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  <xs:element id="tfc_TradingAssets" abstract="false" name="TradingAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_CommonStockSharesIssuedNotDisclosed" abstract="false" name="CommonStockSharesIssuedNotDisclosed" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:booleanItemType"/>
  <xs:element id="tfc_LendingRelatedMember" abstract="true" name="LendingRelatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_SecuritiesGainsLossesMember" abstract="true" name="SecuritiesGainsLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherComprehensiveIncomeOtherNetTax" abstract="false" name="OtherComprehensiveIncomeOtherNetTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_TotalIncomeTaxesRelatedToOCI" abstract="false" name="TotalIncomeTaxesRelatedToOCI" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_AmortizationOfIntangiblesFromContinuingAndDiscontinuedOperations" abstract="false" name="AmortizationOfIntangiblesFromContinuingAndDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_InvestmentsInAffordableHousingProjectsAndOtherQualifiedTaxCredits" abstract="false" name="InvestmentsInAffordableHousingProjectsAndOtherQualifiedTaxCredits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OtherAssetsAndLiabilitiesAbstract" abstract="true" name="OtherAssetsAndLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_SelectedInformationAboutNonperformingAssetsTableTextBlock" abstract="false" name="SelectedInformationAboutNonperformingAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_SelectedInformationAboutLoansAndLeasesUnearnedTableTextBlock" abstract="false" name="SelectedInformationAboutLoansAndLeasesUnearnedTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_ResidentialMortgageBankingActivitiesTableTextBlock" abstract="false" name="ResidentialMortgageBankingActivitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_SummaryofCommercialMortgageBankingActivitiesTableTextBlock" abstract="false" name="SummaryofCommercialMortgageBankingActivitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_SummaryOfTaxCreditsAndAmortizationTaxCreditInvestmentActivityTableTextBlock" abstract="false" name="SummaryOfTaxCreditsAndAmortizationTaxCreditInvestmentActivityTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_ScheduleOfOffBalanceSheetTableTextBlock" abstract="false" name="ScheduleOfOffBalanceSheetTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_NettingOfFinancialInstrumentsDerivativesTableTextBlock" abstract="false" name="NettingOfFinancialInstrumentsDerivativesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_DerivativesCreditRiskRiskParticipationAgreementsTableTextBlock" abstract="false" name="DerivativesCreditRiskRiskParticipationAgreementsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="tfc_SecurityPurchasedUnderAgreementToResellAndSecurityBorrowedSubjectToMasterNettingArrangementBeforeOffset" abstract="false" name="SecurityPurchasedUnderAgreementToResellAndSecurityBorrowedSubjectToMasterNettingArrangementBeforeOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_SecurityPurchasedUnderAgreementToResellAndSecuritiesBorrowedSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" abstract="false" name="SecurityPurchasedUnderAgreementToResellAndSecuritiesBorrowedSubjectToMasterNettingArrangementCollateralObligationToReturnCashNotOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_SecurityPurchasedUnderAgreementToResellAndSecuritiesBorrowedSubjectToMasterNettingArrangementCollateralObligationToReturnSecurityNotOffset" abstract="false" name="SecurityPurchasedUnderAgreementToResellAndSecuritiesBorrowedSubjectToMasterNettingArrangementCollateralObligationToReturnSecurityNotOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_SecuritiesPurchasedUnderAgreementsToResellAndSecurityBorrowedSubjectToMasterNettingArrangementAfterOffset" abstract="false" name="SecuritiesPurchasedUnderAgreementsToResellAndSecurityBorrowedSubjectToMasterNettingArrangementAfterOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OtherAFSInvestmentsMember" abstract="true" name="OtherAFSInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainLossBeforeTaxExcludingPortfolioLevelBasisAdjustments" abstract="false" name="DebtSecuritiesAvailableForSaleAccumulatedGrossUnrealizedGainLossBeforeTaxExcludingPortfolioLevelBasisAdjustments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_PortfolioLevelBasisAdjustmentsUnrealizedGainsLossesNet" abstract="false" name="PortfolioLevelBasisAdjustmentsUnrealizedGainsLossesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_DebtSecuritiesAvailableForSaleAmortizedCostIncludingPortfolioLevelBasisAdjustments" abstract="false" name="DebtSecuritiesAvailableForSaleAmortizedCostIncludingPortfolioLevelBasisAdjustments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_DebtSecuritiesHeldToMaturityAccumulatedGrossUnrealizedGainLossBeforeTax" abstract="false" name="DebtSecuritiesHeldToMaturityAccumulatedGrossUnrealizedGainLossBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueAbstract" abstract="true" name="DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueAbstract" abstract="true" name="DebtSecuritiesHeldToMaturityUnrealizedLossPositionFairValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_DebtSecuritiesHeldToMaturityUnrealizedLossesAbstract" abstract="true" name="DebtSecuritiesHeldToMaturityUnrealizedLossesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_CommercialAndIndustrialMember" abstract="true" name="CommercialAndIndustrialMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_HomeEquityLendingMember" abstract="true" name="HomeEquityLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherConsumerLendingMember" abstract="true" name="OtherConsumerLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_FinancingReceivables30To89DaysPastDueMember" abstract="true" name="FinancingReceivables30To89DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_FinancingReceivableExcludingAccruedInterestNonperformingWithRelatedAllowance" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonperformingWithRelatedAