| Schedule of selected business segment and Corporate/Other financial information |
| | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended | | Six Months Ended | | | June 30, 2026 | | June 30, 2026 | | | Retail | | Commercial | | Corporate/ | | Consolidated | | Retail | | Commercial | | Corporate/ | | Consolidated | (dollars in thousands) | | Banking | | Banking | | Other | | Total | | Banking | | Banking | | Other | | Total | Interest income | | $ | 84,849 | | $ | 106,085 | | $ | 41,433 | | $ | 232,367 | | $ | 168,862 | | $ | 208,511 | | $ | 84,692 | | $ | 462,065 | Intersegment interest allocations (1) | | | (62,800) | | | (74,868) | | | 137,668 | | | — | | | (125,401) | | | (147,026) | | | 272,427 | | | — | Total interest income | | | 22,049 | | | 31,217 | | | 179,101 | | | 232,367 | | | 43,461 | | | 61,485 | | | 357,119 | | | 462,065 | | | | | | | | | | | | | | | | | | | | | | | | | | Interest expense | | | (44,032) | | | (14,402) | | | (2,940) | | | (61,374) | | | (88,239) | | | (29,421) | | | (5,882) | | | (123,542) | Intersegment interest allocations (1) | | | 154,780 | | | 28,287 | | | (183,067) | | | — | | | 307,695 | | | 57,005 | | | (364,700) | | | — | Total interest expense | | | 110,748 | | | 13,885 | | | (186,007) | | | (61,374) | | | 219,456 | | | 27,584 | | | (370,582) | | | (123,542) | Net interest income (expense) | | | 132,797 | | | 45,102 | | | (6,906) | | | 170,993 | | | 262,917 | | | 89,069 | | | (13,463) | | | 338,523 | | | | | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | (1,236) | | | (1,639) | | | (2,725) | | | (5,600) | | | (3,706) | | | (4,919) | | | (1,975) | | | (10,600) | Net interest income (expense) after provision for credit losses | | | 131,561 | | | 43,463 | | | (9,631) | | | 165,393 | | | 259,211 | | | 84,150 | | | (15,438) | | | 327,923 | | | | | | | | | | | | | | | | | | | | | | | | | | Noninterest income | | | 29,111 | | | 21,453 | | | 9,717 | | | 60,281 | | | 57,250 | | | 40,057 | | | 15,793 | | | 113,100 | | | | | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | (26,261) | | | (4,894) | | | (31,221) | | | (62,376) | | | (52,783) | | | (9,905) | | | (63,778) | | | (126,466) | Contracted services and professional fees | | | (2,858) | | | (4,162) | | | (11,382) | | | (18,402) | | | (5,529) | | | (8,181) | | | (18,656) | | | (32,366) | Occupancy | | | (8,268) | | | (523) | | | 889 | | | (7,902) | | | (16,250) | | | (1,009) | | | 1,541 | | | (15,718) | Equipment | | | (1,407) | | | (498) | | | (12,658) | | | (14,563) | | | (2,852) | | | (974) | | | (25,518) | | | (29,344) | Card rewards program | | | — | | | (8,403) | | | — | | | (8,403) | | | — | | | (16,807) | | | — | | | (16,807) | Other segment items (2) | | | (32,615) | | | (655) | | | 14,471 | | | (18,799) | | | (70,565) | | | (2,536) | | | 35,472 | | | (37,629) | Noninterest expense | | | (71,409) | | | (19,135) | | | (39,901) | | | (130,445) | | | (147,979) | | | (39,412) | | | (70,939) | | | (258,330) | | | | | | | | | | | | | | | | | | | | | | | | | | Income (loss) before (provision) benefit for income taxes | | | 89,263 | | | 45,781 | | | (39,815) | | | 95,229 | | | 168,482 | | | 84,795 | | | (70,584) | | | 182,693 | (Provision) benefit for income taxes | | | (21,021) | | | (8,957) | | | 8,124 | | | (21,854) | | | (40,165) | | | (16,590) | | | 15,221 | | | (41,534) | Net income (loss) | | $ | 68,242 | | $ | 36,824 | | $ | (31,691) | | $ | 73,375 | | $ | 128,317 | | $ | 68,205 | | $ | (55,363) | | $ | 141,159 | | | | | | | | | | | | | | | | | | | | | | | | | | Other Segment Disclosures: | | | | | | | | | | | | | | | | | | | | | | | | | Depreciation and amortization (3) | | $ | 1,509 | | $ | 38 | | $ | 3,850 | | $ | 5,397 | | $ | 3,039 | | $ | 84 | | $ | 7,899 | | $ | 11,022 | Segment earning assets(4) | | | 7,123,319 | | | 7,457,073 | | | 6,274,112 | | | 20,854,504 | | | 7,123,319 | | | 7,457,073 | | | 6,274,112 | | | 20,854,504 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended | | Six Months Ended | | | June 30, 2025 | | June 30, 2025 | | | Retail | | Commercial | | Corporate/ | | Consolidated | | Retail | | Commercial | | Corporate/ | | Consolidated | (dollars in thousands) | | Banking | | Banking | | Other | | Total | | Banking | | Banking | | Other | | Total | Interest income | | $ | 81,298 | | $ | 111,751 | | $ | 43,690 | | $ | 236,739 | | $ | 162,350 | | $ | 222,381 | | $ | 87,158 | | $ | 471,889 | Intersegment interest allocations (1) | | | (61,245) | | | (83,068) | | | 144,313 | | | — | | | (121,449) | | | (163,003) | | | 284,452 | | | — | Total interest income | | | 20,053 | | | 28,683 | | | 188,003 | | | 236,739 | | | 40,901 | | | 59,378 | | | 371,610 | | | 471,889 | | | | | | | | | | | | | | | | | | | | | | | | | | Interest expense | | | (50,628) | | | (16,913) | | | (5,615) | | | (73,156) | | | (102,881) | | | (33,326) | | | (11,573) | | | (147,780) | Intersegment interest allocations (1) | | | 157,622 | | | 30,858 | | | (188,480) | | | — | | | 315,483 | | | 62,514 | | | (377,997) | | | — | Total interest expense | | | 106,994 | | | 13,945 | | | (194,095) | | | (73,156) | | | 212,602 | | | 29,188 | | | (389,570) | | | (147,780) | Net interest income (expense) | | | 127,047 | | | 42,628 | | | (6,092) | | | 163,583 | | | 253,503 | | | 88,566 | | | (17,960) | | | 324,109 | | | | | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | (2,111) | | | (2,389) | | | — | | | (4,500) | | | (6,802) | | | (7,698) | | | (500) | | | (15,000) | Net interest income (expense) after provision for credit losses | | | 124,936 | | | 40,239 | | | (6,092) | | | 159,083 | | | 246,701 | | | 80,868 | | | (18,460) | | | 309,109 | | | | | | | | | | | | | | | | | | | | | | | | | | Noninterest income | | | 27,754 | | | 19,039 | | | 7,165 | | | 53,958 | | | 54,405 | | | 36,794 | | | 13,236 | | | 104,435 | | | | | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | (25,743) | | | (4,964) | | | (28,794) | | | (59,501) | | | (50,355) | | | (9,755) | | | (59,495) | | | (119,605) | Contracted services and professional fees | | | (2,919) | | | (4,338) | | | (8,740) | | | (15,997) | | | (5,972) | | | (8,208) | | | (16,656) | | | (30,836) | Occupancy | | | (7,414) | | | (478) | | | (42) | | | (7,934) | | | (14,709) | | | (973) | | | (352) | | | (16,034) | Equipment | | | (1,450) | | | (472) | | | (12,115) | | | (14,037) | | | (2,845) | | | (921) | | | (24,142) | | | (27,908) | Card rewards program | | | — | | | (8,406) | | | — | | | (8,406) | | | — | | | (16,325) | | | — | | | (16,325) | Other segment items (2) | | | (34,850) | | | (1,360) | | | 17,146 | | | (19,064) | | | (71,620) | | | (3,607) | | | 37,436 | | | (37,791) | Noninterest expense | | | (72,376) | | | (20,018) | | | (32,545) | | | (124,939) | | | (145,501) | | | (39,789) | | | (63,209) | | | (248,499) | | | | | | | | | | | | | | | | | | | | | | | | | | Income (loss) before (provision) benefit for income taxes | | | 80,314 | | | 39,260 | | | (31,472) | | | 88,102 | | | 155,605 | | | 77,873 | | | (68,433) | | | 165,045 | (Provision) benefit for income taxes | | | (14,890) | | | (6,193) | | | 6,228 | | | (14,855) | | | (32,750) | | | (14,060) | | | 14,260 | | | (32,550) | Net income (loss) | | $ | 65,424 | | $ | 33,067 | | $ | (25,244) | | $ | 73,247 | | $ | 122,855 | | $ | 63,813 | | $ | (54,173) | | $ | 132,495 | | | | | | | | | | | | | | | | | | | | | | | | | | Other Segment Disclosures: | | | | | | | | | | | | | | | | | | | | | | | | | Depreciation and amortization (3) | | $ | 992 | | $ | 68 | | $ | 4,670 | | $ | 5,730 | | $ | 2,041 | | $ | 136 | | $ | 9,082 | | $ | 11,259 | Segment earning assets(4) | | | 7,081,942 | | | 7,278,709 | | | 6,676,290 | | | 21,036,941 | | | 7,081,942 | | | 7,278,709 | | | 6,676,290 | | | 21,036,941 |
| (1) | Intersegment interest allocations are the result of funds transfer-pricing methodologies that are utilized to allocate a cost for the funding of assets and a credit for the collection of deposits from Corporate/Other to the business segment assets and liabilities. |
| (2) | Other segment items included in segment net income includes advertising and marketing, regulatory assessment and fees, allocations and transfer pricing on non-earning assets, liabilities and equity, and other miscellaneous and administrative fees. Amounts included in the Corporate/Other column are not related to the segments but include the effect of certain expense allocations or transfer pricing to the segments. |
| (3) | The amounts of depreciation and amortization disclosed by the reportable segments and Corporate/Other are included within equipment, occupancy, other segment items, and noninterest income. |
| (4) | Segment earning assets only apply to the Retail Banking and Commercial Banking segments. The Corporate/Other column includes earning assets not associated with a segment (such as investment securities, interest-bearing deposits and federal funds). |
|