| Schedule of disaggregation disclosures required by ASU 2024-03 |
| | | | | | | | | | | | | | | Quarter ended June 30, | | Six months ended June 30, | Expense line | | 2026 | | 2025 | | 2026 | | 2025 | | | | (in thousands) | Technology | | | | | | | | | | | | | Amortization of capitalized software | | $ | 12,606 | | $ | 12,813 | | $ | 24,307 | | $ | 24,794 | Impairment of capitalized software | | | 1,218 | | | — | | | 1,535 | | | — | Other (1) | | | 30,618 | | | 29,444 | | | 64,732 | | | 57,660 | Total technology expense | | $ | 44,442 | | $ | 42,257 | | $ | 90,574 | | $ | 82,454 | | | | | | | | | | | | | | Occupancy and equipment | | | | | | | | | | | | | Depreciation | | $ | 1,816 | | $ | 1,918 | | $ | 3,625 | | $ | 3,833 | Operating lease cost | | | 5,314 | | | 3,655 | | | 10,144 | | | 7,280 | Short-term lease cost | | | 125 | | | 82 | | | 225 | | | 148 | Other (2) | | | 3,443 | | | 2,724 | | | 6,695 | | | 5,500 | Total occupancy and equipment expense | | $ | 10,698 | | $ | 8,379 | | $ | 20,689 | | $ | 16,761 |
| (1) | Other technology expenses primarily consist of software licensing and maintenance and data center expenses. |
| (2) | Other occupancy and equipment expenses primarily consist of common area maintenance charges, repair and security expenses. |
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