| Schedule of Company's reported segment revenues, profit or loss and significant segment expenses |
| | | | | | | | | | | | | | | Three Months Ended June 30, | | Six Months Ended June 30, | | | 2026 | | 2025 | | 2026 | | 2025 | | | | (In Thousand) | | (In Thousand) | Total interest income | | $ | 36,060 | | $ | 38,039 | | $ | 72,029 | | $ | 76,246 | Total interest expense | | | 11,410 | | | 12,965 | | | 23,245 | | | 26,908 | Net interest income | | | 24,650 | | | 25,074 | | | 48,784 | | | 49,338 | Provision for credit loss | | | 860 | | | — | | | 860 | | | 237 | Net interest income after provision for credit losses | | | 23,790 | | | 25,074 | | | 47,924 | | | 49,101 | Total non-interest income | | | 642 | | | 858 | | | 1,438 | | | 2,093 | Non-interest expense: | | | | | | | | | | | | | Salaries and employee benefits | | | 5,817 | | | 5,650 | | | 11,989 | | | 11,583 | Occupancy expense | | | 787 | | | 743 | | | 1,661 | | | 1,489 | Equipment | | | 221 | | | 253 | | | 444 | | | 470 | Outside data processing | | | 725 | | | 758 | | | 1,521 | | | 1,494 | Advertising | | | 43 | | | 123 | | | 86 | | | 225 | Real estate owned expense | | | — | | | 247 | | | — | | | 277 | Other | | | 3,026 | | | 2,734 | | | 5,797 | | | 5,589 | Total Non-Interest Expenses | | | 10,619 | | | 10,508 | | | 21,498 | | | 21,127 | Income before income tax expense | | | 13,813 | | | 15,424 | | | 27,864 | | | 30,067 | Income tax expense | | | 4,018 | | | 4,254 | | | 8,117 | | | 8,330 | Segment net income | | $ | 9,795 | | $ | 11,170 | | $ | 19,747 | | $ | 21,737 | | | | | | | | | | | | | | Reconciliation of profit or loss | | | | | | | | | | | | | Adjustments and reconciling items | | | — | | | — | | | — | | | — | Consolidated net income | | $ | 9,795 | | $ | 11,170 | | $ | 19,747 | | $ | 21,737 | | | | | | | | | | | | | | Earnings per common share - Basis | | $ | 0.75 | | $ | 0.85 | | $ | 1.50 | | $ | 1.65 | Earnings per common share - Diluted | | | 0.72 | | | 0.82 | | | 1.46 | | | 1.60 |
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