v3.26.1
Finance Receivables, Credit Quality Information, and Allowance for Credit Losses - Summary of Financing Receivable Credit Quality Indicators (Detail) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Jun. 30, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 $ 812,776 $ 1,497,721  
2025 965,730 436,202  
2024 254,691 143,973  
2023 83,335 52,423  
2022 27,494 9,079  
Prior 4,227 801  
Total Net Finance Receivables 2,148,253 2,140,199 $ 1,960,364
FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 115,127 202,359  
2025 126,092 49,218  
2024 28,847 17,162  
2023 10,012 5,301  
2022 3,237 1,509  
Prior 1,169 395  
Total Net Finance Receivables 284,484 275,944  
FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 64,500 111,790  
2025 69,789 27,587  
2024 15,962 7,637  
2023 4,306 2,148  
2022 1,133 385  
Prior 225 48  
Total Net Finance Receivables 155,915 149,595  
FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 94,404 175,021  
2025 108,166 44,967  
2024 25,682 14,199  
2023 8,404 5,495  
2022 2,855 747  
Prior 330 51  
Total Net Finance Receivables 239,841 240,480  
FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 117,429 223,052  
2025 141,083 62,956  
2024 36,540 21,530  
2023 12,543 8,664  
2022 4,553 1,134  
Prior 491 80  
Total Net Finance Receivables 312,639 317,416  
FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 123,698 237,016  
2025 153,600 75,137  
2024 43,302 24,089  
2023 14,151 10,086  
2022 5,338 1,898  
Prior 813 91  
Total Net Finance Receivables 340,902 348,317  
FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 297,618 548,483  
2025 367,000 176,337  
2024 104,358 59,356  
2023 33,919 20,729  
2022 10,378 3,406  
Prior 1,199 136  
Total Net Finance Receivables 814,472 808,447  
Large Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 592,360 1,061,776  
2025 739,727 336,199  
2024 215,479 133,686  
2023 80,697 51,732  
2022 27,252 8,995  
Prior 4,170 783  
Total Net Finance Receivables 1,659,685 1,593,171 1,413,367
Large Loans [Member] | FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 66,658 119,724  
2025 84,751 36,692  
2024 23,701 15,225  
2023 9,271 5,034  
2022 3,121 1,453  
Prior 1,133 382  
Total Net Finance Receivables 188,635 178,510  
Large Loans [Member] | FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 44,346 75,189  
2025 51,675 21,423  
2024 13,494 6,854  
2023 4,073 2,086  
2022 1,117 383  
Prior 224 48  
Total Net Finance Receivables 114,929 105,983  
Large Loans [Member] | FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 66,795 121,142  
2025 82,296 35,473  
2024 22,299 13,157  
2023 8,092 5,398  
2022 2,825 739  
Prior 323 51  
Total Net Finance Receivables 182,630 175,960  
Large Loans [Member] | FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 88,259 160,692  
2025 109,784 50,359  
2024 32,096 20,102  
2023 12,147 8,588  
2022 4,524 1,130  
Prior 488 77  
Total Net Finance Receivables 247,298 240,948  
Large Loans [Member] | FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 94,571 173,379  
2025 120,142 58,320  
2024 36,827 22,357  
2023 13,788 9,995  
2022 5,312 1,893  
Prior 809 90  
Total Net Finance Receivables 271,449 266,034  
Large Loans [Member] | FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 231,731 411,650  
2025 291,079 133,932  
2024 87,062 55,991  
2023 33,326 20,631  
2022 10,353 3,397  
Prior 1,193 135  
Total Net Finance Receivables 654,744 625,736  
Small Loans [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 220,416 435,945  
2025 226,003 100,003  
2024 39,212 10,287  
2023 2,638 691  
2022 242 84  
Prior 57 18  
Total Net Finance Receivables 488,568 547,028 $ 546,997
Small Loans [Member] | FICO Band 1 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 48,469 82,635  
2025 41,341 12,526  
2024 5,146 1,937  
2023 741 267  
2022 116 56  
Prior 36 13  
Total Net Finance Receivables 95,849 97,434  
Small Loans [Member] | FICO Band 2 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 20,154 36,601  
2025 18,114 6,164  
2024 2,468 783  
2023 233 62  
2022 16 2  
Prior 1 0  
Total Net Finance Receivables 40,986 43,612  
Small Loans [Member] | FICO Band 3 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 27,609 53,879  
2025 25,870 9,494  
2024 3,383 1,042  
2023 312 97  
2022 30 8  
Prior 7 0  
Total Net Finance Receivables 57,211 64,520  
Small Loans [Member] | FICO Band 4 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 29,170 62,360  
2025 31,299 12,597  
2024 4,444 1,428  
2023 396 76  
2022 29 4  
Prior 3 3  
Total Net Finance Receivables 65,341 76,468  
Small Loans [Member] | FICO Band 5 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 29,127 63,637  
2025 33,458 16,817  
2024 6,475 1,732  
2023 363 91  
2022 26 5  
Prior 4 1  
Total Net Finance Receivables 69,453 82,283  
Small Loans [Member] | FICO Band 6 [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2026 65,887 136,833  
2025 75,921 42,405  
2024 17,296 3,365  
2023 593 98  
2022 25 9  
Prior 6 1  
Total Net Finance Receivables $ 159,728 $ 182,711