Deposits were $2.91 billion and $2.96 billion as of June 30, 2026 and December 31, 2025, respectively. The $58.3 million decrease was primarily due to the seasonal outflow of funds from public entity customers and customer income tax payments. Deposits are summarized below:


(in thousands)	June 30, 2026		December 31, 2025
Noninterest-bearing demand deposits	$	910,457	$	913,868
Interest-bearing deposits:
Interest-bearing demand deposits	183,384		198,724
NOW accounts	439,093		490,376
Money market accounts	590,414		580,949
Savings accounts	173,277		168,889
Time deposits less than or equal to $250,000	402,423		407,539
Time deposits greater than $250,000	206,019		203,067
Total interest-bearing deposits	$	1,994,610	$	2,049,544
Total deposits	$	2,905,067	$	2,963,412

As of June 30, 2026 and December 31, 2025, securities and FHLB letters of credit with values of approximately $223.8 million and $302.4 million, respectively, were pledged as collateral to secure public entity deposits.