Loans Receivable and Allowance for Credit Losses - Schedule of Loans Held-for-Investment by Loan Portfolio Segments, Internal Risk Ratings, Gross Write-Offs and Vintage Year (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
$ 4,764,058
|
|
$ 4,764,058
|
|
$ 9,719,398
|
| Year 2 |
8,854,569
|
|
8,854,569
|
|
5,653,616
|
| Year 3 |
4,986,549
|
|
4,986,549
|
|
6,135,011
|
| Year 4 |
5,453,681
|
|
5,453,681
|
|
8,045,731
|
| Year 5 |
7,559,538
|
|
7,559,538
|
|
4,806,776
|
| Prior |
12,469,438
|
|
12,469,438
|
|
8,966,065
|
| Revolving Loans |
14,680,349
|
|
14,680,349
|
|
13,355,432
|
| Revolving Loans Converted to Term Loans |
195,758
|
|
195,758
|
|
196,143
|
| Total |
58,963,940
|
|
58,963,940
|
|
56,878,172
|
| Gross write-offs |
28,869
|
$ 16,464
|
49,648
|
$ 33,447
|
|
| Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
4,761,463
|
|
4,761,463
|
|
9,671,422
|
| Year 2 |
8,792,015
|
|
8,792,015
|
|
5,570,406
|
| Year 3 |
4,904,788
|
|
4,904,788
|
|
5,975,946
|
| Year 4 |
5,293,514
|
|
5,293,514
|
|
7,772,190
|
| Year 5 |
7,305,778
|
|
7,305,778
|
|
4,649,165
|
| Prior |
12,125,742
|
|
12,125,742
|
|
8,718,176
|
| Revolving Loans |
14,302,716
|
|
14,302,716
|
|
13,189,841
|
| Revolving Loans Converted to Term Loans |
190,200
|
|
190,200
|
|
189,877
|
| Total |
57,676,216
|
|
57,676,216
|
|
55,737,023
|
| Pass | Federal Housing Administration Loan |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Nonaccrual loans |
1,000
|
|
1,000
|
|
1,000
|
| Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,691
|
|
1,691
|
|
35,883
|
| Year 2 |
42,409
|
|
42,409
|
|
68,676
|
| Year 3 |
60,676
|
|
60,676
|
|
124,210
|
| Year 4 |
126,504
|
|
126,504
|
|
238,322
|
| Year 5 |
222,521
|
|
222,521
|
|
132,904
|
| Prior |
251,323
|
|
251,323
|
|
209,377
|
| Revolving Loans |
377,538
|
|
377,538
|
|
165,410
|
| Revolving Loans Converted to Term Loans |
1,155
|
|
1,155
|
|
1,654
|
| Total |
1,083,817
|
|
1,083,817
|
|
976,436
|
| Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
904
|
|
904
|
|
12,093
|
| Year 2 |
20,145
|
|
20,145
|
|
14,534
|
| Year 3 |
21,085
|
|
21,085
|
|
34,855
|
| Year 4 |
33,663
|
|
33,663
|
|
35,219
|
| Year 5 |
31,239
|
|
31,239
|
|
24,707
|
| Prior |
92,373
|
|
92,373
|
|
38,512
|
| Revolving Loans |
95
|
|
95
|
|
181
|
| Revolving Loans Converted to Term Loans |
4,403
|
|
4,403
|
|
4,612
|
| Total |
$ 203,907
|
|
203,907
|
|
164,713
|
| Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
4,575
|
|
11,549
|
| Gross write-offs year 2 |
|
|
2,701
|
|
1,213
|
| Gross write-offs year 3 |
|
|
815
|
|
28,752
|
| Gross write-offs year 4 |
|
|
8,325
|
|
4,803
|
| Gross write-offs year 5 |
|
|
49
|
|
1,082
|
| Gross write-offs year Prior |
|
|
26,569
|
|
18,304
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
24
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
6
|
| Gross write-offs |
|
|
$ 43,034
|
|
$ 65,733
|
| SFR — Bridge to Home Ownership (“BTHO”) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Percentage of single family residential loans originated, current year |
14.00%
|
|
14.00%
|
|
15.00%
|
| Percentage of single family residential loans originated, year 1 |
17.00%
|
|
17.00%
|
|
16.00%
|
