v3.26.1
Allowance for Credit Losses - Schedule of Loan Portfolio by Credit Quality Indicator (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 $ 11,646,438   $ 11,646,438    
2025 9,208,703   9,208,703    
2024 5,633,096   5,633,096    
2023 3,960,473   3,960,473    
2022 4,730,536   4,730,536    
Prior 13,269,145   13,269,145    
Revolving 7,183,229   7,183,229    
Revolving to Term 23,327   23,327    
Total Loans 55,654,947 $ 51,041,679 55,654,947 $ 51,041,679 $ 53,105,101
Gross write offs          
2026 282   492    
2025 6,546   14,819    
2024 3,301   5,354    
2023 3,898   7,024    
2022 1,409   5,572    
Prior 1,846   7,670    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 17,282 18,495 40,931 35,944  
Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 2,177,547   2,177,547    
2025 3,279,990   3,279,990    
2024 2,393,072   2,393,072    
2023 1,411,269   1,411,269    
2022 938,036   938,036    
Prior 1,634,019   1,634,019    
Revolving 6,429,508   6,429,508    
Revolving to Term 17,870   17,870    
Total Loans 18,281,311   18,281,311    
Construction and development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 128,750   128,750    
2025 539,684   539,684    
2024 686,694   686,694    
2023 493,398   493,398    
2022 637,369   637,369    
Prior 154,445   154,445    
Revolving 15,325   15,325    
Revolving to Term 0   0    
Total Loans 2,655,665   2,655,665    
Non-construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 1,365,866   1,365,866    
2025 2,201,449   2,201,449    
2024 1,166,233   1,166,233    
2023 1,091,006   1,091,006    
2022 1,603,482   1,603,482    
Prior 3,995,052   3,995,052    
Revolving 191,227   191,227    
Revolving to Term 627   627    
Total Loans 11,614,942   11,614,942    
Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 99   99    
2024 432   432    
2023 306   306    
2022 521   521    
Prior 27,343   27,343    
Revolving 458,251   458,251    
Revolving to Term 4,830   4,830    
Total Loans 491,782 466,815 491,782 466,815 480,525
Gross write offs          
Total Loans 0 111 0 111  
Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 598,459   598,459    
2025 1,042,710   1,042,710    
2024 602,622   602,622    
2023 371,363   371,363    
2022 739,235   739,235    
Prior 1,188,303   1,188,303    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 4,542,692 3,948,782 4,542,692 3,948,782 4,317,232
Gross write offs          
Total Loans 163 0 513 0  
Premium finance receivables - property and casualty          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 7,182,926   7,182,926    
2025 1,422,926   1,422,926    
2024 6,165   6,165    
2023 2   2    
2022 4   4    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 8,612,023   8,612,023    
Premium finance receivables - life          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 189,686   189,686    
2025 718,134   718,134    
2024 776,625   776,625    
2023 591,784   591,784    
2022 811,692   811,692    
Prior 6,224,600   6,224,600    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 9,312,521   9,312,521    
Consumer and other          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 3,204   3,204    
2025 3,711   3,711    
2024 1,253   1,253    
2023 1,345   1,345    
2022 197   197    
Prior 45,383   45,383    
Revolving 88,918   88,918    
Revolving to Term 0   0    
Total Loans 144,011 116,505 144,011 116,505 $ 114,864
Gross write offs          
Total Loans 172 $ 179 352 $ 326  
Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 11,448,768   11,448,768    
2025 9,081,036   9,081,036    
2024 5,457,284   5,457,284    
2023 3,706,230   3,706,230    
2022 4,427,699   4,427,699    
Prior 12,853,515   12,853,515    
Revolving 6,836,336   6,836,336    
Revolving to Term 19,016   19,016    
Total Loans 53,829,884   53,829,884    
Pass | Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 2,152,472   2,152,472    
2025 3,215,139   3,215,139    
2024 2,295,924   2,295,924    
2023 1,333,934   1,333,934    
2022 882,274   882,274    
Prior 1,535,672   1,535,672    
Revolving 6,090,869   6,090,869    
Revolving to Term 13,762   13,762    
Total Loans 17,520,046   17,520,046    
Pass | Construction and development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 128,750   128,750    
2025 539,684   539,684    
2024 647,848   647,848    
2023 408,452   408,452    
2022 518,701   518,701    
Prior 111,359   111,359    
Revolving 15,325   15,325    
Revolving to Term 0   0    
Total Loans 2,370,119   2,370,119    
Pass | Non-construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 1,276,676   1,276,676    
2025 2,191,251   2,191,251    
2024 1,142,845   1,142,845    
2023 1,017,381   1,017,381    
2022 1,500,254   1,500,254    
Prior 3,855,632   3,855,632    
