| Summary of Segment Profit or Loss |
The CODM either reviews or is otherwise regularly provided with amounts for the following measures in the Company’s financial results for the periods indicated:
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Three Months Ended June 30, |
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|
Six Months Ended June 30, |
|
Dollars in thousands |
|
2026 |
|
|
2025 |
|
|
2026 |
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|
2025 |
|
Interest income |
|
$ |
140,293 |
|
|
$ |
130,244 |
|
|
$ |
280,535 |
|
|
$ |
257,013 |
|
Fee income |
|
|
9,985 |
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|
|
10,451 |
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|
|
20,039 |
|
|
|
20,235 |
|
Insurance income, net |
|
|
10,976 |
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|
|
11,499 |
|
|
|
22,786 |
|
|
|
22,796 |
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Other income |
|
|
6,752 |
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|
|
5,248 |
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|
|
11,936 |
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|
|
10,365 |
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Provision for credit losses |
|
|
69,006 |
|
|
|
60,587 |
|
|
|
133,874 |
|
|
|
118,579 |
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Share-based compensation expense |
|
|
2,392 |
|
|
|
2,798 |
|
|
|
4,291 |
|
|
|
6,299 |
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Depreciation and amortization expense |
|
|
3,213 |
|
|
|
2,397 |
|
|
|
6,315 |
|
|
|
4,697 |
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Interest expense |
|
|
22,993 |
|
|
|
20,426 |
|
|
|
45,916 |
|
|
|
40,197 |
|
Income tax expense |
|
|
2,410 |
|
|
|
3,344 |
|
|
|
5,844 |
|
|
|
5,498 |
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