v3.26.1
STOCK BASED COMPENSATION (Tables)
6 Months Ended
Jun. 30, 2026
Share-Based Payment Arrangement [Abstract]  
SCHEDULE OF FAIR VALUE OF OPTION GRANT OF WEIGHTED-AVERAGE ASSUMPTIONS

The fair value of each option grant is estimated on the date of grant using the Black-Scholes option pricing model with the following weighted-average assumptions used for grants during the six months ended June 30, 2026:

 

   2026 
     
Dividend yield   5.60%
Expected volatility   27.32%
Risk-free interest rate   4.43%
Expected lives   10 
Estimated forfeitures   -0-