| Schedule of classification for financial assets and liabilities |
| | | | | | | | | | | | | | | | | | | | | Amortised | | Other | | | | | MFVTPL | | DFV | | FVOCI | | cost | | assets | | Total | Assets | | £m | | £m | | £m | | £m | | £m | | £m | Cash and balances at central banks | | | | | | | | 76,743 | | | | 76,743 | Trading assets | | 47,366 | | | | | | | | | | 47,366 | Derivatives (1) | | 63,157 | | | | | | | | | | 63,157 | Settlement balances | | | | | | | | 10,015 | | | | 10,015 | Loans to banks - amortised cost (2) | | | | | | | | 7,342 | | | | 7,342 | Loans to customers - amortised cost (3) | | | | | | | | 435,908 | | | | 435,908 | Other financial assets | | 810 | | 7 | | 50,647 | | 35,088 | | | | 86,552 | Intangible assets | | | | | | | | | | 10,205 | | 10,205 | Other assets | | | | | | | | | | 8,079 | | 8,079 | 30 June 2026 | | 111,333 | | 7 | | 50,647 | | 565,096 | | 18,284 | | 745,367 | | | | | | | | | | | | | | Cash and balances at central banks | | | | | | | | 85,182 | | | | 85,182 | Trading assets | | 46,537 | | | | | | | | | | 46,537 | Derivatives (1) | | 60,789 | | | | | | | | | | 60,789 | Settlement balances | | | | | | | | 645 | | | | 645 | Loans to banks - amortised cost (2) | | | | | | | | 6,958 | | | | 6,958 | Loans to customers - amortised cost (3) | | | | | | | | 418,881 | | | | 418,881 | Other financial assets | | 1,041 | | 3 | | 42,168 | | 36,558 | | | | 79,770 | Intangible assets | | | | | | | | | | 7,292 | | 7,292 | Other assets | | | | | | | | | | 8,499 | | 8,499 | 31 December 2025 | | 108,367 | | 3 | | 42,168 | | 548,224 | | 15,791 | | 714,553 |
| | | | | | | | | | | | | | | | | Amortised | | Other | | | | | Held-for-trading | | DFV | | cost | | liabilities | | Total | Liabilities | | £m | | £m | | £m | | £m | | £m | Bank deposits (4) | | | | | | 50,002 | | | | 50,002 | Customer deposits | | | | | | 448,605 | | | | 448,605 | Settlement balances | | | | | | 9,995 | | | | 9,995 | Trading liabilities | | 50,637 | | | | | | | | 50,637 | Derivatives (1) | | 56,256 | | | | | | | | 56,256 | Other financial liabilities (5,7) | | | | 4,790 | | 67,244 | | | | 72,034 | Subordinated liabilities | | | | 230 | | 6,376 | | | | 6,606 | Notes in circulation | | | | | | 3,110 | | | | 3,110 | Other liabilities (6) | | | | | | 600 | | 3,694 | | 4,294 | 30 June 2026 | | 106,893 | | 5,020 | | 585,932 | | 3,694 | | 701,539 | | | | | | | | | | | | Bank deposits (4) | | | | | | 44,092 | | | | 44,092 | Customer deposits | | | | | | 442,998 | | | | 442,998 | Settlement balances | | | | | | 942 | | | | 942 | Trading liabilities | | 49,022 | | | | | | | | 49,022 | Derivatives (1) | | 53,974 | | | | | | | | 53,974 | Other financial liabilities (5,7) | | | | 4,617 | | 62,982 | | | | 67,599 | Subordinated liabilities | | | | 237 | | 5,886 | | | | 6,123 | Notes in circulation | | | | | | 3,164 | | | | 3,164 | Other liabilities (6) | | | | | | 594 | | 3,432 | | 4,026 | 31 December 2025 | | 102,996 | | 4,854 | | 560,658 | | 3,432 | | 671,940 |
| (1) | Includes net hedging derivative assets of £395 million (31 December 2025 - £535 million) and net hedging derivative liabilities of £319 million (31 December 2025 - £356 million). |
| (2) | Includes items in the course of collection from other banks of £364 million (31 December 2025 - £166 million). |
| (3) | Includes finance lease receivables of £9,206 million (31 December 2025 - £8,971 million). |
| (4) | Includes items in the course of transmission to other banks of £200 million (31 December 2025 - £192 million). |
| (5) | The carrying amount of other customer accounts designated at fair value through profit or loss is the same as the principal amount for both periods. No amounts have been recognised in the profit or loss for changes in credit risk associated with these liabilities as the changes are immaterial both during the period and cumulatively. |
| (6) | Includes lease liabilities of £538 million (31 December 2025 - £535 million), held at amortised cost. |
| (7) | During the period ended 30 June 2026, there were debt issuances of £7.7 billion and debt repayments of £8.4 billion. Funding was also raised in other formats including commercial paper and certificates of deposit. |
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