| Schedule of Changes in the Carrying Value of MSRs |
The following is a summary of the changes in the carrying value of MSRs, accounted for at fair value, for the periods indicated: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended | | Six Months Ended | | | June 30, | | June 30, | | June 30, | | June 30, | | (In thousands) | | 2026 | | 2025 | | 2026 | | 2025 | | Fair value at beginning of the period | | $ | 195,276 | | | $ | 196,307 | | | $ | 195,023 | | | $ | 203,788 | | | Additions from loans sold with servicing retained | | 8,745 | | | 6,336 | | | 15,179 | | | 11,005 | | | | | | | | | | | | Estimate of changes in fair value due to: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Payoffs, paydowns and repurchases | | (6,499) | | | (5,616) | | | (13,140) | | | (10,252) | | | Changes in valuation inputs or assumptions | | 4,381 | | | (3,966) | | | 4,841 | | | (11,480) | | | Fair value at end of the period | | $ | 201,903 | | | $ | 193,061 | | | $ | 201,903 | | | $ | 193,061 | | | Unpaid principal balance of mortgage loans serviced for others | | $ | 12,669,679 | | | $ | 12,470,924 | | | | | |
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