| Percentage of single family residential loans originated, year 2 |
19.00%
|
|
19.00%
|
|
16.00%
|
| Percentage of single family residential loans originated, year 3 |
18.00%
|
|
18.00%
|
|
6.00%
|
| Percentage of single family residential loans originated, year 4 |
7.00%
|
|
7.00%
|
|
1.00%
|
| Percentage of single family residential loans originated, prior |
0.00%
|
|
0.00%
|
|
0.00%
|
| Commercial Lending |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
$ 3,044,665
|
|
$ 3,044,665
|
|
$ 6,807,946
|
| Year 2 |
6,242,684
|
|
6,242,684
|
|
3,806,449
|
| Year 3 |
3,442,271
|
|
3,442,271
|
|
3,771,470
|
| Year 4 |
3,334,389
|
|
3,334,389
|
|
5,214,350
|
| Year 5 |
4,873,884
|
|
4,873,884
|
|
2,931,930
|
| Prior |
7,684,188
|
|
7,684,188
|
|
5,678,998
|
| Revolving Loans |
12,784,867
|
|
12,784,867
|
|
11,582,085
|
| Revolving Loans Converted to Term Loans |
124,741
|
|
124,741
|
|
119,300
|
| Total |
41,531,689
|
|
41,531,689
|
|
39,912,528
|
| Commercial Lending | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
4,569
|
|
11,549
|
| Gross write-offs year 2 |
|
|
2,701
|
|
1,199
|
| Gross write-offs year 3 |
|
|
795
|
|
28,752
|
| Gross write-offs year 4 |
|
|
8,310
|
|
4,803
|
| Gross write-offs year 5 |
|
|
41
|
|
1,082
|
| Gross write-offs year Prior |
|
|
26,531
|
|
18,304
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
24
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
0
|
| Gross write-offs |
|
|
42,947
|
|
65,713
|
| Commercial Lending | C&I |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,292,942
|
|
1,292,942
|
|
3,016,862
|
| Year 2 |
2,541,672
|
|
2,541,672
|
|
1,757,317
|
| Year 3 |
1,443,574
|
|
1,443,574
|
|
908,739
|
| Year 4 |
690,334
|
|
690,334
|
|
631,663
|
| Year 5 |
511,507
|
|
511,507
|
|
484,751
|
| Prior |
642,663
|
|
642,663
|
|
316,190
|
| Revolving Loans |
12,670,885
|
|
12,670,885
|
|
11,467,265
|
| Revolving Loans Converted to Term Loans |
69,124
|
|
69,124
|
|
67,968
|
| Total |
19,862,701
|
|
19,862,701
|
|
18,650,755
|
| Gross write-offs |
21,960
|
8,151
|
40,345
|
9,139
|
|
| Commercial Lending | C&I | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,292,513
|
|
1,292,513
|
|
3,013,368
|
| Year 2 |
2,536,352
|
|
2,536,352
|
|
1,717,361
|
| Year 3 |
1,401,347
|
|
1,401,347
|
|
880,267
|
| Year 4 |
661,871
|
|
661,871
|
|
536,461
|
| Year 5 |
423,554
|
|
423,554
|
|
391,413
|
| Prior |
566,857
|
|
566,857
|
|
302,893
|
| Revolving Loans |
12,299,367
|
|
12,299,367
|
|
11,308,551
|
| Revolving Loans Converted to Term Loans |
69,124
|
|
69,124
|
|
67,968
|
| Total |
19,250,985
|
|
19,250,985
|
|
18,218,282
|
| Commercial Lending | C&I | Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
8
|
|
8
|
|
572
|
| Year 2 |
3,850
|
|
3,850
|
|
35,223
|
| Year 3 |
36,570
|
|
36,570
|
|
1,662
|
| Year 4 |
13,047
|
|
13,047
|
|
93,562
|
| Year 5 |
87,746
|
|
87,746
|
|
83,813
|
| Prior |
50,318
|
|
50,318
|
|
6,771
|
| Revolving Loans |
371,485
|
|
371,485
|
|
158,626
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
563,024
|
|
563,024
|
|
380,229
|
| Commercial Lending | C&I | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
421
|
|
421
|
|
2,922
|
| Year 2 |
1,470
|
|
1,470
|
|
4,733