Revolving 191,227   191,227    
Revolving to Term 627   627    
Total Loans 11,175,893   11,175,893    
Pass | Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 99   99    
2024 413   413    
2023 191   191    
2022 215   215    
Prior 21,567   21,567    
Revolving 450,013   450,013    
Revolving to Term 4,627   4,627    
Total Loans 477,125   477,125    
Pass | Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 598,295   598,295    
2025 1,040,503   1,040,503    
2024 586,854   586,854    
2023 353,176   353,176    
2022 714,441   714,441    
Prior 1,059,417   1,059,417    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 4,352,686   4,352,686    
Pass | Premium finance receivables - property and casualty          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 7,099,697   7,099,697    
2025 1,372,618   1,372,618    
2024 5,538   5,538    
2023 2   2    
2022 2   2    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 8,477,857   8,477,857    
Pass | Premium finance receivables - life          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 189,686   189,686    
2025 718,134   718,134    
2024 776,625   776,625    
2023 591,784   591,784    
2022 811,692   811,692    
Prior 6,224,600   6,224,600    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 9,312,521   9,312,521    
Pass | Consumer and other          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 3,192   3,192    
2025 3,608   3,608    
2024 1,237   1,237    
2023 1,310   1,310    
2022 120   120    
Prior 45,268   45,268    
Revolving 88,902   88,902    
Revolving to Term 0   0    
Total Loans 143,637   143,637    
Special mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 181,762   181,762    
2025 82,492   82,492    
2024 93,745   93,745    
2023 129,683   129,683    
2022 166,034   166,034    
Prior 103,878   103,878    
Revolving 273,257   273,257    
Revolving to Term 2,676   2,676    
Total Loans 1,033,527   1,033,527    
Special mention | Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 20,169   20,169    
2025 49,588   49,588    
2024 51,607   51,607    
2023 31,485   31,485    
2022 7,196   7,196    
Prior 17,440   17,440    
Revolving 266,708   266,708    
Revolving to Term 2,570   2,570    
Total Loans 446,763   446,763    
Special mention | Construction and development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 38,846   38,846    
2023 68,902   68,902    
2022 99,672   99,672    
Prior 1,441   1,441    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 208,861   208,861    
Special mention | Non-construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 89,190   89,190    
2025 10,198   10,198    
2024 2,338   2,338    
2023 27,355   27,355    
2022 53,163   53,163    
Prior 73,766   73,766    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 256,010   256,010    
Special mention | Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 9   9    
2023 0   0    
2022 96   96    
Prior 1,144   1,144    
Revolving 6,538   6,538    
Revolving to Term 106   106    
Total Loans 7,893   7,893    
Special mention | Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 164   164    
2025 422   422    
2024 915   915    
2023 1,912   1,912    
2022 5,830   5,830    
Prior 10,087   10,087    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 19,330   19,330    
Special mention | Premium finance receivables - property and casualty          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 72,227   72,227    
2025 22,195   22,195    
2024 20   20    
2023 0   0    
2022 0   0    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 94,442   94,442    
Special mention | Premium finance receivables - life          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 0   0    
2022      
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 0   0    
Special mention | Consumer and other          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 12   12    
2025 89   89    
2024 10   10    
2023 29   29    
2022 77   77    
Prior 0   0    
Revolving 11   11    
Revolving to Term 0   0    
Total Loans 228   228    
Substandard accrual          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 8,788   8,788    
2025 17,117   17,117    
2024 52,370   52,370    
2023 98,206   98,206    
2022 90,610   90,610    
Prior 156,102   156,102    
Revolving 72,550   72,550    
Revolving to Term 1,335   1,335    
Total Loans 497,078   497,078    
Substandard accrual | Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 3,071   3,071    
2025 10,862   10,862    
2024 31,080   31,080    
2023 36,158   36,158    
2022 16,126   16,126    
Prior 54,480   54,480    
Revolving 70,845   70,845    
Revolving to Term 1,238   1,238    
Total Loans 223,860   223,860    
