| Schedule of Credit-Related Commitments |
The following table presents the Company’s credit-related commitments as of June 30, 2026 and December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | ($ in thousands) | | Expire in One Year or Less | | Expire After One Year Through Three Years | | Expire After Three Years Through Five Years | | Expire After Five Years | | Total | | Total | | Loan commitments | | $ | 4,299,513 | | | $ | 3,762,755 | | | $ | 957,862 | | | $ | 144,441 | | | $ | 9,164,571 | | | $ | 9,623,963 | | Commercial letters of credit and SBLCs | | 1,408,668 | | | 402,973 | | | 165,058 | | | 889,084 | | | 2,865,783 | | | 2,956,290 | | | Total | | $ | 5,708,181 | | | $ | 4,165,728 | | | $ | 1,122,920 | | | $ | 1,033,525 | | | $ | 12,030,354 | | | $ | 12,580,253 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Schedule of Guarantees Outstanding |
The following table presents the maximum potential future payments and carrying value of loans sold or securitized with recourse as of June 30, 2026 and December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Maximum Potential Future Payments | | Carrying Value (1) | | | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | June 30, 2026 | | December 31, 2025 | | | | | | | | | | ($ in thousands) | | | | | | Expire After One Year Through Three Years | | Expire After Three Years Through Five Years | | Expire After Five Years | | Total | | Total | | Total | | Total | | | | | | | | | SFR loans sold or securitized with recourse | | | | | | $ | 12 | | | $ | 377 | | | $ | 2,518 | | | $ | 2,907 | | | $ | 3,137 | | | $ | 2,907 | | | $ | 3,137 | | | | | | | | | | | Multifamily residential loans sold or securitized with recourse | | | | | | 110 | | | 38 | | | 14,848 | | | 14,996 | | | 14,996 | | | 15,048 | | | 15,895 | | | | | | | | | | | Total | | | | | | $ | 122 | | | $ | 415 | | | $ | 17,366 | | | $ | 17,903 | | | $ | 18,133 | | | $ | 17,955 | | | $ | 19,032 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
(1)Represents the unpaid principal balance.
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