|
| Year 3 |
5,657
|
|
5,657
|
|
26,810
|
| Year 4 |
15,416
|
|
15,416
|
|
1,640
|
| Year 5 |
207
|
|
207
|
|
9,525
|
| Prior |
25,488
|
|
25,488
|
|
6,526
|
| Revolving Loans |
33
|
|
33
|
|
88
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
48,692
|
|
48,692
|
|
52,244
|
| Commercial Lending | C&I | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
4,569
|
|
2,617
|
| Gross write-offs year 2 |
|
|
1,396
|
|
1,199
|
| Gross write-offs year 3 |
|
|
795
|
|
28,752
|
| Gross write-offs year 4 |
|
|
8,310
|
|
4,643
|
| Gross write-offs year 5 |
|
|
32
|
|
1,063
|
| Gross write-offs year Prior |
|
|
19,688
|
|
3,170
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
24
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
0
|
| Gross write-offs |
|
|
34,790
|
|
41,468
|
| Commercial Lending | CRE |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,152,967
|
|
1,152,967
|
|
2,649,381
|
| Year 2 |
2,597,383
|
|
2,597,383
|
|
1,592,227
|
| Year 3 |
1,557,561
|
|
1,557,561
|
|
2,136,467
|
| Year 4 |
2,019,850
|
|
2,019,850
|
|
3,329,820
|
| Year 5 |
3,146,597
|
|
3,146,597
|
|
1,769,826
|
| Prior |
4,982,138
|
|
4,982,138
|
|
3,803,143
|
| Revolving Loans |
77,286
|
|
77,286
|
|
78,712
|
| Revolving Loans Converted to Term Loans |
51,828
|
|
51,828
|
|
47,512
|
| Total |
15,585,610
|
|
15,585,610
|
|
15,407,088
|
| Gross write-offs |
6,848
|
8,306
|
8,153
|
22,243
|
|
| Commercial Lending | CRE | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,151,479
|
|
1,151,479
|
|
2,615,789
|
| Year 2 |
2,564,084
|
|
2,564,084
|
|
1,562,420
|
| Year 3 |
1,525,072
|
|
1,525,072
|
|
2,015,433
|
| Year 4 |
1,899,914
|
|
1,899,914
|
|
3,188,363
|
| Year 5 |
3,019,049
|
|
3,019,049
|
|
1,708,927
|
| Prior |
4,759,749
|
|
4,759,749
|
|
3,607,918
|
| Revolving Loans |
77,286
|
|
77,286
|
|
78,712
|
| Revolving Loans Converted to Term Loans |
51,828
|
|
51,828
|
|
47,512
|
| Total |
15,048,461
|
|
15,048,461
|
|
14,825,074
|
| Commercial Lending | CRE | Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,488
|
|
1,488
|
|
30,275
|
| Year 2 |
29,512
|
|
29,512
|
|
29,807
|
| Year 3 |
21,676
|
|
21,676
|
|
116,862
|
| Year 4 |
108,807
|
|
108,807
|
|
134,018
|
| Year 5 |
124,045
|
|
124,045
|
|
48,569
|
| Prior |
182,404
|
|
182,404
|
|
183,937
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
467,932
|
|
467,932
|
|
543,468
|
| Commercial Lending | CRE | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
3,317
|
| Year 2 |
3,787
|
|
3,787
|
|
0
|
| Year 3 |
10,813
|
|
10,813
|
|
4,172
|
| Year 4 |
11,129
|
|
11,129
|
|
7,439
|
| Year 5 |
3,503
|
|
3,503
|
|
12,330
|
| Prior |
39,985
|
|
39,985
|
|
11,288
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
69,217
|
|
69,217
|
|
38,546
|
| Commercial Lending | CRE | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
0
|
|
8,932
|
| Gross write-offs year 2 |
|
|
1,305
|
|
0
|
| Gross write-offs year 3 |
|
|
0
|
|
0
|
| Gross write-offs year 4 |
|
|
0
|
|
160
|
| Gross write-offs year 5 |
|
|
9
|
|
19
|
| Gross write-offs year Prior |
|
|
6,843
|
|
15,126
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
0
|
| Gross write-offs |
|
|
8,157
|
|
24,237
|
