v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 147,034 $ 196,213
Federal funds sold and reverse repurchase agreements 228,861 213,391
Interest-bearing deposits in financial institutions 736,462 746,291
Cash and cash equivalents 1,112,357 1,155,895
Investments:    
Available-for-sale debt securities, at fair value 1,521,093 1,459,579
Equity securities, at fair value 6,000 155
Restricted equity securities, at cost 87,572 79,046
Loans held for sale (includes $165,511 and $172,974 at fair value, respectively) 198,089 201,076
Loans held for investment 12,865,510 12,383,626
Less: allowance for credit losses on loans HFI 194,010 185,983
Net loans held for investment 12,671,500 12,197,643
Premises and equipment, net 180,058 182,370
Operating lease right-of-use assets 47,535 49,249
Interest receivable 58,792 58,565
Mortgage servicing rights, at fair value 145,374 148,795
Bank-owned life insurance 111,184 111,865
Other real estate owned, net 5,544 6,009
Goodwill 350,353 350,353
Core deposit and other intangibles, net 27,611 31,284
Other assets 273,039 268,408
Total assets 16,796,101 16,300,292
Deposits    
Noninterest-bearing 2,775,208 2,634,395
Interest-bearing checking 2,479,291 2,651,369
Money market and savings 5,786,480 5,969,640
Customer time deposits 2,620,285 2,028,923
Brokered and internet time deposits 685,902 625,634
Total deposits 14,347,166 13,909,961
Borrowings 314,513 212,764
Operating lease liabilities 57,940 60,556
Accrued expenses and other liabilities 139,858 168,753
Total liabilities 14,859,477 14,352,034
SHAREHOLDERS’ EQUITY    
Common stock, $1 par value per share; 75,000,000 shares authorized; 49,976,755 and 51,752,401 shares issued and outstanding, respectively 49,977 51,752
Additional paid-in capital 981,194 1,082,344
Retained earnings 940,824 846,620
Accumulated other comprehensive loss, net (35,464) (32,551)
Total FB Financial Corporation common shareholders’ equity 1,936,531 1,948,165
Noncontrolling interest 93 93
Total equity 1,936,624 1,948,258
Total liabilities and shareholders’ equity $ 16,796,101 $ 16,300,292