Substandard accrual | Construction and development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 16,044   16,044    
2022 18,996   18,996    
Prior 40,786   40,786    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 75,826   75,826    
Substandard accrual | Non-construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 21,050   21,050    
2023 44,971   44,971    
2022 49,375   49,375    
Prior 51,282   51,282    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 166,678   166,678    
Substandard accrual | Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 10   10    
2023 14   14    
2022 100   100    
Prior 3,666   3,666    
Revolving 1,700   1,700    
Revolving to Term 97   97    
Total Loans 5,587   5,587    
Substandard accrual | Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 296   296    
2024 230   230    
2023 1,013   1,013    
2022 6,012   6,012    
Prior 5,880   5,880    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 13,431   13,431    
Substandard accrual | Premium finance receivables - property and casualty          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 5,717   5,717    
2025 5,945   5,945    
2024 0   0    
2023 0   0    
2022 1   1    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 11,663   11,663    
Substandard accrual | Premium finance receivables - life          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 0   0    
2022 0   0    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 0   0    
Substandard accrual | Consumer and other          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 14   14    
2024 0   0    
2023 6   6    
2022 0   0    
Prior 8   8    
Revolving 5   5    
Revolving to Term 0   0    
Total Loans 33   33    
Substandard nonaccrual/doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 7,120   7,120    
2025 27,393   27,393    
2024 19,315   19,315    
2023 16,360   16,360    
2022 38,603   38,603    
Prior 52,946   52,946    
Revolving 1,086   1,086    
Revolving to Term 300   300    
Total Loans 163,123   163,123    
Substandard nonaccrual/doubtful | Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 1,835   1,835    
2025 4,401   4,401    
2024 14,461   14,461    
2023 9,692   9,692    
2022 32,440   32,440    
Prior 26,427   26,427    
Revolving 1,086   1,086    
Revolving to Term 300   300    
Total Loans 90,642   90,642    
Substandard nonaccrual/doubtful | Construction and development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 0   0    
2022 0   0    
Prior 859   859    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 859   859    
Substandard nonaccrual/doubtful | Non-construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 1,299   1,299    
2022 690   690    
Prior 14,372   14,372    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 16,361   16,361    
Substandard nonaccrual/doubtful | Home equity          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 101   101    
2022 110   110    
Prior 966   966    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 1,177   1,177    
Substandard nonaccrual/doubtful | Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 824   824    
2024 4,241   4,241    
2023 5,268   5,268    
2022 5,362   5,362    
Prior 10,215   10,215    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 25,910   25,910    
Substandard nonaccrual/doubtful | Premium finance receivables - property and casualty          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 5,285   5,285    
2025 22,168   22,168    
2024 607   607    
2023 0   0    
2022 1   1    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 28,061   28,061    
Substandard nonaccrual/doubtful | Premium finance receivables - life          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 0   0    
2023 0   0    
2022 0   0    
Prior 0   0    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 0   0    
Substandard nonaccrual/doubtful | Consumer and other          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 0   0    
2024 6   6    
2023 0   0    
2022 0   0    
Prior 107   107    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 113   113    
Early buy-out loans guaranteed by U.S. government agencies          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 665   665    
2024 10,382   10,382    
2023 9,994   9,994    
2022 7,590   7,590    
Prior 102,704   102,704    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans 131,335   131,335    
Early buy-out loans guaranteed by U.S. government agencies | Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2026 0   0    
2025 665   665    
2024 10,382   10,382    
2023 9,994   9,994    
2022 7,590   7,590    
Prior 102,704   102,704    
Revolving 0   0    
Revolving to Term 0   0    
Total Loans $ 131,335   $ 131,335