v3.26.1
OTHER COMPREHENSIVE INCOME (Tables)
 6 Months Ended
Jun. 30, 2026
Equity [Abstract]  
Components of Other Comprehensive Income The following table summarizes the components of Huntington’s OCI.
(dollar amounts in millions)
Pretax
Tax (expense)
benefit
After-tax
Three months ended June 30, 2026
Unrealized losses on available-for-sale securities arising during the period, net of hedges
$(51)
$13
$(38)
Reclassification adjustment for realized net losses included in net income
3
(1)
2
Total unrealized losses on available-for-sale securities, net of hedges
(48)
12
(36)
Unrealized losses on cash flow hedges during the period
(158)
37
(121)
Reclassification adjustment for cash flow hedges included in net income
4
(1)
3
Net change related to cash flow hedges on loans
(154)
36
(118)
Translation adjustments, net of hedges (1)
(2)
1
(1)
Change in accumulated unrealized gains for pension and other post-retirement obligations
2
(1)
1
Other comprehensive loss
$(202)
$48
$(154)
Three months ended June 30, 2025
Unrealized gains on available-for-sale securities during the period, net of hedges
$65
$(17)
$48
Reclassification adjustment for realized net losses included in net income
65
(16)
49
Total unrealized gains on available-for-sale securities, net of hedges
130
(33)
97
Unrealized gains on cash flow hedges during the period
99
(24)
75
Reclassification adjustment for cash flow hedges included in net income
11
(3)
8
Net change related to cash flow hedges on loans
110
(27)
83
Translation adjustments, net of hedges (1)
8
(2)
6
Change in accumulated unrealized gains for pension and other post-retirement obligations
1
—
1
Other comprehensive income
$249
$(62)
$187
Six months ended June 30, 2026
Unrealized losses on available-for-sale securities arising during the period, net of hedges
$(125)
$30
$(95)
Reclassification adjustment for realized net gains included in net income
(22)
5
(17)
Total unrealized losses on available-for-sale securities, net of hedges
(147)
35
(112)
Unrealized losses on cash flow hedges during the period
(264)
62
(202)
Reclassification adjustment for cash flow hedges included in net income
10
(2)
8
Net change related to cash flow hedges on loans
(254)
60
(194)
Translation adjustments, net of hedges (1)
(3)
2
(1)
Change in accumulated unrealized gains for pension and other post-retirement obligations
4
(2)
2
Other comprehensive loss
$(400)
$95
$(305)
Six months ended June 30, 2025
Unrealized gains on available-for-sale securities arising during the period, net of hedges
$394
$(93)
$301
Reclassification adjustment for realized net losses included in net income
67
(16)
51
Total unrealized gains on available-for-sale securities, net of hedges
461
(109)
352
Unrealized gains on cash flow hedges during the period
301
(71)
230
Reclassification adjustment for cash flow hedges included in net income
39
(9)
30
Net change related to cash flow hedges on loans
340
(80)
260
Translation adjustments, net of hedges (1)
9
(2)
7
Change in accumulated unrealized gains for pension and other post-retirement obligations
1
—
1
Other comprehensive income
$811
$(191)
$620
(1)A portion of foreign investments are deemed to be permanent in nature and, therefore, Huntington does not provide for taxes on this portion of foreign
currency translation adjustments.
Activity in Accumulated Other Comprehensive Income, Net of Tax The following table summarizes the activity in AOCI.
(dollar amounts in millions)
Unrealized gains
(losses) on
available-for-sale
securities, net of
hedges (1)
Net change
related to cash
flow hedges on
loans
Translation
adjustments,
net of hedges
Unrealized
losses for
pension and
other post-
retirement
obligations
Total
Three months ended June 30, 2026
Balance, beginning of period
$(1,814)
$(49)
$(4)
$(192)
$(2,059)
Other comprehensive (loss) income before
reclassifications
(38)
(121)
(1)
1
(159)
Amounts reclassified from AOCI to earnings
2
3
—
—
5
Period change
(36)
(118)
(1)
1
(154)
Balance, end of period
$(1,850)
$(167)
$(5)
$(191)
$(2,213)
Three months ended June 30, 2025
Balance, beginning of period
$(2,110)
$(90)
$(11)
$(222)
$(2,433)
Other comprehensive income before reclassifications
48
75
6
1
130
Amounts reclassified from AOCI to earnings
49
8
—
—
57
Period change
97
83
6
1
187
Balance, end of period
$(2,013)
$(7)
$(5)
$(221)
$(2,246)
Six months ended June 30, 2026
Balance, beginning of period
$(1,738)
$27
$(4)
$(193)
$(1,908)
Other comprehensive (loss) income before
reclassifications
(95)
(202)
(1)
2
(296)
Amounts reclassified from AOCI to earnings
(17)
8
—
—
(9)
Period change
(112)
(194)
(1)
2
(305)
Balance, end of period
$(1,850)
$(167)
$(5)
$(191)
$(2,213)
Six months ended June 30, 2025
Balance, beginning of period
$(2,365)
$(267)
$(12)
$(222)
$(2,866)
Other comprehensive income before reclassifications
301
230
7
1
539
Amounts reclassified from AOCI to earnings
51
30
—
—
81
Period change
352
260
7
1
620
Balance, end of period
$(2,013)
$(7)
$(5)
$(221)
$(2,246)
(1)AOCI amounts at June 30, 2026 and June 30, 2025 include $41 million and $47 million, respectively, of net unrealized losses (after-tax) on securities
previously transferred from the AFS securities portfolio to the HTM securities portfolio. The net unrealized losses will be recognized in earnings over the
remaining life of the security using the effective interest method.