| Commercial Lending | Multifamily residential |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
475,389
|
|
475,389
|
|
895,323
|
| Year 2 |
832,421
|
|
832,421
|
|
338,209
|
| Year 3 |
321,737
|
|
321,737
|
|
478,782
|
| Year 4 |
425,034
|
|
425,034
|
|
1,143,868
|
| Year 5 |
1,119,446
|
|
1,119,446
|
|
663,916
|
| Prior |
2,042,671
|
|
2,042,671
|
|
1,556,203
|
| Revolving Loans |
31,069
|
|
31,069
|
|
32,207
|
| Revolving Loans Converted to Term Loans |
3,789
|
|
3,789
|
|
3,820
|
| Total |
5,251,556
|
|
5,251,556
|
|
5,112,328
|
| Gross write-offs |
0
|
3
|
0
|
7
|
|
| Commercial Lending | Multifamily residential | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
475,389
|
|
475,389
|
|
895,323
|
| Year 2 |
832,421
|
|
832,421
|
|
338,209
|
| Year 3 |
321,737
|
|
321,737
|
|
478,782
|
| Year 4 |
425,034
|
|
425,034
|
|
1,138,693
|
| Year 5 |
1,114,319
|
|
1,114,319
|
|
663,916
|
| Prior |
2,033,813
|
|
2,033,813
|
|
1,547,124
|
| Revolving Loans |
31,069
|
|
31,069
|
|
32,207
|
| Revolving Loans Converted to Term Loans |
3,789
|
|
3,789
|
|
3,820
|
| Total |
5,237,571
|
|
5,237,571
|
|
5,098,074
|
| Commercial Lending | Multifamily residential | Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
0
|
| Year 2 |
0
|
|
0
|
|
0
|
| Year 3 |
0
|
|
0
|
|
0
|
| Year 4 |
0
|
|
0
|
|
5,175
|
| Year 5 |
5,127
|
|
5,127
|
|
0
|
| Prior |
8,603
|
|
8,603
|
|
8,787
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
13,730
|
|
13,730
|
|
13,962
|
| Commercial Lending | Multifamily residential | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
0
|
| Year 2 |
0
|
|
0
|
|
0
|
| Year 3 |
0
|
|
0
|
|
0
|
| Year 4 |
0
|
|
0
|
|
0
|
| Year 5 |
0
|
|
0
|
|
0
|
| Prior |
255
|
|
255
|
|
292
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
255
|
|
255
|
|
292
|
| Commercial Lending | Multifamily residential | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
|
|
0
|
| Gross write-offs year 2 |
|
|
|
|
0
|
| Gross write-offs year 3 |
|
|
|
|
0
|
| Gross write-offs year 4 |
|
|
|
|
0
|
| Gross write-offs year 5 |
|
|
|
|
0
|
| Gross write-offs year Prior |
|
|
|
|
8
|
| Gross write-offs year Revolving Loans |
|
|
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
|
|
0
|
| Gross write-offs |
|
|
|
|
8
|
| Commercial Lending | Construction and land |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
123,367
|
|
123,367
|
|
246,380
|
| Year 2 |
271,208
|
|
271,208
|
|
118,696
|
| Year 3 |
119,399
|
|
119,399
|
|
247,482
|
| Year 4 |
199,171
|
|
199,171
|
|
108,999
|
| Year 5 |
96,334
|
|
96,334
|
|
13,437
|
| Prior |
16,716
|
|
16,716
|
|
3,462
|
| Revolving Loans |
5,627
|
|
5,627
|
|
3,901
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
831,822
|
|
831,822
|
|
742,357
|
| Gross write-offs |
1
|
0
|
894
|
1,996
|
|
| Commercial Lending | Construction and land | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
123,367
|
|
123,367
|
|
246,380
|
| Year 2 |
271,208
|
|
271,208
|
|
109,799
|
| Year 3 |
119,399
|
|
119,399
|
|
247,482
|
| Year 4 |
199,171
|
|
199,171
|
|
90,086
|
| Year 5 |
76,684
|
|
76,684
|
|
13,437
|
| Prior |
16,716
|
|
16,716
|
|
3,462
|
| Revolving Loans |
5,627
|
|
5,627
|
|
3,901
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
