated between revenue with contracts with
customers within the scope of ASC 606 and revenue within the scope of other GAAP topics.
(dollar amounts in millions)
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
Major Revenue Streams
Three months ended June 30, 2026
Payments and cash management revenue
$134
$59
$—
$193
Wealth and asset management revenue
128
6
—
134
Customer deposit and loan fees
72
5
—
77
Capital markets and advisory fees
7
65
—
72
Leasing revenue
2
(1)
—
1
Insurance income
17
3
1
21
Other noninterest income
2
(1)
3
4
Net revenue from contracts with customers
362
136
4
502
Noninterest income within the scope of other GAAP topics
95
139
49
283
Total noninterest income
$457
$275
$53
$785
Three months ended June 30, 2025
Payments and cash management revenue
$117
$33
$—
$150
Wealth and asset management revenue
98
4
—
102
Customer deposit and loan fees
58
4
—
62
Capital markets and advisory fees
2
39
—
41
Leasing revenue
—
3
—
3
Insurance income
19
—
—
19
Other noninterest income
1
1
(2)
—
Net revenue from contracts with customers
295
84
(2)
377
Noninterest income within the scope of other GAAP topics
44
93
(43)
94
Total noninterest income
$339
$177
$(45)
$471
(dollar amounts in millions)
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
Major Revenue Streams
Six Months Ended June 30, 2026
Payments and cash management revenue
$254
$116
$—
$370
Wealth and asset management revenue
242
12
—
254
Customer deposit and loan fees
138
9
—
147
Capital markets and advisory fees
14
132
—
146
Leasing revenue
4
—
—
4
Insurance income
35
6
1
42
Other noninterest income
4
4
3
11
Net revenue from contracts with customers
691
279
4
974
Noninterest income within the scope of other GAAP topics
153
248
92
493
Total noninterest income
$844
$527
$96
$1,467
Six Months Ended June 30, 2025
Payments and cash management revenue
$225
$65
$—
$290
Wealth and asset management revenue
193
10
—
203
Customer deposit and loan fees
110
6
—
116
Capital markets and advisory fees
6
65
—
71
Leasing revenue
1
6
—
7
Insurance income
36
3
—
39
Other noninterest income
2
2
(2)
2
Net revenue from contracts with customers
573
157
(2)
728
Noninterest income within the scope of other GAAP topics
93
182
(38)
237
Total noninterest income
$666
$339
$(40)
$965
Huntington generally provides services for customers in which it acts as principal. Payment terms and conditions
vary amongst services and customers and thus impact the timing and amount of revenue recognition. Some fees
may be paid before any service is rendered and accordingly, such fees are deferred until the obligations pertaining to
those fees are satisfied. Most Huntington contracts with customers are cancelable by either party without penalty or
they are short-term in nature, with a contract duration of less than one year. Accordingly, most revenue deferred for
the reporting period ended June 30, 2026 is expected to be earned within one year. Huntington does not have
significant balances of contract assets or contract liabilities, and any change in those balances during the reporting
period ended June 30, 2026 was determined to be immaterial.