| Summary of Carrying Amounts and Estimated Fair Values of Financial Instruments |
The following tables present the carrying amounts and estimated fair values of the Company’s financial instruments as of June 30, 2026 and December 31, 2025. Fair values for June 30, 2026 and December 31, 2025 were estimated using an exit price notion. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Carrying Amount | | Fair Value | | Fair Value Measurements | | ($ in thousands) | | | | Level 1 | | Level 2 | | Level 3 | | June 30, 2026 | | | | | | | | | | | | Assets | | | | | | | | | | | | Cash and cash equivalents | | $ | 257,670 | | | $ | 257,670 | | | $ | 257,670 | | | $ | — | | | $ | — | | | Available for sale securities | | 287,369 | | | 287,369 | | | — | | | 287,369 | | | — | | | Held to maturity securities | | 366,213 | | | 328,696 | | | — | | | 328,696 | | | — | | | Equity securities | | 6,218 | | | 6,218 | | | — | | | 6,218 | | | — | | | Restricted securities | | 18,003 | | | N/A | | — | | | N/A | | — | | | Loans held for sale | | 30,827 | | | 30,827 | | | — | | | 30,827 | | | — | | | TBA securities | | 42 | | | 42 | | | — | | | 42 | | | — | | | Loans held for investment, at amortized cost, net | | 4,819,012 | | | 4,766,085 | | | — | | | — | | | 4,766,085 | | | Mortgage servicing rights | | 4,820 | | | 5,868 | | | — | | | 5,868 | | | — | | | Accrued interest receivable | | 20,021 | | | 20,021 | | | — | | | 20,021 | | | — | | | IRLCs | | 218 | | | 218 | | | — | | | — | | | 218 | | | | | | | | | | | | | | Liabilities | | | | | | | | | | | | Deposits: | | | | | | | | | | | | Noninterest-bearing | | $ | 1,606,809 | | | $ | 1,606,809 | | | $ | — | | | $ | 1,606,809 | | | $ | — | | | Interest-bearing checking | | 833,602 | | | 833,602 | | | — | | | 833,602 | | | — | | | Money market and savings | | 1,710,570 | | | 1,710,570 | | | — | | | 1,710,570 | | | — | | | Time deposits | | 1,247,973 | | | 1,241,851 | | | — | | | 1,241,851 | | | — | | | Brokered deposits | | 796 | | | 793 | | | — | | | 793 | | | — | | | | | | | | | | | | | | TRUPS | | 30,327 | | | 30,965 | | | — | | | 30,965 | | | — | | | Subordinated debt | | 58,825 | | | 59,426 | | | — | | | 59,426 | | | — | | | TBA Securities | | 115 | | | 115 | | | — | | | 115 | | | — | | | Accrued interest payable | | 2,568 | | | 2,568 | | | — | | | 2,568 | | | — | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Carrying Amount | | Fair Value | | Fair Value Measurements | | ($ in thousands) | | | | Level 1 | | Level 2 | | Level 3 | | December 31, 2025 | | | | | | | | | | | | Assets | | | | | | | | | | | | Cash and cash equivalents | | $ | 355,566 | | | $ | 355,566 | | | $ | 355,566 | | | $ | — | | | $ | — | | | Available for sale securities | | 220,358 | | | 220,358 | | | — | | | 220,358 | | | — | | | Held to maturity securities | | 414,827 | | | 378,116 | | | — | | | 378,116 | | | — | | | Equity securities | | 6,186 | | | 6,186 | | | — | | | 6,186 | | | — | | | Restricted securities | | 17,989 | | | N/A | | — | | | N/A | | — | | | Loans held for sale | | 32,540 | | | 32,540 | | | — | | | 32,540 | | | — | | | TBA securities | | 11 | | | 11 | | | — | | | 11 | | | — | | | Loans held for investment, at amortized cost, net | | 4,841,466 | | | 4,767,143 | | | — | | | — | | | 4,767,143 | | | Mortgage servicing rights | | 5,142 | | | 5,861 | | | — | | | 5,861 | | | — | | | Accrued interest receivable | | 18,551 | | | 18,551 | | | — | | | 18,551 | | | — | | | IRLCs | | 91 | | | 91 | | | — | | | — | | | 91 | | | | | | | | | | | | | | Liabilities | | | | | | | | | | | | Deposits: | | | | | | | | | | | | Noninterest-bearing | | $ | 1,587,953 | | | $ | 1,587,953 | | | $ | — | | | $ | 1,587,953 | | | $ | — | | | Interest bearing checking | | 852,585 | | | 852,585 | | | — | | | 852,585 | | | — | | | Money market and savings | | 1,814,928 | | | 1,814,928 | | | — | | | 1,814,928 | | | — | | | Time deposits | | 1,267,487 | | | 1,265,740 | | | — | | | 1,265,740 | | | — | | | Brokered deposits | | 10,911 | | | 10,923 | | | — | | | 10,923 | | | — | | | | | | | | | | | | | | TRUPS | | 30,168 | | | 29,586 | | | — | | | 29,586 | | | — | | | Subordinated debt | | 58,893 | | | 58,064 | | | — | | | 58,064 | | | — | | | TBA securities | | 59 | | | 59 | | | — | | | 59 | | | — | | | Accrued interest payable | | 2,977 | | | 2,977 | | | — | | | 2,977 | | | — | | | IRLCs | | 1 | | | 1 | | | — | | | — | | | 1 | |
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