812,172
|
|
812,172
|
|
714,547
|
| Commercial Lending | Construction and land | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
0
|
| Year 2 |
0
|
|
0
|
|
8,897
|
| Year 3 |
0
|
|
0
|
|
0
|
| Year 4 |
0
|
|
0
|
|
18,913
|
| Year 5 |
19,650
|
|
19,650
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
19,650
|
|
19,650
|
|
27,810
|
| Commercial Lending | Total CRE |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,751,723
|
|
1,751,723
|
|
3,791,084
|
| Year 2 |
3,701,012
|
|
3,701,012
|
|
2,049,132
|
| Year 3 |
1,998,697
|
|
1,998,697
|
|
2,862,731
|
| Year 4 |
2,644,055
|
|
2,644,055
|
|
4,582,687
|
| Year 5 |
4,362,377
|
|
4,362,377
|
|
2,447,179
|
| Prior |
7,041,525
|
|
7,041,525
|
|
5,362,808
|
| Revolving Loans |
113,982
|
|
113,982
|
|
114,820
|
| Revolving Loans Converted to Term Loans |
55,617
|
|
55,617
|
|
51,332
|
| Total |
21,668,988
|
|
21,668,988
|
|
21,261,773
|
| Commercial Lending | Total CRE | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
0
|
|
8,932
|
| Gross write-offs year 2 |
|
|
1,305
|
|
0
|
| Gross write-offs year 3 |
|
|
0
|
|
0
|
| Gross write-offs year 4 |
|
|
0
|
|
160
|
| Gross write-offs year 5 |
|
|
9
|
|
19
|
| Gross write-offs year Prior |
|
|
6,843
|
|
15,134
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
0
|
| Gross write-offs |
|
|
8,157
|
|
24,245
|
| Consumer Lending |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,719,393
|
|
1,719,393
|
|
2,911,452
|
| Year 2 |
2,611,885
|
|
2,611,885
|
|
1,847,167
|
| Year 3 |
1,544,278
|
|
1,544,278
|
|
2,363,541
|
| Year 4 |
2,119,292
|
|
2,119,292
|
|
2,831,381
|
| Year 5 |
2,685,654
|
|
2,685,654
|
|
1,874,846
|
| Prior |
4,785,250
|
|
4,785,250
|
|
3,287,067
|
| Revolving Loans |
1,895,482
|
|
1,895,482
|
|
1,773,347
|
| Revolving Loans Converted to Term Loans |
71,017
|
|
71,017
|
|
76,843
|
| Total |
17,432,251
|
|
17,432,251
|
|
16,965,644
|
| Consumer Lending | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
6
|
|
0
|
| Gross write-offs year 2 |
|
|
0
|
|
14
|
| Gross write-offs year 3 |
|
|
20
|
|
0
|
| Gross write-offs year 4 |
|
|
15
|
|
0
|
| Gross write-offs year 5 |
|
|
8
|
|
0
|
| Gross write-offs year Prior |
|
|
38
|
|
0
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
6
|
| Gross write-offs |
|
|
87
|
|
20
|
| Consumer Lending | Single-family residential (“SFR”) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,706,247
|
|
1,706,247
|
|
2,869,487
|
| Year 2 |
2,573,249
|
|
2,573,249
|
|
1,842,358
|
| Year 3 |
1,540,879
|
|
1,540,879
|
|
2,358,276
|
| Year 4 |
2,111,201
|
|
2,111,201
|
|
2,818,738
|
| Year 5 |
2,664,733
|
|
2,664,733
|
|
1,861,965
|
| Prior |
4,740,000
|
|
4,740,000
|
|
3,251,725
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
15,336,309
|
|
15,336,309
|
|
15,002,549
|
| Consumer Lending | Single-family residential (“SFR”) | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,705,569
|
|
1,705,569
|
|
2,861,764
|
| Year 2 |
2,555,111
|
|
2,555,111
|
|
1,837,821
|
| Year 3 |
1,534,862
|
|
1,534,862
|
|
2,349,242
|
| Year 4 |
2,103,178
|
|
2,103,178
|
|
2,808,694
|
| Year 5 |
2,654,672
|
|
2,654,672
|
|
1,860,110
|
| Prior |
4,719,367
|
|
4,719,367
|
|
3,228,996