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FinancingReceivableAdjustmentsAndSuspense" abstract="false" name="FinancingReceivableAdjustmentsAndSuspense" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FinanceReceivableAdjustmentsAndSuspenseWriteoff" abstract="false" name="FinanceReceivableAdjustmentsAndSuspenseWriteoff" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossOther" abstract="false" name="FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FinancingReceivableExcludingAccruedInterestNonperforming" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonperforming" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_NonperformingAssets" abstract="false" name="NonperformingAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_RenewalsMember" abstract="true" name="RenewalsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_CapitalizationsMember" abstract="true" name="CapitalizationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_CombinationCapitalizationAndTermExtensionMember" abstract="true" name="CombinationCapitalizationAndTermExtensionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherLoanModificationsMember" abstract="true" name="OtherLoanModificationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_TotalResidentialMortgageServicingPortfolio" abstract="false" name="TotalResidentialMortgageServicingPortfolio" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_ResidentialMortgageLoansWeightedAverageServicingFeePercentage" abstract="false" name="ResidentialMortgageLoansWeightedAverageServicingFeePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tfc_WeightedAverageInterestRateServicedForOthers" abstract="false" name="WeightedAverageInterestRateServicedForOthers" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tfc_ServicingRightsAcquisitionMember" abstract="true" name="ServicingRightsAcquisitionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_PrepaymentSpeedAssumption" abstract="false" name="PrepaymentSpeedAssumption" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OptionAdjustedSpread" abstract="false" name="OptionAdjustedSpread" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tfc_SensitivityAnalysisOfFairValueOf10IncreaseInWeightedAverageOas" abstract="false" name="SensitivityAnalysisOfFairValueOf10IncreaseInWeightedAverageOas" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_SensitivityAnalysisOfFairValueOf20PercentIncreaseInWeightedAverageOas" abstract="false" name="SensitivityAnalysisOfFairValueOf20PercentIncreaseInWeightedAverageOas" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_PercentageOfMortgageLoansServicedForOthers" abstract="false" name="PercentageOfMortgageLoansServicedForOthers" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="tfc_UnpaidPrincipalBalanceOfCommercialMortgageLoansServicedForOthers" abstract="false" name="UnpaidPrincipalBalanceOfCommercialMortgageLoansServicedForOthers" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OriginationOfCommercialRealEstateMortgages" abstract="false" name="OriginationOfCommercialRealEstateMortgages" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OperatingLeaseHeldForSale" abstract="false" name="OperatingLeaseHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_CapitalNoteMember" abstract="true" name="CapitalNoteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherLongTermDebtMember" abstract="true" name="OtherLongTermDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_FixedRateMember" abstract="true" name="FixedRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_FloatingRateMember" abstract="true" name="FloatingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_DebtInstrumentsLineItems" abstract="true" name="DebtInstrumentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_SeriesMPreferredStockMember" abstract="true" name="SeriesMPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_SeriesNPreferredStockMember" abstract="true" name="SeriesNPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_SeriesPPreferredStockMember" abstract="true" name="SeriesPPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_SeriesQPreferredStockMember" abstract="true" name="SeriesQPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_SeriesSPreferredStockMember" abstract="true" name="SeriesSPreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_ChangesInAociTable" abstract="true" name="ChangesInAociTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="tfc_AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleTransferredToHeldToMaturityMember" abstract="true" name="AOCIAccumulatedGainLossDebtSecuritiesAvailableForSaleTransferredToHeldToMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_AOCIOtherAttributabletoParentMember" abstract="true" name="AOCIOtherAttributabletoParentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseLineItems" abstract="true" name="OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_AffordablehousingprojectsMember" abstract="true" name="AffordablehousingprojectsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_RenewableEnergyInvestmentsMember" abstract="true" name="RenewableEnergyInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_AffordableHousingProjectsLendingCommitments" abstract="false" name="AffordableHousingProjectsLendingCommitments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OtherCommunityDevelopmentInvestmentMember" abstract="true" name="OtherCommunityDevelopmentInvestmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_FederalIncomeTaxCreditsRecognizedInTaxExpense" abstract="false" name="FederalIncomeTaxCreditsRecognizedInTaxExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_InvestmentProgramProportionalAmortizationMethodElectedIncomeTaxCreditAndOtherIncomeTaxBenefitBeforeAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" abstract="false" name="InvestmentProgramProportionalAmortizationMethodElectedIncomeTaxCreditAndOtherIncomeTaxBenefitBeforeAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_InvestmentProgramProportionalAmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" abstract="false" name="InvestmentProgramProportionalAmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_AmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" abstract="false" name="AmortizationMethodAppliedIncomeTaxCreditAndOtherTaxBenefitAmortizationStatementOfCashFlowsExtensibleEnumerationNotDisclosedFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="tfc_FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityMaximumRecourseExposure" abstract="false" name="FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityMaximumRecourseExposure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityMaximumRecourseExposureRecordedReserves" abstract="false" name="FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityMaximumRecourseExposureRecordedReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_VIEAssets" abstract="false" name="VIEAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_BickerstaffVsSunTrustBankMember" abstract="true" name="BickerstaffVsSunTrustBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_LitigationSettlementMaximumExposureToLoss" abstract="false" name="LitigationSettlementMaximumExposureToLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_DebtSecuritiesOtherAssets" abstract="false" name="DebtSecuritiesOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_NetAssetValue" abstract="false" name="NetAssetValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_LoansAndLeasesMember" abstract="true" name="LoansAndLeasesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_BrokeredTimeDepositsFairValueDisclosure" abstract="false" name="BrokeredTimeDepositsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_TimeDepositsPrincipalOutstanding" abstract="false" name="TimeDepositsPrincipalOutstanding" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_FairValueOptionAggregateDifferenceDeposits" abstract="false" name="FairValueOptionAggregateDifferenceDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_HeldForSaleMemberMember" abstract="true" name="HeldForSaleMemberMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherAssetsFairValueMember" abstract="true" name="OtherAssetsFairValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_LoansHeldForSaleNonrecurring" abstract="false" name="LoansHeldForSaleNonrecurring" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_LoansReceivableFairValueAdjustmentRecordedInTheCurrentPeriod" abstract="false" name="LoansReceivableFairValueAdjustmentRecordedInTheCurrentPeriod" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_OtherAssetsCarryingValueNonrecurring" abstract="false" name="OtherAssetsCarryingValueNonrecurring" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_LoansReceivableFairValueAdjustmentRecordedInAnyPeriod" abstract="false" name="LoansReceivableFairValueAdjustmentRecordedInAnyPeriod" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_ClientRelatedAndOtherRiskManagementMember" abstract="true" name="ClientRelatedAndOtherRiskManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_MSRAndMortgageBankingMember" abstract="true" name="MSRAndMortgageBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_WrittenOptionsMember" abstract="true" name="WrittenOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OptionTradesMember" abstract="true" name="OptionTradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_ForwardCommitmentsMember" abstract="true" name="ForwardCommitmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_WhenIssuedSecuritiesAndForwardRateAgreementsAndForwardCommitmentsMember" abstract="true" name="WhenIssuedSecuritiesAndForwardRateAgreementsAndForwardCommitmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_DerivativesSubjecttoMasterNettingArrangementMember" abstract="true" name="DerivativesSubjecttoMasterNettingArrangementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_DerivativesNotSubjectToMasterNettingArrangementMember" abstract="true" name="DerivativesNotSubjectToMasterNettingArrangementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_IncomeRecognizedFromSecuritiesWithTerminatedHedges" abstract="false" name="IncomeRecognizedFromSecuritiesWithTerminatedHedges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_NetUnrecognizedAfterTaxGainLossOnActiveHedgesRecordedInAoci" abstract="false" name="NetUnrecognizedAfterTaxGainLossOnActiveHedgesRecordedInAoci" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_MaxTimePeriodWhichTruistIsHedgingAPortionOfTheVarInFutureCashFlowsForForecastedTransactionsExcludingThoseTransactionsRelatingToThePaymentOfVarIntOnExistingInstruments" abstract="false" name="MaxTimePeriodWhichTruistIsHedgingAPortionOfTheVarInFutureCashFlowsForForecastedTransactionsExcludingThoseTransactionsRelatingToThePaymentOfVarIntOnExistingInstruments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tfc_UnrecognizedPretaxGainLossOnTerminatedHedges" abstract="false" name="UnrecognizedPretaxGainLossOnTerminatedHedges" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_RiskParticipationAgreementTerms" abstract="false" name="RiskParticipationAgreementTerms" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="tfc_CashReceivedForVariationMargin" abstract="false" name="CashReceivedForVariationMargin" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_ConsumerAndSmallBusinessBankingMember" abstract="true" name="ConsumerAndSmallBusinessBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_WholesaleBankingMember" abstract="true" name="WholesaleBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_ReclassificationSegmentationBasisChangeAdjustmentMember" abstract="true" name="ReclassificationSegmentationBasisChangeAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherTreasuryCorporateMember" abstract="true" name="OtherTreasuryCorporateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="tfc_OtherDirectNoninterestExpense" abstract="false" name="OtherDirectNoninterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_TotalDirectNoninterestExpense" abstract="false" name="TotalDirectNoninterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="tfc_ExpenseAllocation" abstract="false" name="ExpenseAllocation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
