v3.26.1
Segmental analysis - Net fees and commissions (Details) - GBP (£)
£ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Fees and commissions receivable    
Payment services £ 568 £ 551
Credit and debit card fees 350 346
Lending and financing 397 382
Brokerage 99 52
Investment management, trustee and fiduciary services 185 162
Underwriting fees 93 88
Other 18 27
Total 1,710 1,608
Fees and commissions payable (393) (368)
Net fees and commissions 1,317 1,240
Operating segment    
Fees and commissions receivable    
Net fees and commissions 1,317 1,240
Retail Banking    
Fees and commissions receivable    
Payment services 191 176
Credit and debit card fees 207 203
Lending and financing 8 8
Brokerage 68 19
Investment management, trustee and fiduciary services 2 1
Other 10 5
Total 486 412
Fees and commissions payable (221) (199)
Net fees and commissions 265 213
Retail Banking | Operating segment    
Fees and commissions receivable    
Net fees and commissions 265 213
Private Banking    
Fees and commissions receivable    
Payment services 19 20
Credit and debit card fees 10 10
Lending and financing 4 4
Brokerage 6 5
Investment management, trustee and fiduciary services 148 126
Other 3 2
Total 190 167
Fees and commissions payable (12) (8)
Net fees and commissions 178 159
Private Banking | Operating segment    
Fees and commissions receivable    
Net fees and commissions 178 159
Commercial & Institutional    
Fees and commissions receivable    
Payment services 358 355
Credit and debit card fees 133 133
Lending and financing 385 370
Brokerage 25 28
Investment management, trustee and fiduciary services 27 25
Underwriting fees 93 88
Other 19 28
Total 1,040 1,027
Fees and commissions payable (169) (162)
Net fees and commissions 871 865
Commercial & Institutional | Operating segment    
Fees and commissions receivable    
Net fees and commissions 871 865
Central items & other    
Fees and commissions receivable    
Investment management, trustee and fiduciary services 8 10
Other (14) (8)
Total (6) 2
Fees and commissions payable 9 1
Net fees and commissions 3 3
Central items & other | Operating segment    
Fees and commissions receivable    
Net fees and commissions £ 3 £ 3