The following table sets forth the computation of net income per common share (“EPS"), basic and diluted, for the quarters and six months


	Quarters ended June 30,		Six months ended June 30,
(In thousands, except per share information)	2026	2025	2026	2025
Net income	$278,214	$210,440	$523,888	$387,942
Preferred stock dividends	(353)	(353)	(706)	(706)
Net income applicable to common stock	$277,861	$210,087	$523,182	$387,236
Average common shares outstanding	63,880,929	68,050,361	64,347,094	68,661,851
Average potential dilutive common shares	34,881	29,288	36,618	25,808
Average common shares outstanding - assuming dilution	63,915,810	68,079,649	64,383,712	68,687,659
Basic EPS	$4.35	$3.09	$8.13	$5.64
Diluted EPS	$4.35	$3.09	$8.13	$5.64

For the quarters and six months ended June 30, 2026 and 2025, the Corporation calculated the impact of potential dilutive common shares

under the treasury stock method, consistent with the method used for the preparation of the financial statements for the year ended

December 31, 2025. For a discussion of the calculation under the treasury stock method, refer to Note 30 of the Consolidated Financial