v3.26.1
SCHEDULE OF LOANS PAYABLE (Details) - USD ($)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
Short-Term Debt [Line Items]    
Total Loans Payable $ 67,847 $ 28,464
Debt instrument, interest rate 5.50% 6.38%
Unamortized debt issuance costs $ (2,070) $ (768)
Loans Payable, net of unamortized debt issuance costs $ 65,777 $ 27,696
Loans payable, net of unamortized debt issuance costs percentage 5.68% 6.56%
Margin Loan [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [1] $ 0 $ 229
Debt instrument, interest rate [1]   5.25%
Unsecured Line of Credit [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [2] $ 40,000 $ 0
Debt instrument, interest rate [2] 4.92%  
Floorplan Inventory Financing [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [3] $ 4,882 $ 4,899
Debt instrument, interest rate [3] 7.23% 7.53%
FirstBank Rental Home Loan [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [4] $ 22,965 $ 23,336
Debt instrument, interest rate [4] 6.15% 6.15%
FirstBank Rental Home Line of Credit [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [5] $ 0 $ 0
Triad Rental Home Loan [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [6] 0 0
OceanFirst Notes Receivable Financing [Member]    
Short-Term Debt [Line Items]    
Total Loans Payable [7] $ 0 $ 0
[1] Collateralized by the Company’s securities portfolio and is due on demand. The Company must maintain a coverage ratio of approximately 2 times.
[2] Represents an unsecured revolving credit facility syndicated with three banks, BMO Capital Markets Corp., JPMorgan Chase Bank, N.A. and Wells Fargo, N.A. For information about this credit facility, as it was amended as of May 7, 2026, see “Unsecured Line of Credit” below.
[3] Represents revolving credit agreements totaling $98.5 million with 21st Mortgage Corporation (“21st Mortgage”), Customers Bank, Northpoint Commercial Finance and Triad Financial Services (“Triad”) to finance inventory purchases. Interest rates on these agreements range from zero percent for $277,000 of the amount drawn down and prime minus 0.75% to SOFR plus 4% for the remaining interest-bearing portion of the amount drawn down. Subsequent to quarter end, the Company paid off the interest-bearing portion of this balance.
[4] Represents a term loan secured by rental homes and rental home leases, with a fixed interest rate of 6.15% and a maturity date of May 10, 2028.
[5] Represents a $25 million revolving line of credit secured by rental homes and their leases of which $11 million is secured by rental homes located within the OZ Fund’s communities with $14 million having a maturity date of May 10, 2028 and $11 million having a maturity date of November 7, 2026 with a one-year extension option, both with an interest rate of prime less 0.50%.
[6] Represents a $30 million revolving line of credit secured by rental homes and rental home leases, with an interest rate of prime plus 0.25%, with a minimum of 5%.
[7] Represents a $35 million revolving line of credit secured by eligible notes receivable, with an interest rate of prime with a floor of 4.75%.