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
15,272,759
|
|
15,272,759
|
|
14,946,627
|
| Consumer Lending | Single-family residential (“SFR”) | Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
195
|
|
195
|
|
3,157
|
| Year 2 |
7,312
|
|
7,312
|
|
3,646
|
| Year 3 |
2,430
|
|
2,430
|
|
5,589
|
| Year 4 |
3,805
|
|
3,805
|
|
5,427
|
| Year 5 |
3,788
|
|
3,788
|
|
235
|
| Prior |
8,710
|
|
8,710
|
|
9,356
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
26,240
|
|
26,240
|
|
27,410
|
| Consumer Lending | Single-family residential (“SFR”) | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
483
|
|
483
|
|
4,566
|
| Year 2 |
10,826
|
|
10,826
|
|
891
|
| Year 3 |
3,587
|
|
3,587
|
|
3,445
|
| Year 4 |
4,218
|
|
4,218
|
|
4,617
|
| Year 5 |
6,273
|
|
6,273
|
|
1,620
|
| Prior |
11,923
|
|
11,923
|
|
13,373
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
37,310
|
|
37,310
|
|
28,512
|
| Consumer Lending | Single-family residential (“SFR”) | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
6
|
|
0
|
| Gross write-offs year 2 |
|
|
0
|
|
14
|
| Gross write-offs year 3 |
|
|
20
|
|
0
|
| Gross write-offs year 4 |
|
|
4
|
|
0
|
| Gross write-offs year 5 |
|
|
8
|
|
0
|
| Gross write-offs year Prior |
|
|
38
|
|
0
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
0
|
| Gross write-offs |
|
|
76
|
|
14
|
| Consumer Lending | Home equity loans |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
4,424
|
|
4,424
|
|
16,819
|
| Year 2 |
15,695
|
|
15,695
|
|
4,809
|
| Year 3 |
3,399
|
|
3,399
|
|
5,216
|
| Year 4 |
8,091
|
|
8,091
|
|
8,008
|
| Year 5 |
16,194
|
|
16,194
|
|
12,752
|
| Prior |
45,036
|
|
45,036
|
|
29,772
|
| Revolving Loans |
1,875,429
|
|
1,875,429
|
|
1,757,678
|
| Revolving Loans Converted to Term Loans |
71,017
|
|
71,017
|
|
76,843
|
| Total |
2,039,285
|
|
2,039,285
|
|
1,911,897
|
| Gross write-offs |
11
|
0
|
11
|
0
|
|
| Consumer Lending | Home equity loans | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
4,424
|
|
4,424
|
|
13,652
|
| Year 2 |
9,898
|
|
9,898
|
|
4,796
|
| Year 3 |
2,371
|
|
2,371
|
|
4,740
|
| Year 4 |
4,346
|
|
4,346
|
|
5,258
|
| Year 5 |
12,773
|
|
12,773
|
|
11,233
|
| Prior |
29,026
|
|
29,026
|
|
22,213
|
| Revolving Loans |
1,869,376
|
|
1,869,376
|
|
1,750,894
|
| Revolving Loans Converted to Term Loans |
65,459
|
|
65,459
|
|
70,577
|
| Total |
1,997,673
|
|
1,997,673
|
|
1,883,363
|
| Consumer Lending | Home equity loans | Criticized (accrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
1,879
|
| Year 2 |
1,735
|
|
1,735
|
|
0
|
| Year 3 |
0
|
|
0
|
|
97
|
| Year 4 |
845
|
|
845
|
|
140
|
| Year 5 |
1,815
|
|
1,815
|
|
287
|
| Prior |
1,288
|
|
1,288
|
|
526
|
| Revolving Loans |
6,053
|
|
6,053
|
|
6,784
|
| Revolving Loans Converted to Term Loans |
1,155
|
|
1,155
|
|
1,654
|
| Total |
12,891
|
|
12,891
|
|
11,367
|
| Consumer Lending | Home equity loans | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
1,288
|
| Year 2 |
4,062
|
|
4,062
|
|
13
|
| Year 3 |
1,028
|
|
1,028
|
|
379
|
| Year 4 |
2,900
|
|
2,900
|
|
2,610
|
| Year 5 |
1,606
|
|
1,606
|
|
1,232
|
| Prior |
14,722
|
|
14,722
|
|
7,033
|
| Revolving Loans |
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term Loans |
