| Summary of servicing portfolio |
| | | | | | | | | | | | June 30, 2026 | | | Servicing | | | | Total | | | rights owned | | Subservicing | | loans serviced | | | | (in thousands) | Investor: | | | | | | | | | | Non-affiliated entities: | | | | | | | | | | Originated | | $ | 474,869,927 | | $ | — | | $ | 474,869,927 | Purchased | | | 13,227,690 | | | — | | | 13,227,690 | Subserviced | | | — | | | 11,496,726 | | | 11,496,726 | | | | 488,097,617 | | | 11,496,726 | | | 499,594,343 | PennyMac Mortgage Investment Trust | | | — | | | 223,817,562 | | | 223,817,562 | Loans held for sale | | | 7,656,960 | | | — | | | 7,656,960 | | | $ | 495,754,577 | | $ | 235,314,288 | | $ | 731,068,865 | Delinquent loans: | | | | | | | | | | 30 days | | $ | 12,441,803 | | $ | 2,041,966 | | $ | 14,483,769 | 60 days | | | 4,312,123 | | | 532,843 | | | 4,844,966 | 90 days or more: | | | | | | | | | | Not in foreclosure | | | 11,597,418 | | | 1,014,276 | | | 12,611,694 | In foreclosure | | | 1,735,539 | | | 150,461 | | | 1,886,000 | Foreclosed | | | 6,514 | | | 2,334 | | | 8,848 | | | $ | 30,093,397 | | $ | 3,741,880 | | $ | 33,835,277 | Loans in bankruptcy | | $ | 2,315,299 | | $ | 405,233 | | $ | 2,720,532 | Custodial funds managed by the Company (1) | | $ | 9,023,091 | | $ | 3,287,288 | | $ | 12,310,379 |
| (1) | Custodial funds include cash accounts holding funds on behalf of borrowers and investors relating to loans serviced under servicing agreements and are not included on the Company’s consolidated balance sheets. The Company earns placement fees on certain of these custodial funds where it owns the MSRs and these fees are included in Interest income in the Company’s consolidated statements of income. |
| | | | | | | | | | | | December 31, 2025 | | | Servicing | | | | Total | | | rights owned | | Subservicing | | loans serviced | | | | (in thousands) | Investor: | | | | | | | | | | Non-affiliated entities: | | | | | | | | | | Originated | | $ | 448,035,447 | | $ | — | | $ | 448,035,447 | Purchased | | | 13,999,998 | | | — | | | 13,999,998 | Subserviced (1) | | | — | | | 35,873,833 | | | 35,873,833 | | | | 462,035,445 | | | 35,873,833 | | | 497,909,278 | PennyMac Mortgage Investment Trust | | | — | | | 226,774,067 | | | 226,774,067 | Loans held for sale | | | 8,930,477 | | | — | | | 8,930,477 | | | $ | 470,965,922 | | $ | 262,647,900 | | $ | 733,613,822 | Delinquent loans: | | | | | | | | | | 30 days | | $ | 13,205,704 | | $ | 3,056,477 | | $ | 16,262,181 | 60 days | | | 5,357,188 | | | 962,007 | | | 6,319,195 | 90 days or more: | | | | | | | | | | Not in foreclosure | | | 9,944,189 | | | 1,734,551 | | | 11,678,740 | In foreclosure | | | 1,414,544 | | | 184,343 | | | 1,598,887 | Foreclosed | | | 6,229 | | | 3,121 | | | 9,350 | | | $ | 29,927,854 | | $ | 5,940,499 | | $ | 35,868,353 | Loans in bankruptcy | | $ | 2,039,686 | | $ | 566,890 | | $ | 2,606,576 | Custodial funds managed by the Company (2) | | $ | 8,429,523 | | $ | 2,758,179 | | $ | 11,187,702 |
| (1) | Includes $24.3 billion in UPB of loans where MSRs have been sold, but the servicing has not yet transferred to the purchaser’s servicing platform. |
| (2) | Custodial funds include cash accounts holding funds on behalf of borrowers and investors relating to loans serviced under servicing agreements and are not included on the Company’s consolidated balance sheets. The Company earns placement fees on certain of these custodial funds where it owns the MSRs and these fees are included in Interest income in the Company’s consolidated statements of income. |
|