4,403
|
|
4,403
|
|
4,612
|
| Total |
28,721
|
|
28,721
|
|
17,167
|
| Consumer Lending | Home equity loans | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
0
|
|
0
|
| Gross write-offs year 2 |
|
|
0
|
|
0
|
| Gross write-offs year 3 |
|
|
0
|
|
0
|
| Gross write-offs year 4 |
|
|
11
|
|
0
|
| Gross write-offs year 5 |
|
|
0
|
|
0
|
| Gross write-offs year Prior |
|
|
0
|
|
0
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
6
|
| Gross write-offs |
|
|
11
|
|
6
|
| Consumer Lending | Total residential mortgage |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
1,710,671
|
|
1,710,671
|
|
2,886,306
|
| Year 2 |
2,588,944
|
|
2,588,944
|
|
1,847,167
|
| Year 3 |
1,544,278
|
|
1,544,278
|
|
2,363,492
|
| Year 4 |
2,119,292
|
|
2,119,292
|
|
2,826,746
|
| Year 5 |
2,680,927
|
|
2,680,927
|
|
1,874,717
|
| Prior |
4,785,036
|
|
4,785,036
|
|
3,281,497
|
| Revolving Loans |
1,875,429
|
|
1,875,429
|
|
1,757,678
|
| Revolving Loans Converted to Term Loans |
71,017
|
|
71,017
|
|
76,843
|
| Total |
17,375,594
|
|
17,375,594
|
|
16,914,446
|
| Consumer Lending | Total residential mortgage | Gross write-offs |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Gross write-offs year 1 |
|
|
6
|
|
0
|
| Gross write-offs year 2 |
|
|
0
|
|
14
|
| Gross write-offs year 3 |
|
|
20
|
|
0
|
| Gross write-offs year 4 |
|
|
15
|
|
0
|
| Gross write-offs year 5 |
|
|
8
|
|
0
|
| Gross write-offs year Prior |
|
|
38
|
|
0
|
| Gross write-offs year Revolving Loans |
|
|
0
|
|
0
|
| Gross write-offs Revolving Loans Converted to Term Loans |
|
|
0
|
|
6
|
| Gross write-offs |
|
|
87
|
|
20
|
| Consumer Lending | Other consumer |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
8,722
|
|
8,722
|
|
25,146
|
| Year 2 |
22,941
|
|
22,941
|
|
0
|
| Year 3 |
0
|
|
0
|
|
49
|
| Year 4 |
0
|
|
0
|
|
4,635
|
| Year 5 |
4,727
|
|
4,727
|
|
129
|
| Prior |
214
|
|
214
|
|
5,570
|
| Revolving Loans |
20,053
|
|
20,053
|
|
15,669
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
56,657
|
|
56,657
|
|
51,198
|
| Gross write-offs |
18
|
4
|
93
|
53
|
|
| Consumer Lending | Other consumer | Pass |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
8,722
|
|
8,722
|
|
25,146
|
| Year 2 |
22,941
|
|
22,941
|
|
0
|
| Year 3 |
0
|
|
0
|
|
0
|
| Year 4 |
0
|
|
0
|
|
4,635
|
| Year 5 |
4,727
|
|
4,727
|
|
129
|
| Prior |
214
|
|
214
|
|
5,570
|
| Revolving Loans |
19,991
|
|
19,991
|
|
15,576
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
56,595
|
|
56,595
|
|
51,056
|
| Consumer Lending | Other consumer | Criticized (nonaccrual) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Year 1 |
0
|
|
0
|
|
0
|
| Year 2 |
0
|
|
0
|
|
0
|
| Year 3 |
0
|
|
0
|
|
49
|
| Year 4 |
0
|
|
0
|
|
0
|
| Year 5 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving Loans |
62
|
|
62
|
|
93
|
| Revolving Loans Converted to Term Loans |
0
|
|
0
|
|
0
|
| Total |
62
|
|
62
|
|
142
|
| Consumer Lending | SFR — Bridge to Home Ownership (“BTHO”) |
|
|
|
|
|
| Financing Receivable, Vintage Year/Credit Quality Indicator [Line Items] |
|
|
|
|
|
| Total |
1,517,892
|
|
1,517,892
|
|
$ 1,310,524
|
| Gross write-offs |
$ 0
|
$ 0
|
$ 0
|
$ 0
|
|